Mortgage Lenders and Brokers in Laurence Harbor, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Laurence Harbor, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Atlantis Mortgage Co IncAtlantis Mortgage Co Inc2 Edison Pl, Springfield, NJ 07081B+4.7 ★Texas Ratio: 18.92%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Amboy BankAmboy Bank460 Georges Rd, Dayton, NJ 08810A+5.0 ★Texas Ratio: 2.03%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, and United Poles FCUUnited Poles FCU111 MAIN ST STE 2, EAST BRUNSWICK, NJ 08816D3.4 ★Texas Ratio: 32.86%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Laurence Harbor, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Laurence Harbor are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Laurence Harbor, New Jersey
Market share is the lender's share of all home loans closed in Laurence Harbor, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 4.5% | 100% | $355,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 4 +1 HELOCs |
3% | 80% | $150,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
1.5% | 100% | $370,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 2 | 1.5% | 100% | $235,000 | View |
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2 Edison Pl, Springfield, NJ 07081 B+4.7 ★Texas Ratio: 18.92% |
Conventional | 2 | 1.5% | 100% | $450,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +4 HELOCs |
0.8% | 100% | $445,000 | View |
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460 Georges Rd, Dayton, NJ 08810 A+5.0 ★Texas Ratio: 2.03% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $275,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $355,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $75,000 | View |
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111 MAIN ST STE 2, EAST BRUNSWICK, NJ 08816 D3.4 ★Texas Ratio: 32.86% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.8% | 100% | $525,000 | View |
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380 BERRY ST, WOODBRIDGE, NJ 07095 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $365,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.8% | 100% | $405,000 | View |
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60 E Main St, Bogota, NJ 07603 B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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FHA, VA, HELOC | 2 +1 HELOCs |
1.5% | 100% | $485,000 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 2 | 1.5% | 100% | $175,000 | |
Advisors Mortgage Group, LLC
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FHA | 2 | 1.5% | 66.7% | $390,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 1.5% | 100% | $320,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.8% | 100% | $345,000 | |
Absolute Home Mortgage
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FHA | 1 | 0.8% | 100% | $425,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Rocket Mortgage
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Conventional, FHA | 20 | 15% | 80.8% | $187,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 8 +2 HELOCs |
6% | 72.7% | $412,500 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 7 +1 HELOCs |
5.3% | 87.5% | $250,714 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 5.3% | 100% | $390,714 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 5.3% | 100% | $290,714 | |
Newrez LLC
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Conventional | 4 | 3% | 66.7% | $57,500 | |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 3% | 100% | $457,500 | |
Nationstar Mortgage
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Conventional | 3 | 2.3% | 75% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 1.5% | 100% | $350,000 | View |
Guaranteed Rate, Inc.
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FHA, VA | 2 | 1.5% | 100% | $515,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1.5% | 66.7% | $275,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.5% | 100% | $325,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.5% | 100% | $455,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.5% | 50% | $85,000 | |
Lower, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 50% | $395,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 0.8% | 100% | $355,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.8% | 100% | $495,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $115,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.8% | 33.3% | $105,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 20% | $125,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.8% | 100% | $495,000 | |
Discover Bank
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Conventional | 1 | 0.8% | 16.7% | $85,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.8% | 100% | $385,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.8% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
Milend, Inc
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FHA | 1 | 0.8% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 100% | $425,000 | View |
Ark Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $515,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $505,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 50% | $365,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.8% | 100% | $415,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.8% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.8% | 100% | $565,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.8% | 100% | $485,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $345,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $355,000 | |
Village Capital & Investment
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FHA | 1 | 0.8% | 100% | $275,000 | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Visions Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | 0% |
Laurence Harbor Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Laurence Harbor, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Laurence Harbor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Laurence Harbor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Laurence Harbor, NJ
Use these to narrow the list above. Each category shows how many Laurence Harbor, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Laurence Harbor, NJ
Independent mortgage companies closed 76.7 percent of home loans in Laurence Harbor, New Jersey in 2025, banks 19.5 percent and credit unions 3.8 percent. Atlantis Mortgage Co Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Laurence Harbor, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Laurence Harbor, New Jersey with 6 loans, about 4.5 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Laurence Harbor, New Jersey in 2025, led by Rocket Mortgage with 5. 4 lenders closed VA loans, led by HomeBridge Financial Services, Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 6 credit unions closed home loans in Laurence Harbor, New Jersey in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Laurence Harbor, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Laurence Harbor, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Laurence Harbor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
