Spanish Springs, Nevada mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1000 Broyles Ranch Rd, Battle Mountain, NV 89820A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.3405 Market St, Carson City, NV 89706A+5.0 ★Texas Ratio: 2.85%, Greater Nevada MortgageGreater Nevada Mortgage4070 Silver Sage Dr, Carson City, NV 89701F1.0 ★Texas Ratio: 55.97%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3883 S Carson St, Carson City, NV 89701A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA947 Topsy Ln, Carson City, NV 89705A+5.0 ★Texas Ratio: 4.14%, One Nevada Credit UnionOne Nevada Credit Union1090 W Sunset Rd Ste B, Henderson, NV 89014 6678A+5.0 ★Texas Ratio: 0.72%, Great Basin Federal Credit UnionGreat Basin Federal Credit Union9770 S Virginia St, Reno, NV 89511 5941A5.0 ★Texas Ratio: 7.21%, Royal Business BankRoyal Business Bank3919 Spring Mountain Rd, Las Vegas, NV 89102A5.0 ★Texas Ratio: 7.57%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1811 College Pkwy, Carson City, NV 89706A+5.0 ★Texas Ratio: 3.72%, and Glacier BankGlacier Bank4222 S Carson St, Carson City, NV 89701A+5.0 ★Texas Ratio: 1.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Spanish Springs, Nevada in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Spanish Springs are listed first, then lenders elsewhere in Nevada, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Spanish Springs, Nevada. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Spanish Springs 1000 Broyles Ranch Rd, Battle Mountain, NV 89820 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 9 | 1.1% | 75% | $298,333 | View |
|
3405 Market St, Carson City, NV 89706 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, Jumbo, HELOC | 20 +15 HELOCs |
2.6% | 87.5% | $318,500 | View |
|
4070 Silver Sage Dr, Carson City, NV 89701 F1.0 ★Texas Ratio: 55.97% |
Conventional, HELOC | 13 +11 HELOCs |
1.7% | 100% | $491,923 | View |
|
3883 S Carson St, Carson City, NV 89701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
0.6% | 83.3% | $417,000 | View |
|
947 Topsy Ln, Carson City, NV 89705 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +14 HELOCs |
0.3% | 100% | $335,000 | View |
|
1090 W Sunset Rd Ste B, Henderson, NV 89014 6678 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 2 | 0.3% | 66.7% | $225,000 | View |
|
9770 S Virginia St, Reno, NV 89511 5941 A5.0 ★Texas Ratio: 7.21% |
Conventional, HELOC | 1 +5 HELOCs |
0.1% | 50% | $45,000 | View |
|
3919 Spring Mountain Rd, Las Vegas, NV 89102 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
|
1811 College Pkwy, Carson City, NV 89706 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +3 HELOCs |
0% | 100% | View | |
|
4222 S Carson St, Carson City, NV 89701 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
9205 W Russell Rd, Las Vegas, NV 89148 A+5.0 ★Texas Ratio: 3.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valley West Corporation
|
Conventional | 2 | 0.3% | 100% | $620,000 | |
Village Capital & Investment
|
VA, Jumbo | 1 | 0.1% | 50% | $825,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA, Jumbo | 83 | 10.6% | 98.9% | $402,590 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 76 | 9.7% | 87.4% | $289,473 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 75 | 9.6% | 93.8% | $471,933 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 57 | 7.3% | 90.5% | $492,719 | |
Toll Brothers Mortgage Company
|
Conventional, VA, Jumbo | 38 | 4.9% | 87.9% | $539,736 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 37 +3 HELOCs |
4.7% | 100% | $507,432 | |
loanDepot.com LLC
|
Conventional, VA, HELOC | 33 +2 HELOCs |
4.2% | 94.4% | $398,939 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 26 | 3.3% | 100% | $382,307 | |
United Federal Credit Union
|
Conventional, FHA, Jumbo, HELOC | 24 +18 HELOCs |
3.1% | 96% | $207,916 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 19 +4 HELOCs |
2.4% | 95% | $541,842 | |
Nationstar Mortgage
|
Conventional, FHA | 13 | 1.7% | 100% | $173,461 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA, VA, Jumbo | 11 | 1.4% | 100% | $590,454 | |
Infinity Equity Group, Inc.
|
Conventional, FHA, VA | 11 | 1.4% | 100% | $575,000 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA | 10 | 1.3% | 100% | $521,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA, VA | 9 | 1.1% | 100% | $400,555 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 9 | 1.1% | 90% | $247,222 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 8 +4 HELOCs |
1% | 100% | $345,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 7 +5 HELOCs |
0.9% | 100% | $335,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 7 | 0.9% | 100% | $476,428 | |
|
A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 6 +9 HELOCs |
0.8% | 46.2% | $81,666 | |
Primelending
|
Conventional, FHA, VA | 6 | 0.8% | 100% | $460,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, VA, Jumbo | 6 | 0.8% | 100% | $666,666 | View |
Iserve Residential Lending
|
Conventional, FHA, VA | 6 | 0.8% | 100% | $490,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
0.6% | 85.7% | $439,000 | View |
Newrez LLC
|
Conventional, VA | 5 | 0.6% | 71.4% | $211,000 | |
Kind Lending, LLC
|
Conventional, FHA | 5 | 0.6% | 71.4% | $389,000 | |
American Financial Network, Inc.
