Mortgage Lenders and Brokers in East Franklin, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
East Franklin, New Jersey mortgage lenders include Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, New Millennium BankNew Millennium Bank570 Piermont Rd, Closter, NJ 07624A+5.0 ★Texas Ratio: 3.44%, Rutgers Federal Credit UnionRutgers Federal Credit Union98 College Ave, New Brunswick, NJ 08901 1149, Somerset Regal BankSomerset Regal Bank220 W Union Ave, Bound Brook, NJ 08805A+5.0 ★Texas Ratio: 0.00%, and Garden Savings Federal Credit UnionGarden Savings Federal Credit Union990 Cedar Bridge Ave, Brick, NJ 08723A5.0 ★Texas Ratio: 10.13%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in East Franklin, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in East Franklin are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in East Franklin, New Jersey
Market share is the lender's share of all home loans closed in East Franklin, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 5 | 4% | 100% | $449,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
3.2% | 80% | $255,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +4 HELOCs |
2.4% | 100% | $298,333 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 3 | 2.4% | 100% | $305,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 2 | 1.6% | 66.7% | $530,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $345,000 | View |
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570 Piermont Rd, Closter, NJ 07624 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
Rutgers Federal Credit Union
98 College Ave, New Brunswick, NJ 08901 1149 |
Conventional | 1 | 0.8% | 100% | $55,000 | |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $135,000 | View |
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990 Cedar Bridge Ave, Brick, NJ 08723 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.8% | 100% | $115,000 | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Financial Resources LLC
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Conventional, FHA | 2 | 1.6% | 100% | $475,000 | |
NJ Lenders Corp
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Conventional, FHA | 2 | 1.6% | 100% | $315,000 | |
Advisors Mortgage Group, LLC
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Conventional, VA | 2 | 1.6% | 100% | $500,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $455,000 | |
MLB Residential Lending, LLC
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FHA | 1 | 0.8% | 100% | $435,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $125,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.8% | 100% | $475,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, FHA | 11 | 8.9% | 80% | $289,545 | |
United Wholesale Mortgage
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Conventional, FHA | 9 | 7.3% | 100% | $436,111 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 3.2% | 100% | $437,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 3.2% | 100% | $327,500 | |
Primelending
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Conventional | 3 | 2.4% | 100% | $248,333 | |
Newrez LLC
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Conventional, FHA | 3 | 2.4% | 30% | $325,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 3 | 2.4% | 100% | $388,333 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +1 HELOCs |
1.6% | 50% | $450,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.6% | 100% | $330,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.6% | 66.7% | $520,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 1.6% | 100% | $275,000 | View |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.6% | 66.7% | $515,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 1.6% | 100% | $455,000 | |
Planet Home Lending, LLC
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Conventional | 2 | 1.6% | 100% | $195,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.6% | 66.7% | $305,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.6% | 66.7% | $245,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $345,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $405,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.8% | 100% | $655,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.8% | 100% | $435,000 | View |
Goodleap, LLC
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VA | 1 | 0.8% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.8% | 100% | $385,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.8% | 50% | $85,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.8% | 100% | $345,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 100% | $375,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.8% | 100% | $445,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.8% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.8% | 100% | $565,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.8% | 100% | $305,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.8% | 50% | $365,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.8% | 100% | $385,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.8% | 100% | $255,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.8% | 100% | $345,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.8% | 100% | $165,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $635,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 50% | $485,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $345,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $455,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.8% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $345,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 50% | $285,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.8% | 100% | $315,000 | View |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.8% | 100% | $365,000 | View |
Meadowbrook Financial Mortgage Bankers Corp.
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FHA | 1 | 0.8% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $315,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.8% | 75% | $375,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 100% | $85,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.8% | 100% | $495,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Genisys Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
East Franklin Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in East Franklin, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in East Franklin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in East Franklin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in East Franklin, NJ
Use these to narrow the list above. Each category shows how many East Franklin, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in East Franklin, NJ
Independent mortgage companies closed 71.8 percent of home loans in East Franklin, New Jersey in 2025, banks 25 percent and credit unions 3.2 percent. American Financial Resources LLC was the largest mortgage company, Oceanfirst Bank the largest bank and Rutgers Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in East Franklin, NJ
By home loans closed in 2025, Oceanfirst Bank was the largest mortgage lender in East Franklin, New Jersey with 5 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in East Franklin, New Jersey in 2025, led by United Wholesale Mortgage with 4. 4 lenders closed VA loans, led by Advisors Mortgage Group, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 6 credit unions closed home loans in East Franklin, New Jersey in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in East Franklin, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in East Franklin, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up East Franklin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
