Las Vegas, New Mexico mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA715 Mills Ave, Las Vegas, NM 87701A+5.0 ★Texas Ratio: 5.36%, State Employees Credit UnionState Employees Credit Union1201 Mills Ave, Las Vegas, NM 87701C+4.1 ★Texas Ratio: 26.01%, Bokf NABokf NA3301 Coors Blvd Nw, Albuquerque, NM 87120A+5.0 ★Texas Ratio: 1.05%, U.S. Eagle Federal Credit UnionU.S. Eagle Federal Credit Union3939 Osuna Rd NE, Albuquerque, NM 87109 4431F2.6 ★Texas Ratio: 44.42%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9261 Coors Blvd Nw, Albuquerque, NM 87114A+5.0 ★Texas Ratio: 3.68%, Guadalupe Credit UnionGuadalupe Credit Union2504 7th St, Las Vegas, NM 87701 4969A5.0 ★Texas Ratio: 7.15%, Nusenda Federal Credit UnionNusenda Federal Credit Union7517 Montgomery Blvd NE, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 5.40%, Del Norte Credit UnionDel Norte Credit Union1216 N Paseo de Onate, Espanola, NM 87532A+5.0 ★Texas Ratio: 3.00%, Sunflower Bank, N.A.Sunflower Bank, N.A.7300 Jefferson St Ne, Albuquerque, NM 87109A5.0 ★Texas Ratio: 10.77%, and Directors Mortgage, Inc. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Las Vegas, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Las Vegas are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Las Vegas, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Las Vegas 715 Mills Ave, Las Vegas, NM 87701 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 2.6% | 100% | $55,000 | View |
|
1201 Mills Ave, Las Vegas, NM 87701 C+4.1 ★Texas Ratio: 26.01% |
Conventional | 9 | 7.8% | 70% | $119,444 | View |
|
3301 Coors Blvd Nw, Albuquerque, NM 87120 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA | 5 | 4.3% | 100% | $131,000 | View |
|
3939 Osuna Rd NE, Albuquerque, NM 87109 4431 F2.6 ★Texas Ratio: 44.42% |
Conventional, HELOC | 2 +1 HELOCs |
1.7% | 100% | $85,000 | View |
|
9261 Coors Blvd Nw, Albuquerque, NM 87114 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $145,000 | View |
|
2504 7th St, Las Vegas, NM 87701 4969 A5.0 ★Texas Ratio: 7.15% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
|
7517 Montgomery Blvd NE, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.9% | 50% | $175,000 | View |
|
1216 N Paseo de Onate, Espanola, NM 87532 A+5.0 ★Texas Ratio: 3.00% |
Conventional | 1 | 0.9% | 33.3% | $105,000 | View |
|
7300 Jefferson St Ne, Albuquerque, NM 87109 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.9% | 50% | $95,000 | View |
Directors Mortgage, Inc
|
Conventional, FHA, VA | 15 | 12.9% | 92% | $118,333 | |
Rocket Mortgage
|
Conventional, FHA, VA | 11 | 9.5% | 70.6% | $235,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, USDA | 8 | 6.9% | 100% | $230,000 | |
Waterstone Mortgage Corporation
|
Conventional, FHA | 8 | 6.9% | 100% | $160,000 | |
21St Mortgage
|
Conventional | 6 | 5.2% | 53.8% | $126,666 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 5 | 4.3% | 100% | $111,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 5 | 4.3% | 15.6% | $109,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 4 | 3.4% | 100% | $372,500 | |
Mortgage Research Center
|
VA | 3 | 2.6% | 100% | $291,666 | |
Zillow Home Loans, LLC
|
Conventional | 3 | 2.6% | 100% | $148,333 | |
Freedom Mortgage Corporation
|
Conventional, VA | 2 | 1.7% | 100% | $265,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 1.7% | 40% | $55,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 2 | 1.7% | 100% | $85,000 | View |
Nationstar Mortgage
|
Conventional, FHA | 2 | 1.7% | 100% | $210,000 | |
Southwest Stage Funding LLC
|
Conventional | 2 | 1.7% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.9% | 100% | $235,000 | View |
Countryplace Mortgage, Ltd.
|
Conventional | 1 | 0.9% | 50% | $215,000 | |
Newrez LLC
|
Conventional | 1 | 0.9% | 100% | $125,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.9% | 100% | $195,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.9% | 50% | $35,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 0.9% | 50% | $165,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.9% | 100% | $145,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.9% | 100% | $85,000 | |
V.I.P. Mortgage, Inc.
|
FHA | 1 | 0.9% | 100% | $265,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.9% | 100% | $175,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.9% | 50% | $85,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.9% | 50% | $95,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
Hometrust Mortgage Company
|
FHA | 1 | 0.9% | 100% | $125,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for New Mexico compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Las Vegas? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Las Vegas in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Las Vegas, NM lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68.1 percent of home loans in Las Vegas, New Mexico in 2025, banks 18.1 percent and credit unions 13.8 percent. Directors Mortgage, Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and State Employees Credit Union the largest credit union. Among lenders headquartered in New Mexico, State Employees Credit Union led with 9 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Las Vegas, New Mexico with 3 loans, about 2.6 percent of the market. The largest lender headquartered in New Mexico was State Employees Credit Union with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Las Vegas, New Mexico in 2025, led by CrossCountry Mortgage, LLC with 4. 8 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 7 credit unions closed home loans in Las Vegas, New Mexico in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Las Vegas, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Las Vegas, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Las Vegas. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.