Mortgage Lenders and Brokers in Lincoln, New Hampshire
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lincoln, New Hampshire mortgage lenders include Union BankUnion Bank135 Main St, Lincoln, NH 03251A-4.8 ★Texas Ratio: 14.30%, Citizens Bank, NACitizens Bank, NA10 Lumber Yard Dr, Lincoln, NH 03251A+5.0 ★Texas Ratio: 5.44%, Meredith Village Savings BankMeredith Village Savings Bank82 Wolfeboro Hwy, Alton, NH 03809A+5.0 ★Texas Ratio: 3.52%, Bank of America NABank of America NA46 S River Rd, Bedford, NH 03110A+5.0 ★Texas Ratio: 4.14%, Franklin Savings BankFranklin Savings Bank139 King St, Boscawen, NH 03303A+5.0 ★Texas Ratio: 4.42%, The Camden National BankThe Camden National Bank106 S River Rd, Bedford, NH 03110A+5.0 ★Texas Ratio: 1.50%, Eastern BankEastern Bank1 Atwood Ln, Bedford, NH 03110A+5.0 ★Texas Ratio: 2.61%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA67 S River Rd, Bedford, NH 03110A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank746 Route 63, Chesterfield, NH 03443A+5.0 ★Texas Ratio: 4.11%, and Service Federal Credit UnionService Federal Credit Union85 State ROUTE 101A, Amherst, NH 03031 2216A-4.9 ★Texas Ratio: 16.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lincoln, New Hampshire in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lincoln are listed first, then lenders elsewhere in New Hampshire, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lincoln, New Hampshire
Market share is the lender's share of all home loans closed in Lincoln, New Hampshire. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Lincoln 135 Main St, Lincoln, NH 03251 A-4.8 ★Texas Ratio: 14.30% |
Conventional | 12 | 10.1% | 100% | $273,333 | View |
|
1 office in Lincoln 10 Lumber Yard Dr, Lincoln, NH 03251 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 6 +20 HELOCs |
5% | 100% | $303,333 | View |
|
82 Wolfeboro Hwy, Alton, NH 03809 A+5.0 ★Texas Ratio: 3.52% |
Conventional, HELOC | 7 +1 HELOCs |
5.9% | 100% | $343,571 | View |
|
46 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
4.2% | 83.3% | $947,000 | View |
|
139 King St, Boscawen, NH 03303 A+5.0 ★Texas Ratio: 4.42% |
Conventional | 3 | 2.5% | 100% | $221,666 | View |
|
106 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $175,000 | View |
|
1 Atwood Ln, Bedford, NH 03110 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $425,000 | View |
|
67 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 50% | $285,000 | View |
|
746 Route 63, Chesterfield, NH 03443 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.8% | 100% | $805,000 | View |
|
85 State ROUTE 101A, Amherst, NH 03031 2216 A-4.9 ★Texas Ratio: 16.25% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
|
836 Central Ave, Dover, NH 03820 A-4.9 ★Texas Ratio: 16.54% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,855,000 | View |
|
2 Pillsbury St, Concord, NH 03301 A+5.0 ★Texas Ratio: 2.56% |
Conventional | 1 | 0.8% | 100% | $115,000 | View |
|
47 Crystal Ave, Derry, NH 03038 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
|
92 Main St, Alton, NH 03809 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Passumpsic Bank
|
Conventional, Jumbo | 1 | 0.8% | 100% | $1,455,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 6 | 5% | 100% | $380,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 5 | 4.2% | 100% | $513,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 5 | 4.2% | 83.3% | $975,000 | View |
United Wholesale Mortgage
|
Conventional, VA | 4 | 3.4% | 100% | $467,500 | |
Cmg Mortgage Inc
|
Conventional | 4 | 3.4% | 80% | $365,000 | |
CrossCountry Mortgage, LLC
|
Conventional, HELOC | 3 +1 HELOCs |
2.5% | 100% | $478,333 | |
EMM Loans LLC
|
Conventional | 3 | 2.5% | 100% | $328,333 | |
Rocket Mortgage
|
Conventional | 3 | 2.5% | 60% | $351,666 | |
Winchester Co-Operative Bank
|
Conventional | 2 | 1.7% | 100% | $370,000 | |
EastRise Federal Credit Union
|
Conventional | 2 | 1.7% | 100% | $240,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, Jumbo | 2 | 1.7% | 66.7% | $940,000 | |
Mutual of Omaha Mortgage
|
Conventional | 2 | 1.7% | 100% | $335,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 1.7% | 100% | $420,000 | |
Navy Federal Credit Union
|
Conventional, VA | 2 | 1.7% | 100% | $420,000 | |
