Marmora, New Jersey mortgage lenders include Sturdy Savings BankSturdy Savings Bank49 South Shore Road, Marmora, NJ 08223A+5.0 ★Texas Ratio: 0.97%, TD BankTD Bank132 South Shore Road, Marmora, NJ 08223A+5.0 ★Texas Ratio: 3.71%, 1st bank of sea isle city1st bank of sea isle city1615 Route 9 N, Cape May Court House, NJ 08210A+5.0 ★Texas Ratio: 0.00%, Jersey Shore FCUJersey Shore FCUWilliam J Hughes Technical Ctr, Atlantic City, NJ 08405A+5.0 ★Texas Ratio: 1.54%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, Crest Savings BankCrest Savings Bank315 Ocean St, Cape May, NJ 08204A+5.0 ★Texas Ratio: 0.12%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, New Jersey Law and Public Safety CUNew Jersey Law and Public Safety CU1040 River Rd, Ewing, NJ 08628 2102A+5.0 ★Texas Ratio: 0.95%, and EDIFI Credit UnionEDIFI Credit Union2652 Atlantic Ave, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 3.73%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Marmora, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Marmora are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Marmora, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Marmora 49 South Shore Road, Marmora, NJ 08223 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 3 | 4.3% | 75% | $318,333 | View |
|
1 office in Marmora 132 South Shore Road, Marmora, NJ 08223 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
1615 Route 9 N, Cape May Court House, NJ 08210 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 4.3% | 100% | $571,666 | View |
|
William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 2 | 2.9% | 66.7% | $110,000 | View |
|
522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 2.9% | 100% | $310,000 | View |
|
315 Ocean St, Cape May, NJ 08204 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 2 | 2.9% | 100% | $325,000 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +4 HELOCs |
1.4% | 100% | $505,000 | View |
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 50% | $55,000 | View |
|
1040 River Rd, Ewing, NJ 08628 2102 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 1 | 1.4% | 100% | $15,000 | View |
|
2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 1 | 1.4% | 100% | $35,000 | View |
|
2039 Delsea Dr, Franklinville, NJ 08322 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 1.4% | 100% | $635,000 | View |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
EMM Loans LLC
|
Conventional | 1 | 1.4% | 100% | $565,000 | |
Advisors Mortgage Group, LLC
|
Conventional | 1 | 1.4% | 100% | $225,000 | |
Nation One Mortgage Corporatio
|
FHA | 1 | 1.4% | 100% | $325,000 | |
1St Colonial Community Bank
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
|
Conventional | 6 | 8.7% | 100% | $316,666 | |
DHI Mortgage Company, LTD.
|
Conventional, VA | 6 | 8.7% | 100% | $625,000 | |
Rocket Mortgage
|
Conventional, VA | 4 | 5.8% | 80% | $325,000 | |
|
A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 3 +1 HELOCs |
4.3% | 100% | $238,333 | |
Affordable Mortgage Advisors
|
Conventional | 3 | 4.3% | 100% | $275,000 | |
Freedom Mortgage Corporation
|
FHA | 3 | 4.3% | 100% | $278,333 | |
Newrez LLC
|
Conventional | 3 | 4.3% | 75% | $128,333 | |
loanDepot.com LLC
|
Conventional | 3 | 4.3% | 75% | $371,666 | |
21St Mortgage
|
Conventional | 2 | 2.9% | 50% | $125,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 2 | 2.9% | 100% | $310,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.4% | 50% | $235,000 | View |
United Wholesale Mortgage
|
Conventional | 1 | 1.4% | 100% | $345,000 | |
TruMark Financial Credit Union
|
Conventional | 1 | 1.4% | 100% | $345,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 1.4% | 50% | $375,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 1.4% | 100% | $345,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 1.4% | 100% | $425,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.4% | 100% | $565,000 | |
|
A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 1.4% | 100% | $125,000 | |
Nations Direct Mortgage, LLC
|
FHA | 1 | 1.4% | 100% | $335,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 1.4% | 100% | $475,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.4% | 100% | $325,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.4% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.4% | 50% | $55,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 1.4% | 33.3% | $205,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Marmora? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Marmora in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Marmora, NJ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 62.3 percent of home loans in Marmora, New Jersey in 2025, banks 23.2 percent and credit unions 14.5 percent. EMM Loans LLC was the largest mortgage company, Sturdy Savings Bank the largest bank and Jersey Shore FCU the largest credit union. Among lenders headquartered in New Jersey, Sturdy Savings Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
By home loans closed in 2025, Sturdy Savings Bank was the largest mortgage lender in Marmora, New Jersey with 3 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Marmora, New Jersey in 2025, led by Freedom Mortgage Corporation with 3. 2 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 8 credit unions closed home loans in Marmora, New Jersey in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Marmora, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Marmora, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Marmora. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.