Mortgage Lenders and Brokers in Califon, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Califon, New Jersey mortgage lenders include Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, First Atlantic Federal Credit UnionFirst Atlantic Federal Credit Union468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210A+5.0 ★Texas Ratio: 3.26%, United Poles FCUUnited Poles FCU111 MAIN ST STE 2, EAST BRUNSWICK, NJ 08816D3.4 ★Texas Ratio: 32.86%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Somerset Regal BankSomerset Regal Bank220 W Union Ave, Bound Brook, NJ 08805A+5.0 ★Texas Ratio: 0.00%, Northfield BankNorthfield Bank1410 Saint Georges Ave, Avenel, NJ 07001, and Unity BankUnity Bank64 Old Highway 22, Clinton, NJ 08809A5.0 ★Texas Ratio: 9.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Califon, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Califon are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Califon, New Jersey
Market share is the lender's share of all home loans closed in Califon, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +8 HELOCs |
2.9% | 100% | $350,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 2 +5 HELOCs |
2.9% | 100% | $360,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.9% | 100% | $400,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +7 HELOCs |
1.4% | 100% | $405,000 | View |
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468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 1.4% | 100% | $255,000 | View |
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111 MAIN ST STE 2, EAST BRUNSWICK, NJ 08816 D3.4 ★Texas Ratio: 32.86% |
Conventional | 1 | 1.4% | 100% | $55,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 1.4% | 100% | $225,000 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.4% | 100% | $535,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 1.4% | 100% | $325,000 | |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 1.4% | 100% | $335,000 | View |
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60 E Main St, Bogota, NJ 07603 B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 1.4% | 100% | $95,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NJ Lenders Corp
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Conventional | 1 | 1.4% | 100% | $375,000 | |
Millenium Home Mortgage
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Conventional | 1 | 1.4% | 100% | $445,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 1.4% | 100% | $315,000 | |
Absolute Home Mortgage
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Conventional | 1 | 1.4% | 100% | $425,000 | |
Nation One Mortgage Corporatio
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Conventional | 1 | 1.4% | 100% | $145,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 1.4% | 100% | $575,000 | |
Weichert Financial Services
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Conventional | 1 | 1.4% | 100% | $585,000 | |
Residential Home Mortgage Corporation
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Conventional | 1 | 1.4% | 100% | $1,055,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1.4% | 100% | $435,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, VA | 9 | 12.9% | 100% | $269,444 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +1 HELOCs |
5.7% | 100% | $415,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 4.3% | 100% | $378,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 4.3% | 100% | $561,666 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 2.9% | 100% | $270,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 2.9% | 100% | $385,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 2.9% | 100% | $445,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 2 | 2.9% | 100% | $370,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $455,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $145,000 | |
United Wholesale Mortgage
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VA | 1 | 1.4% | 100% | $565,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.4% | 100% | $335,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.4% | 100% | $625,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.4% | 100% | $155,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.4% | 100% | $775,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 1.4% | 100% | $585,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1.4% | 100% | $585,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 1.4% | 100% | $605,000 | |
Mission Loans, LLC
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Conventional | 1 | 1.4% | 100% | $335,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 1.4% | 100% | $395,000 | |
Keystone Funding, Inc
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Conventional | 1 | 1.4% | 100% | $405,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.4% | 50% | $225,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.4% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1.4% | 50% | $65,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.4% | 50% | $55,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 1.4% | 100% | $415,000 | |
Village Capital & Investment
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FHA | 1 | 1.4% | 100% | $435,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Califon Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Califon, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Califon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Califon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Califon, NJ
Use these to narrow the list above. Each category shows how many Califon, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Califon, NJ
Independent mortgage companies closed 72.9 percent of home loans in Califon, New Jersey in 2025, banks 18.6 percent and credit unions 8.6 percent. NJ Lenders Corp was the largest mortgage company, Bank of America NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Affinity Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Califon, NJ
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Califon, New Jersey with 2 loans, about 2.9 percent of the market. The largest lender headquartered in New Jersey was Affinity Federal Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Califon, New Jersey in 2025, led by CrossCountry Mortgage, LLC with 1. 2 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 6 credit unions closed home loans in Califon, New Jersey in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Califon, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Califon, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Califon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
