Stanhope, New Jersey mortgage lenders include Provident BankProvident Bank143 Route 183, Stanhope, NJ 07874A+5.0 ★Texas Ratio: 3.46%, PNC Bank N.A.PNC Bank N.A.32 Route 206, Stanhope, NJ 07874A+5.0 ★Texas Ratio: 4.24%, Picatinny Federal Credit UnionPicatinny Federal Credit Union340 E Main St, Denville, NJ 07834 2527A+5.0 ★Texas Ratio: 3.83%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Kearny BankKearny Bank675 Martinsville Rd, Basking Ridge, NJ 07920A5.0 ★Texas Ratio: 7.41%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, United Poles FCUUnited Poles FCU111 MAIN ST STE 2, EAST BRUNSWICK, NJ 08816D3.4 ★Texas Ratio: 32.86%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, and Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stanhope, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stanhope are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Stanhope, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Stanhope 143 Route 183, Stanhope, NJ 07874 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 1% | 100% | $185,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Stanhope 32 Route 206, Stanhope, NJ 07874 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 3 +4 HELOCs |
3% | 75% | $71,666 | View |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2% | 100% | $150,000 | View |
|
675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 2% | 100% | $385,000 | View |
|
601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 2 | 2% | 50% | $145,000 | View |
|
1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $435,000 | View |
|
111 MAIN ST STE 2, EAST BRUNSWICK, NJ 08816 D3.4 ★Texas Ratio: 32.86% |
Conventional | 1 | 1% | 100% | $105,000 | View |
|
547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1% | 100% | $405,000 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Absolute Home Mortgage
|
Conventional | 7 | 7.1% | 87.5% | $253,571 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 4 | 4% | 100% | $402,500 | |
Weichert Financial Services
|
Conventional, VA | 2 | 2% | 100% | $275,000 | |
NJ Lenders Corp
|
Conventional | 1 | 1% | 100% | $465,000 | |
Millenium Home Mortgage
|
Conventional | 1 | 1% | 100% | $405,000 | |
American Federal Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $645,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 11 +1 HELOCs |
11.1% | 100% | $283,181 | |
Rocket Mortgage
|
Conventional, FHA | 10 | 10.1% | 73.3% | $217,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 9 +1 HELOCs |
9.1% | 100% | $297,222 | |
United Wholesale Mortgage
|
Conventional, HELOC | 5 +1 HELOCs |
5.1% | 83.3% | $311,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 3% | 100% | $268,333 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 2 | 2% | 66.7% | $355,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 2% | 66.7% | $110,000 | |
Cmg Mortgage Inc
|
Conventional | 2 | 2% | 100% | $330,000 | |
Discover Bank
|
Conventional | 2 | 2% | 50% | $80,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 2% | 100% | $250,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 2% | 100% | $350,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 1% | 100% | $215,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 1% | 100% | $155,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1% | 50% | $415,000 | |
loanDepot.com LLC
|
VA | 1 | 1% | 100% | $525,000 | |
Movement Mortgage, LLC
|
FHA | 1 | 1% | 100% | $495,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 1% | 100% | $315,000 | |
American Financial Network, Inc.
|
FHA | 1 | 1% | 100% | $465,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 1% | 100% | $415,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 1% | 100% | $415,000 | |
Milend, Inc
|
FHA | 1 | 1% | 100% | $375,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1% | 66.7% | $215,000 | |
Mortgage Research Center
|
VA | 1 | 1% | 33.3% | $475,000 | |
New American Funding, LLC.
|
FHA | 1 | 1% | 100% | $375,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1% | 100% | $375,000 | |
Summit Mortgage Corporation
|
Conventional | 1 | 1% | 50% | $245,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 1% | 100% | $355,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1% | 100% | $665,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 1% | 100% | $505,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 1% | 100% | $395,000 | |
Polish & Slavic Federal Credit
|
Conventional | 1 | 1% | 100% | $255,000 | |
Visions Federal Credit Union
|
HELOC | 0 +4 HELOCs |
0% | 0% | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Stanhope? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stanhope in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Stanhope, NJ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 79.8 percent of home loans in Stanhope, New Jersey in 2025, banks 15.2 percent and credit unions 5.1 percent. Absolute Home Mortgage was the largest mortgage company, Provident Bank the largest bank and Picatinny Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Provident Bank led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
By home loans closed in 2025, Provident Bank was the largest mortgage lender in Stanhope, New Jersey with 1 loans, about 1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Stanhope, New Jersey in 2025, led by Guaranteed Rate, Inc. with 2. 5 lenders closed VA loans, led by Weichert Financial Services. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 5 credit unions closed home loans in Stanhope, New Jersey in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stanhope, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stanhope, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stanhope. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.