Mortgage Lenders and Brokers in Portales, New Mexico
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Portales, New Mexico mortgage lenders include First Financial Credit UnionFirst Financial Credit Union700 W 2nd St, Portales, NM 88130 6242A+5.0 ★Texas Ratio: 4.65%, US Bank, N.A.US Bank, N.A.400 W 1st St, Portales, NM 88130A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9261 Coors Blvd Nw, Albuquerque, NM 87114A+5.0 ★Texas Ratio: 3.68%, Kirtland Federal Credit UnionKirtland Federal Credit Union6440 Gibson Blvd SE, Albuquerque, NM 87108A+5.0 ★Texas Ratio: 3.99%, BMO Harris Bank NABMO Harris Bank NA500 Marquette Ave Nw, Albuquerque, NM 87102A+5.0 ★Texas Ratio: 3.54%, Primary Residential Mortgage, INC., Bell BankBell BankA+5.0 ★Texas Ratio: 3.66%, Rocket Mortgage, United Wholesale Mortgage, and Mortgage Research Center. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Portales, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Portales are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Portales, New Mexico
Market share is the lender's share of all home loans closed in Portales, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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700 W 2nd St, Portales, NM 88130 6242 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 2 | 1.4% | 33.3% | $65,000 | View |
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400 W 1st St, Portales, NM 88130 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 25% | $85,000 | View |
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9261 Coors Blvd Nw, Albuquerque, NM 87114 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
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6440 Gibson Blvd SE, Albuquerque, NM 87108 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
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500 Marquette Ave Nw, Albuquerque, NM 87102 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA, USDA | 33 | 22.4% | 94.3% | $134,393 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, USDA | 31 | 21.1% | 100% | $115,322 | View |
Rocket Mortgage
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Conventional, FHA | 14 | 9.5% | 78.9% | $138,571 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 7 | 4.8% | 77.8% | $156,428 | |
Mortgage Research Center
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VA | 7 | 4.8% | 77.8% | $216,428 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 5 | 3.4% | 100% | $51,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 4 | 2.7% | 80% | $47,500 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 2% | 75% | $85,000 | |
RANLife, Inc.
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Conventional | 2 | 1.4% | 100% | $230,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 1.4% | 100% | $260,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 1.4% | 66.7% | $175,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.4% | 40% | $80,000 | |
Guild Mortgage Company
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FHA, USDA | 2 | 1.4% | 100% | $170,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 1.4% | 100% | $55,000 | |
New Day Financial, LLC.
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VA | 2 | 1.4% | 100% | $195,000 | |
Pentagon Federal Credit Union
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Conventional, VA | 2 | 1.4% | 100% | $210,000 | |
21St Mortgage
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Conventional | 2 | 1.4% | 40% | $130,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.4% | 100% | $145,000 | View |
American Financial Resources LLC
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VA | 1 | 0.7% | 100% | $165,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Newrez LLC
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VA | 1 | 0.7% | 100% | $225,000 | |
Nbkc Bank
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Conventional | 1 | 0.7% | 100% | $185,000 | |
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D3.3 ★Texas Ratio: 35.11% |
USDA | 1 | 0.7% | 50% | $95,000 | View |
Directors Mortgage, Inc
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VA | 1 | 0.7% | 100% | $295,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.7% | 75% | $95,000 | |
ClearPath Lending
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VA | 1 | 0.7% | 100% | $165,000 | |
Flat Branch Mortgage, Inc.
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VA | 1 | 0.7% | 100% | $155,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.7% | 100% | $125,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $285,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $135,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.7% | 100% | $245,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 100% | $165,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.7% | 100% | $275,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.7% | 100% | $275,000 |
Portales Mortgage Rate Trends
Daily average mortgage rates for New Mexico compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Portales, New Mexico
Looking for mortgage lenders near me or mortgage brokers near me in Portales? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Portales in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Portales, NM
Use these to narrow the list above. Each category shows how many Portales, NM lenders fit and what that kind of lender is usually best for.
Who Lends in Portales, NM
Independent mortgage companies closed 63.9 percent of home loans in Portales, New Mexico in 2025, banks 29.9 percent and credit unions 6.1 percent. Primary Residential Mortgage, INC. was the largest mortgage company, US Bank, N.A. the largest bank and First Financial Credit Union the largest credit union. Among lenders headquartered in New Mexico, First Financial Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.
More New Mexico Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Portales, NM
By home loans closed in 2025, First Financial Credit Union was the largest mortgage lender in Portales, New Mexico with 2 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Portales, New Mexico in 2025, led by Bell Bank with 7. 16 lenders closed VA loans, led by Primary Residential Mortgage, INC., and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 4 credit unions closed home loans in Portales, New Mexico in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Portales, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Portales, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Portales. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
