Mortgage Lenders and Brokers in Caldwell, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Caldwell, New Jersey mortgage lenders include Provident BankProvident Bank49 Bloomfield Ave, Caldwell, NJ 07006A+5.0 ★Texas Ratio: 3.46%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Princeton Mortgage CorporationPrinceton Mortgage Corporation335 Farnsworth Ave, Bordentown, NJ 08505A+5.0 ★Texas Ratio: 5.94%, and Merck Employees FCUMerck Employees FCU2000 GALLOPING HILL RD, KENILWORTH, NJ 07033A+5.0 ★Texas Ratio: 0.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Caldwell, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Caldwell are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Caldwell, New Jersey
Market share is the lender's share of all home loans closed in Caldwell, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Caldwell 49 Bloomfield Ave, Caldwell, NJ 07006 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 2 | 2.2% | 100% | $90,000 | View |
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1 office in Caldwell 522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
FHA, HELOC | 1 +9 HELOCs |
1.1% | 100% | $765,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +1 HELOCs |
3.3% | 100% | $568,333 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 3.3% | 100% | $368,333 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
1.1% | 100% | $495,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
1.1% | 100% | $1,375,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $455,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 1.1% | 100% | $605,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 1.1% | 100% | $545,000 | View |
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2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NJ Lenders Corp
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Conventional, VA | 4 | 4.4% | 100% | $510,000 | |
Absolute Home Mortgage
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Conventional | 1 | 1.1% | 100% | $705,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 1.1% | 100% | $655,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 1.1% | 100% | $615,000 | |
Rocket Mortgage
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Conventional, FHA | 12 | 13.3% | 80% | $292,500 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 7 | 7.8% | 100% | $545,000 | View |
United Wholesale Mortgage
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Conventional, HELOC | 6 +2 HELOCs |
6.7% | 100% | $516,666 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 4 +2 HELOCs |
4.4% | 80% | $452,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 4.4% | 100% | $445,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 3 +3 HELOCs |
3.3% | 100% | $428,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 2.2% | 100% | $455,000 | View |
Newrez LLC
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Conventional | 2 | 2.2% | 66.7% | $90,000 | |
loanDepot.com LLC
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Conventional | 2 | 2.2% | 66.7% | $500,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 2.2% | 100% | $615,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 2.2% | 100% | $515,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 2.2% | 100% | $525,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 2.2% | 100% | $415,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 2.2% | 100% | $485,000 | |
Originpoint, LLC
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Conventional | 1 | 1.1% | 100% | $505,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.1% | 100% | $335,000 | |
AmWest Funding Corp
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Conventional | 1 | 1.1% | 100% | $545,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1.1% | 100% | $545,000 | |
Visions Federal Credit Union
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Conventional | 1 | 1.1% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 1.1% | 100% | $345,000 | View |
UNMB Home Loans Inc
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Conventional | 1 | 1.1% | 100% | $255,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 1.1% | 100% | $175,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $705,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $525,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.1% | 100% | $475,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.1% | 100% | $355,000 | |
Nexera Holding LLC
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Conventional | 1 | 1.1% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.1% | 100% | $655,000 | View |
Spring Eq, LLC
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Conventional | 1 | 1.1% | 100% | $125,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 1.1% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Municipal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Caldwell Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Caldwell, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Caldwell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Caldwell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Caldwell, NJ
Use these to narrow the list above. Each category shows how many Caldwell, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Caldwell, NJ
Independent mortgage companies closed 70 percent of home loans in Caldwell, New Jersey in 2025, banks 27.8 percent and credit unions 2.2 percent. Princeton Mortgage Corporation was the largest mortgage company, Provident Bank the largest bank and Merck Employees FCU the largest credit union. Among lenders headquartered in New Jersey, Provident Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Caldwell, NJ
By home loans closed in 2025, Provident Bank was the largest mortgage lender in Caldwell, New Jersey with 2 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Caldwell, New Jersey in 2025, led by Valley National Bank with 1. 1 lenders closed VA loans, led by NJ Lenders Corp. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 9 credit unions closed home loans in Caldwell, New Jersey in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Caldwell, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Caldwell, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Caldwell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
