Malaga, New Jersey mortgage lenders include Bay Atlantic FCUBay Atlantic FCU101 W Elmer Rd, Vineland, NJ 08360 6312A+5.0 ★Texas Ratio: 1.19%, First Harvest Federal Credit UnionFirst Harvest Federal Credit Union227 Market St, Camden, NJ 08102A5.0 ★Texas Ratio: 8.18%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Truist BankTruist Bank249 White Horse Pike, Atco, NJ 08004A+5.0 ★Texas Ratio: 2.87%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, and Nation One Mortgage CorporatioNation One Mortgage CorporatioMarlton, NJ. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Malaga, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Malaga are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Malaga, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
101 W Elmer Rd, Vineland, NJ 08360 6312 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 2 | 2.8% | 100% | $130,000 | View |
|
227 Market St, Camden, NJ 08102 A5.0 ★Texas Ratio: 8.18% |
Conventional | 2 | 2.8% | 66.7% | $125,000 | View |
|
1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $225,000 | View |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.4% | 100% | $235,000 | View |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Nation One Mortgage Corporatio
|
Conventional | 4 | 5.6% | 100% | $387,500 | |
EMM Loans LLC
|
VA | 1 | 1.4% | 100% | $325,000 | |
American Financial Resources LLC
|
USDA | 1 | 1.4% | 100% | $265,000 | |
Weichert Financial Services
|
Conventional | 1 | 1.4% | 100% | $525,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 1.4% | 100% | $245,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 12 | 16.9% | 86.7% | $265,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 5 | 7% | 100% | $275,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 4 | 5.6% | 100% | $322,500 | |
Affordable Mortgage Advisors
|
Conventional, VA | 3 | 4.2% | 100% | $338,333 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 3 | 4.2% | 100% | $181,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 4.2% | 100% | $368,333 | |
Newrez LLC
|
Conventional, VA | 2 | 2.8% | 100% | $425,000 | |
Nfm, Inc
|
Conventional, FHA | 2 | 2.8% | 100% | $355,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 2 | 2.8% | 100% | $325,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 2.8% | 100% | $185,000 | |
Village Capital & Investment
|
FHA | 2 | 2.8% | 100% | $305,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 2.44% |
Conventional | 1 | 1.4% | 100% | $255,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1.4% | 50% | $195,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1.4% | 50% | $565,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 1.4% | 100% | $205,000 | View |
Pennymac Loan Services LLC
|
Conventional | 1 | 1.4% | 50% | $85,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.4% | 100% | $115,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 1.4% | 100% | $785,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 1.4% | 100% | $635,000 | |
Nqm Funding, LLC
|
Conventional | 1 | 1.4% | 100% | $425,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.4% | 100% | $205,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 1.4% | 100% | $205,000 | |
Mortgage Research Center
|
VA | 1 | 1.4% | 100% | $415,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1.4% | 100% | $305,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.4% | 100% | $615,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 1.4% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 1.4% | 100% | $315,000 | View |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Malaga? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Malaga in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Malaga, NJ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 83.1 percent of home loans in Malaga, New Jersey in 2025, banks 8.5 percent and credit unions 8.5 percent. Nation One Mortgage Corporatio was the largest mortgage company, Bank of America NA the largest bank and Bay Atlantic FCU the largest credit union. Among lenders headquartered in New Jersey, Bay Atlantic FCU led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
By home loans closed in 2025, Bay Atlantic FCU was the largest mortgage lender in Malaga, New Jersey with 2 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Malaga, New Jersey in 2025, led by Guaranteed Rate, Inc. with 2. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in Malaga, New Jersey in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Malaga, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Malaga, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Malaga. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.