|
Conventional, FHA, VA | 5 | 0.6% | 100% | $305,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 5 | 0.6% | 100% | $433,000 | View |
Mortgage Research Center
|
VA | 4 | 0.5% | 66.7% | $515,000 | |
Tjc Mortgage Inc
|
Conventional, FHA, VA | 4 | 0.5% | 100% | $635,000 | |
Summit Funding.Inc
|
Conventional, FHA | 4 | 0.5% | 80% | $585,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 4 | 0.5% | 100% | $657,500 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 0.5% | 100% | $440,000 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 3 +4 HELOCs |
0.4% | 75% | $371,666 | |
Goodleap, LLC
|
Conventional, FHA, VA, HELOC | 3 +2 HELOCs |
0.4% | 75% | $445,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 3 +2 HELOCs |
0.4% | 75% | $571,666 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +2 HELOCs |
0.4% | 40% | $155,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 3 | 0.4% | 100% | $205,000 | |
American Internet Mortgage, Inc.
|
Conventional | 3 | 0.4% | 75% | $211,666 | |
Evergreen Moneysource Mortgage Company
|
Conventional | 3 | 0.4% | 100% | $611,666 | |
|
A+5.0 ★Texas Ratio: 1.95% |
Conventional | 3 | 0.4% | 100% | $641,666 | View |
ClearEdge Lending LLC
|
Conventional, Jumbo | 3 | 0.4% | 60% | $1,018,333 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, VA | 3 | 0.4% | 100% | $561,666 | |
Paramount Residential Mortgage
|
Conventional, FHA | 3 | 0.4% | 100% | $401,666 | |
Operating Engineers Federal Credit Union
|
Conventional | 3 | 0.4% | 75% | $201,666 | |
Guaranteed Rate, Inc.
|
Conventional, VA, Jumbo, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $670,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.3% | 100% | $650,000 | View |
Movement Mortgage, LLC
|
Conventional | 2 | 0.3% | 100% | $545,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.3% | 28.6% | $50,000 | |
Synergy One Lending, Inc.
|
Conventional | 2 | 0.3% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.3% | 100% | $125,000 | View |
First Colony Mortgage Corporat
|
Conventional, FHA | 2 | 0.3% | 100% | $620,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.3% | 100% | $285,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.3% | 100% | $620,000 | View |
American Pacific Mortgage Corporation
|
Conventional | 2 | 0.3% | 100% | $290,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,075,000 | View |
RoundPoint Mortgage Servicing LLC
|
Conventional | 2 | 0.3% | 100% | $380,000 | |
Citadel Servicing Corporation
|
Conventional | 2 | 0.3% | 100% | $495,000 | |
Right Start Mortgage, Inc
|
Conventional, FHA | 2 | 0.3% | 100% | $375,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 2 | 0.3% | 100% | $155,000 | |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $805,000 | |
Empeople Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $765,000 | |
Alameda Mortgage Corporation
|
Conventional | 1 | 0.1% | 50% | $275,000 | |
American Financial Resources LLC
|
VA | 1 | 0.1% | 100% | $705,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $485,000 | View |
Everett Financial, Inc.
|
FHA | 1 | 0.1% | 100% | $565,000 | |
Go Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $325,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.1% | 100% | $735,000 | |
AAA Capital Investment, Inc
|
Conventional | 1 | 0.1% | 100% | $435,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $545,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
Bay-Valley Mortgage Group
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
First State Mortgage Services
|
Conventional | 1 | 0.1% | 100% | $325,000 | |
Peak Residential Lending Inc
|
Conventional | 1 | 0.1% | 100% | $475,000 | |
West Coast Mortgage Group & Realty Co
|
Conventional | 1 | 0.1% | 100% | $475,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
American Financing Corporation
|
Conventional | 1 | 0.1% | 50% | $305,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $665,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 0.1% | 100% | $405,000 | |
Stg Mortgage Inc
|
FHA | 1 | 0.1% | 100% | $395,000 | |
Land Home Financial Services,
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
Waterstone Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $445,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
El Dorado Savings Bank
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.1% | 100% | $555,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
FHA | 1 | 0.1% | 100% | $465,000 | View |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.1% | 33.3% | $415,000 | |
|
A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $405,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Texana Bank
|
VA | 1 | 0.1% | 100% | $595,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
Idaho Central Credit Union
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.1% | 100% | $205,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.1% | 100% | $655,000 | |
Figure Lending LLC
|
HELOC | 0 +14 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wings Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Nevada compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Spanish Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Spanish Springs in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Spanish Springs, NV lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 83.8 percent of home loans in Spanish Springs, Nevada in 2025, banks 8.7 percent and credit unions 7.5 percent. Valley West Corporation was the largest mortgage company, Wells Fargo Bank NA the largest bank and Greater Nevada Mortgage the largest credit union. Among lenders headquartered in Nevada, Greater Nevada Mortgage led with 13 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nevada. Real property transfer tax of $1.95 per $500 of value statewide (about 0.39 percent), $2.05 per $500 in Washoe and Churchill counties, and $2.55 per $500 (0.51 percent) in Clark County; buyer and seller are jointly liable and the seller customarily pays. No mortgage recording tax.
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Spanish Springs, Nevada with 9 loans, about 1.1 percent of the market. The largest lender headquartered in Nevada was Greater Nevada Mortgage with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Spanish Springs, Nevada, Guild Mortgage Company approved the highest share of completed applications in 2025 at 98.9 percent, against a 90.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Spanish Springs, Nevada in 2025, led by DHI Mortgage Company, LTD. with 22. 40 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 15 credit unions closed home loans in Spanish Springs, Nevada in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Spanish Springs, Nevada during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Spanish Springs, Nevada for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Spanish Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.