Mortgage Lenders and Brokers in Floral Park, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Floral Park, New York mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA24720 Jericho Tpke, Floral Park, NY 11001A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank372 Jericho Tpke, Floral Park, NY 11001A+5.0 ★Texas Ratio: 3.71%, Citibank, NACitibank, NA215 Jericho Tpke, Floral Park, NY 11001A+5.0 ★Texas Ratio: 2.82%, Wells Fargo Bank NAWells Fargo Bank NA921 Saw Mill River Rd, Ardsley, NY 10502A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA1440 Central Ave, Albany, NY 12205A+5.0 ★Texas Ratio: 5.44%, Ridgewood Savings BankRidgewood Savings Bank4314 Ditmars Blvd, Astoria, NY 11105A5.0 ★Texas Ratio: 9.37%, Bank of America NABank of America NA1450 Western Ave, Albany, NY 12203A+5.0 ★Texas Ratio: 4.14%, Maspeth Federal Savings and Loan AssociationMaspeth Federal Savings and Loan Association3142 Steinway St, Astoria, NY 11103, United Mortgage Corp.United Mortgage Corp.252 Broadway, Brooklyn, NY 11211A5.0 ★Texas Ratio: 9.27%, and First Central Savings BankFirst Central Savings Bank3501 30th Ave, Astoria, NY 11103A-4.9 ★Texas Ratio: 16.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Floral Park, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Floral Park are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Floral Park, New York
Market share is the lender's share of all home loans closed in Floral Park, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Floral Park 24720 Jericho Tpke, Floral Park, NY 11001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 16 +3 HELOCs |
13.6% | 84.2% | $495,000 | View |
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1 office in Floral Park 372 Jericho Tpke, Floral Park, NY 11001 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +11 HELOCs |
0.8% | 33.3% | $865,000 | View |
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1 office in Floral Park 215 Jericho Tpke, Floral Park, NY 11001 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $835,000 | View |
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921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 5.1% | 100% | $601,666 | View |
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1440 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +7 HELOCs |
2.5% | 75% | $541,666 | View |
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★ 1 stars, 1 review 4314 Ditmars Blvd, Astoria, NY 11105 A5.0 ★Texas Ratio: 9.37% |
Conventional | 3 | 2.5% | 100% | $178,333 | View |
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1450 Western Ave, Albany, NY 12203 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +7 HELOCs |
1.7% | 100% | $675,000 | View |
Maspeth Federal Savings and Loan Association
3142 Steinway St, Astoria, NY 11103 |
Conventional | 2 | 1.7% | 100% | $575,000 | |
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252 Broadway, Brooklyn, NY 11211 A5.0 ★Texas Ratio: 9.27% |
Conventional | 2 | 1.7% | 100% | $705,000 | View |
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3501 30th Ave, Astoria, NY 11103 A-4.9 ★Texas Ratio: 16.55% |
Conventional | 2 | 1.7% | 100% | $645,000 | View |
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1145 Willis Ave, Albertson, NY 11507 1232 B+4.8 ★Texas Ratio: 17.52% |
Conventional, HELOC | 1 +16 HELOCs |
0.8% | 100% | $615,000 | View |
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110 Merrick Rd, Amityville, NY 11701 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.8% | 100% | $905,000 | View |
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20907 Northern Blvd, Bayside, NY 11361 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.8% | 100% | $525,000 | View |
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2000 Westchester Ave, Purchase, NY 10577 A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.8% | 100% | $765,000 | View |
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374 E 149th St, Bronx, NY 10455 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.8% | 100% | $605,000 | View |
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2500 Westchester Ave, Purchase, NY 10577 2587 A5.0 ★Texas Ratio: 11.76% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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80 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Teachers Federal Credit Union
355 Broadway, Amityville, NY 11701 |
HELOC | 0 +1 HELOCs |
0% | 100% | ||
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353 E 149th St, Bronx, NY 10455 A5.0 ★Texas Ratio: 8.74% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Better Mortgage Corporation
300 Crosspoint Pkwy, Getzville, NY 14068 1606 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
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6150 Jericho Tpke, Commack, NY 11725 2802 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cliffco, Inc.
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Conventional | 3 | 2.5% | 75% | $665,000 | |
Lynx Mortgage Bank LLC
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Conventional | 3 | 2.5% | 100% | $468,333 | |
Contour Mortgage Corporation
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Conventional | 2 | 1.7% | 100% | $760,000 | |
East Coast Capital Corp.
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Conventional | 2 | 1.7% | 100% | $635,000 | |
Mid-Island Mortgage Corp.
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Conventional | 2 | 1.7% | 100% | $395,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 2 | 1.7% | 100% | $445,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 2 | 1.7% | 100% | $600,000 | |
1St Priority Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $645,000 | |
Interstate Home Loan Center, Inc.
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FHA | 1 | 0.8% | 100% | $595,000 | |
Jovia Financial Federal Credit
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HELOC | 0 +13 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 17 | 14.4% | 89.5% | $370,882 | |
United Wholesale Mortgage
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Conventional, HELOC | 4 +1 HELOCs |
3.4% | 80% | $680,000 | |
CrossCountry Mortgage, LLC
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Conventional | 4 | 3.4% | 100% | $467,500 | |
loanDepot.com LLC
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Conventional | 4 | 3.4% | 83.3% | $560,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 2.5% | 75% | $351,666 | View |
Newrez LLC
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Conventional | 3 | 2.5% | 100% | $105,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.7% | 100% | $675,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.7% | 100% | $650,000 | |
Discover Bank
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Conventional | 2 | 1.7% | 25% | $90,000 | |
New American Funding, LLC.
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Conventional, VA | 2 | 1.7% | 100% | $775,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 1.7% | 66.7% | $720,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.8% | 100% | $805,000 | |
Alliant Credit Union
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Conventional | 1 | 0.8% | 100% | $715,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $485,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $515,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.8% | 100% | $775,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $1,075,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.8% | 100% | $195,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.8% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
Uif Corporation
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Conventional | 1 | 0.8% | 100% | $685,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.8% | 100% | $805,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.8% | 100% | $815,000 | |
American Airlines Federal Cred
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Floral Park Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Floral Park, New York
Looking for mortgage lenders near me or mortgage brokers near me in Floral Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Floral Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Floral Park, NY
Use these to narrow the list above. Each category shows how many Floral Park, NY lenders fit and what that kind of lender is usually best for.
Who Lends in Floral Park, NY
Independent mortgage companies closed 56.8 percent of home loans in Floral Park, New York in 2025, banks 40.7 percent and credit unions 2.5 percent. United Mortgage Corp. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Fourleaf Federal Credit Union the largest credit union. Among lenders headquartered in New York, Citibank, NA led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Floral Park, NY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Floral Park, New York with 16 loans, about 13.6 percent of the market. The largest lender headquartered in New York was Citibank, NA with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Floral Park, New York in 2025, led by Interstate Home Loan Center, Inc. with 1. 2 lenders closed VA loans, led by New American Funding, LLC.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 11 credit unions closed home loans in Floral Park, New York in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Floral Park, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Floral Park, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Floral Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
