Mortgage Lenders and Brokers in Union, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Union, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1224 Stuyvesant Ave, Union, NJ 07083A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA977 Stuyvesant Ave, Union, NJ 07083A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank995 Morris Ave, Union, NJ 07083A+5.0 ★Texas Ratio: 3.71%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Valley National BankValley National Bank2784 Morris Ave, Union, NJ 07083A+5.0 ★Texas Ratio: 5.76%, Bank of America NABank of America NA2500 Route 22 Ctr, Union, NJ 07083A+5.0 ★Texas Ratio: 4.14%, Flagstar Bank NAFlagstar Bank NA1887 Morris Ave, Union, NJ 07083D3.3 ★Texas Ratio: 35.11%, Unity BankUnity Bank945 Stuyvesant Ave, Union, NJ 07083A5.0 ★Texas Ratio: 9.27%, PNC Bank N.A.PNC Bank N.A.2660 Morris Ave, Union, NJ 07083A+5.0 ★Texas Ratio: 4.24%, and Peapack Private Bank & TrustPeapack Private Bank & Trust500 Hills Drive Suite 300, Bedminster, NJ 07921. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Union, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Union are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Union, New Jersey
Market share is the lender's share of all home loans closed in Union, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Union 1224 Stuyvesant Ave, Union, NJ 07083 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 10 | 5.8% | 100% | $472,000 | View |
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2 offices in Union 977 Stuyvesant Ave, Union, NJ 07083 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +10 HELOCs |
1.2% | 100% | $440,000 | View |
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3 offices in Union 995 Morris Ave, Union, NJ 07083 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +2 HELOCs |
1.2% | 66.7% | $370,000 | View |
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1 office in Union 1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 2 | 1.2% | 66.7% | $355,000 | View |
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1 office in Union 2784 Morris Ave, Union, NJ 07083 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 1.2% | 100% | $510,000 | View |
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2 offices in Union 2500 Route 22 Ctr, Union, NJ 07083 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.6% | 100% | $75,000 | View |
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1 office in Union 1887 Morris Ave, Union, NJ 07083 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.6% | 33.3% | $455,000 | View |
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1 office in Union 945 Stuyvesant Ave, Union, NJ 07083 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.6% | 100% | $485,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Union 2660 Morris Ave, Union, NJ 07083 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 4 | 2.3% | 100% | $415,000 | |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 3 +1 HELOCs |
1.7% | 75% | $548,333 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 3 | 1.7% | 100% | $465,000 | View |
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2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 2 | 1.2% | 100% | $80,000 | View |
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1331 Magie Ave, Union, NJ 07083 B+4.7 ★Texas Ratio: 18.92% |
Conventional | 1 | 0.6% | 50% | $25,000 | View |
Northfield Bank
1305 Morris Ave, Union, NJ 07083 |
Conventional | 1 | 0.6% | 100% | $145,000 | |
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1301 Parkway Ave, Ewing, NJ 08628 A5.0 ★Texas Ratio: 6.56% |
Conventional | 1 | 0.6% | 33.3% | $105,000 | View |
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3821 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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100 Metro Blvd, Nutley, NJ 07110 A5.0 ★Texas Ratio: 6.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 3 | 1.7% | 100% | $418,333 | |
Bond Street Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $375,000 | |
First Alliance Home Mortgage, LLC
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FHA | 2 | 1.2% | 66.7% | $640,000 | |
MLB Residential Lending, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $530,000 | |
American Financial Resources LLC
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FHA | 1 | 0.6% | 50% | $545,000 | |
NJ Lenders Corp
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FHA | 1 | 0.6% | 100% | $605,000 | |
Nation One Mortgage Corporatio
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FHA | 1 | 0.6% | 100% | $575,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $495,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 0.6% | 100% | $485,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
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Conventional | 1 | 0.6% | 100% | $615,000 | |
Rocket Mortgage
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Conventional, FHA | 17 | 9.9% | 82.6% | $214,411 | |
United Wholesale Mortgage
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Conventional, FHA | 16 | 9.3% | 80% | $503,125 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 12 | 7% | 100% | $425,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 5 +1 HELOCs |
2.9% | 100% | $389,000 | |
Freedom Mortgage Corporation
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FHA | 4 | 2.3% | 80% | $422,500 | |
Newrez LLC
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Conventional, FHA | 4 | 2.3% | 57.1% | $467,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 2.3% | 100% | $382,500 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 4 | 2.3% | 100% | $372,500 | |
loanDepot.com LLC
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Conventional | 3 | 1.7% | 50% | $55,000 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.7% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.7% | 100% | $71,666 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.2% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $155,000 | |
AmWest Funding Corp
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Conventional, FHA | 2 | 1.2% | 100% | $515,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.2% | 100% | $420,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 1.2% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.2% | 50% | $205,000 | |
Mortgage Research Center
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VA | 2 | 1.2% | 100% | $560,000 | |
Paramount Residential Mortgage
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FHA | 2 | 1.2% | 100% | $630,000 | |
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B+4.8 ★Texas Ratio: 17.52% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $445,000 | |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.6% | 100% | $885,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $475,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.6% | 100% | $535,000 | |
Norwich Commercial Group Inc
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Conventional | 1 | 0.6% | 100% | $595,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.6% | 100% | $435,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 33.3% | $55,000 | |
HomeXpress Mortgage Corp.
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FHA | 1 | 0.6% | 100% | $495,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.6% | 100% | $365,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.6% | 100% | $155,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 50% | $75,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.6% | 100% | $405,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.6% | 50% | $575,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.6% | 100% | $595,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.6% | 100% | $605,000 | |
T2 Financial LLC
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.6% | 100% | $305,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.6% | 100% | $465,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.6% | 50% | $485,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 33.3% | $735,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.6% | 50% | $555,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $525,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 33.3% | $245,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.6% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Municipal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Union Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Union, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Union? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Union in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Union, NJ
Use these to narrow the list above. Each category shows how many Union, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Union, NJ
Independent mortgage companies closed 73.3 percent of home loans in Union, New Jersey in 2025, banks 22.7 percent and credit unions 4.1 percent. American Neighborhood Mortgage Acceptance Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Merck Employees FCU the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Union, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Union, New Jersey with 10 loans, about 5.8 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Union, New Jersey in 2025, led by United Wholesale Mortgage with 9. 4 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 13 credit unions closed home loans in Union, New Jersey in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Union, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Union, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Union. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