|
A-5.0 ★Texas Ratio: 14.36% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 100% | $1,945,000 | View |
Arc Home LLC
|
Conventional | 1 | 0.8% | 100% | $485,000 | |
Alliant Credit Union
|
Conventional | 1 | 0.8% | 50% | $685,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,035,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.8% | 100% | $605,000 | |
Washington Savings Bank
|
Conventional | 1 | 0.8% | 100% | $35,000 | |
Msa Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $805,000 | |
Fourleaf Federal Credit Union
|
Conventional | 1 | 0.8% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,415,000 | View |
Movement Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
Oceanside Mortgage Company
|
Conventional | 1 | 0.8% | 100% | $385,000 | |
BankGloucester
|
Conventional | 1 | 0.8% | 100% | $365,000 | |
William Raveis Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $345,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.8% | 100% | $375,000 | |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.8% | 100% | $675,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.8% | 100% | $495,000 | View |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.8% | 100% | $145,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.8% | 100% | $185,000 | |
GuardHill Financial LLC
|
Conventional | 1 | 0.8% | 100% | $325,000 | |
Bankesb
|
Conventional | 1 | 0.8% | 100% | $525,000 | |
Hanscom Federal Credit Union
|
Conventional | 1 | 0.8% | 100% | $305,000 | |
New Fed Mortgage Corp.
|
Conventional | 1 | 0.8% | 100% | $675,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
New American Funding, LLC.
|
Conventional | 1 | 0.8% | 100% | $255,000 | |
Coastal1 Credit Union
|
Conventional | 1 | 0.8% | 100% | $555,000 | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 1 | 0.8% | 100% | $2,405,000 | View |
Drew Mortgage Associates, Inc
|
Conventional | 1 | 0.8% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 11.81% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
Webster Bank, N.A.
|
Conventional | 1 | 0.8% | 100% | $435,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.8% | 100% | $335,000 | View |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.8% | 100% | $2,295,000 | View |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Central One Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Harborone Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Lincoln Mortgage Rate Trends
Daily average mortgage rates for New Hampshire compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lincoln, New Hampshire
Looking for mortgage lenders near me or mortgage brokers near me in Lincoln? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lincoln in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lincoln, NH
Use these to narrow the list above. Each category shows how many Lincoln, NH lenders fit and what that kind of lender is usually best for.
Who Lends in Lincoln, NH
Independent mortgage companies closed 35.3 percent of home loans in Lincoln, New Hampshire in 2025, banks 56.3 percent and credit unions 8.4 percent. Guaranteed Rate, Inc. was the largest mortgage company, Union Bank the largest bank and Service Federal Credit Union the largest credit union. Among lenders headquartered in New Hampshire, Meredith Village Savings Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Hampshire. Real estate transfer tax of $15 per $1,000 of price (1.5 percent), split equally so buyer and seller each pay $7.50 per $1,000, with a $40 minimum. No mortgage recording tax.
More New Hampshire Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lincoln, NH
By home loans closed in 2025, Union Bank was the largest mortgage lender in Lincoln, New Hampshire with 12 loans, about 10.1 percent of the market. The largest lender headquartered in New Hampshire was Meredith Village Savings Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 9 credit unions closed home loans in Lincoln, New Hampshire in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lincoln, New Hampshire during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lincoln, New Hampshire for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lincoln. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
