Mortgage Lenders and Brokers in Atoka, New Mexico
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Atoka, New Mexico mortgage lenders include First American BankFirst American Bank1300 N White Sands Blvd, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 3.00%, PNC Bank N.A.PNC Bank N.A.600 9th St, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.7900 Jefferson St Ne, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 2.85%, Western Commerce BankWestern Commerce Bank1910 Wyoming Blvd Ne, Albuquerque, NM 87112A5.0 ★Texas Ratio: 10.25%, Wells Fargo Bank NAWells Fargo Bank NA1109 New York Ave, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 5.36%, Rocket Mortgage, 21St Mortgage, Pennymac Loan Services LLC, American Pacific Mortgage Corporation, and Mortgage Research Center. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Atoka, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Atoka are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Atoka, New Mexico
Market share is the lender's share of all home loans closed in Atoka, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1300 N White Sands Blvd, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 3.00% |
Conventional | 8 | 10% | 100% | $278,750 | View |
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★ 1.7 stars, 3 reviews 600 9th St, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA | 3 | 3.8% | 100% | $341,666 | View |
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7900 Jefferson St Ne, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.2% | 100% | $325,000 | View |
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1910 Wyoming Blvd Ne, Albuquerque, NM 87112 A5.0 ★Texas Ratio: 10.25% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,215,000 | View |
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1109 New York Ave, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 1.2% | 100% | $495,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 16.2% | 76.5% | $250,384 | |
21St Mortgage
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Conventional | 8 | 10% | 45% | $155,000 | |
Pennymac Loan Services LLC
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FHA | 6 | 7.5% | 85.7% | $360,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 6 | 7.5% | 85.7% | $241,666 | |
Mortgage Research Center
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VA | 4 | 5% | 100% | $357,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 3.8% | 100% | $238,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 3.8% | 60% | $145,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
2.5% | 100% | $100,000 | |
United Wholesale Mortgage
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FHA, VA | 2 | 2.5% | 50% | $275,000 | |
Primary Residential Mortgage, INC.
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Conventional, VA | 2 | 2.5% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.5% | 100% | $395,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 1.2% | 100% | $385,000 | |
Newrez LLC
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FHA | 1 | 1.2% | 33.3% | $185,000 | |
Directors Mortgage, Inc
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FHA | 1 | 1.2% | 100% | $295,000 | |
American Financial Network, Inc.
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FHA | 1 | 1.2% | 100% | $165,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.2% | 100% | $375,000 | |
Click n' Close, Inc.
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FHA | 1 | 1.2% | 100% | $395,000 | |
American Financing Corporation
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FHA | 1 | 1.2% | 50% | $325,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.2% | 50% | $355,000 | View |
Gecu
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Conventional | 1 | 1.2% | 100% | $345,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 13.31% |
FHA | 1 | 1.2% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 1.2% | 100% | $335,000 | View |
Nationstar Mortgage
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FHA | 1 | 1.2% | 50% | $165,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.2% | 100% | $305,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 1.2% | 100% | $95,000 |
Atoka Mortgage Rate Trends
Daily average mortgage rates for New Mexico compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Atoka, New Mexico
Looking for mortgage lenders near me or mortgage brokers near me in Atoka? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Atoka in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Atoka, NM
Use these to narrow the list above. Each category shows how many Atoka, NM lenders fit and what that kind of lender is usually best for.
Who Lends in Atoka, NM
Independent mortgage companies closed 72.5 percent of home loans in Atoka, New Mexico in 2025, banks 22.5 percent and credit unions 5 percent. Rocket Mortgage was the largest mortgage company, First American Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in New Mexico, First American Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.
More New Mexico Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Atoka, NM
By home loans closed in 2025, First American Bank was the largest mortgage lender in Atoka, New Mexico with 8 loans, about 10 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Atoka, New Mexico in 2025, led by Pennymac Loan Services LLC with 6. 9 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 2 credit unions closed home loans in Atoka, New Mexico in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Atoka, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Atoka, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Atoka. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
