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Mortgage Lenders and Brokers in Sparks, Nevada

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Sparks, Nevada mortgage lenders include US Bank, N.A.US Bank, N.A.9750 Pyramid Lake Hwy, Sparks, NV 89441A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA2221 Pyramid Way, Sparks, NV 89431A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA55 Los Altos Pkwy, Sparks, NV 89436A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.500 E Prater Way, Sparks, NV 89431A+5.0 ★Texas Ratio: 3.72%, Bank of America NABank of America NA700 N Mccarran Blvd, Sparks, NV 89431A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA855 Sparks Blvd, Sparks, NV 89434A+5.0 ★Texas Ratio: 3.54%, Glacier BankGlacier Bank330 Los Altos Prkwy, Sparks, NV 89436A+5.0 ★Texas Ratio: 1.87%, Greater Nevada MortgageGreater Nevada Mortgage1101 Los Altos Pkwy, Sparks, NV 89436F1.0 ★Texas Ratio: 55.97%, One Nevada Credit UnionOne Nevada Credit Union1090 W Sunset Rd Ste B, Henderson, NV 89014 6678A+5.0 ★Texas Ratio: 0.72%, and Great Basin Federal Credit UnionGreat Basin Federal Credit Union381 Los Altos Pkwy, Sparks, NV 89436 7731A5.0 ★Texas Ratio: 7.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Sparks, Nevada in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sparks are listed first, then lenders elsewhere in Nevada, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Sparks, Nevada

Market share is the lender's share of all home loans closed in Sparks, Nevada. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 4 offices in Sparks 9750 Pyramid Lake Hwy, Sparks, NV 89441 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	32 +18 HELOCs	1.6%	76.2%	$297,500	View
Wells Fargo Bank NA 3 offices in Sparks 2221 Pyramid Way, Sparks, NV 89431 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	15	0.7%	71.4%	$203,666	View
JPMorgan Chase Bank, NA 3 offices in Sparks 55 Los Altos Pkwy, Sparks, NV 89436 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	11 +1 HELOCs	0.5%	92.3%	$456,818	View
Zions Bancorporation, N.A. 2 offices in Sparks 500 E Prater Way, Sparks, NV 89431 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	4 +8 HELOCs	0.2%	72.7%	$310,000	View
Bank of America NA 2 offices in Sparks 700 N Mccarran Blvd, Sparks, NV 89431 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	3 +35 HELOCs	0.1%	100%	$785,000	View
BMO Harris Bank NA 1 office in Sparks 855 Sparks Blvd, Sparks, NV 89434 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	2 +4 HELOCs	0.1%	33.3%	$200,000	View
Glacier Bank 1 office in Sparks 330 Los Altos Prkwy, Sparks, NV 89436 A+5.0 ★Texas Ratio: 1.87%	HELOC	0 +2 HELOCs	0%	n/a		View
Greater Nevada Mortgage 1101 Los Altos Pkwy, Sparks, NV 89436 F1.0 ★Texas Ratio: 55.97%	Conventional, FHA, HELOC	49 +27 HELOCs	2.4%	94.2%	$397,448	View
One Nevada Credit Union 1090 W Sunset Rd Ste B, Henderson, NV 89014 6678 A+5.0 ★Texas Ratio: 0.72%	Conventional, FHA, HELOC	3 +2 HELOCs	0.1%	42.9%	$328,333	View
Great Basin Federal Credit Union 381 Los Altos Pkwy, Sparks, NV 89436 7731 A5.0 ★Texas Ratio: 7.21%	Conventional, HELOC	2 +2 HELOCs	0.1%	50%	$325,000	View
Cathay Bank 6110 Spring Mountain Rd, Las Vegas, NV 89146 A+5.0 ★Texas Ratio: 4.57%	Conventional	1	0%	100%	$185,000	View
First Ciitizens Bank and Trust 2360 Corporate Cir, Henderson, NV 89074 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0%	50%	$725,000	View
WSFS bank 101 Convention Center Dr, Las Vegas, NV 89109 A+5.0 ★Texas Ratio: 3.10%	Conventional	1	0%	50%	$105,000	View
Columbia Bank 2200 Paseo Verde Pkwy, Henderson, NV 89052 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +2 HELOCs	0%	n/a		View
Citibank, NA 10211 S Eastern Ave, Henderson, NV 89052 A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View
Village Capital & Investment	FHA, VA, Jumbo	4	0.2%	85.7%	$637,500
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0.1%	100%	$350,000	View
Valley West Corporation	Conventional	1	0%	100%	$805,000
Nations Direct Mortgage, LLC	FHA	1	0%	100%	$645,000
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	244	12.2%	97.8%	$367,131
Rocket Mortgage	Conventional, FHA, VA	190	9.5%	91.9%	$233,947
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	113 +6 HELOCs	5.6%	92%	$429,778
Lennar Mortgage, LLC	Conventional, FHA, VA	103	5.1%	96.3%	$459,466
DHI Mortgage Company, LTD.	Conventional, FHA, VA	91	4.5%	91.9%	$427,197
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	72 +6 HELOCs	3.6%	100%	$415,416
Toll Brothers Mortgage Company	Conventional, FHA, VA	71	3.5%	94.4%	$480,352
Pennymac Loan Services LLC	Conventional, FHA, VA	58	2.9%	81.9%	$300,862
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA, Jumbo	53	2.6%	100%	$455,000
United Federal Credit Union	Conventional, FHA, Jumbo, HELOC	50 +32 HELOCs	2.5%	70.1%	$303,200
Primelending	Conventional, FHA, VA	44	2.2%	98%	$343,409
Summit Funding.Inc	Conventional, FHA, VA	39	1.9%	100%	$312,948
New American Funding, LLC.	Conventional, FHA, VA, HELOC	35 +9 HELOCs	1.7%	94.6%	$353,000
Freedom Mortgage Corporation	Conventional, FHA, VA	35	1.7%	95.1%	$436,142
loanDepot.com LLC	Conventional, FHA, VA, HELOC	33 +3 HELOCs	1.6%	100%	$255,000
Nationstar Mortgage	Conventional, FHA, VA	31	1.5%	93.9%	$203,387
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	26 +10 HELOCs	1.3%	96.7%	$386,153	View
Infinity Equity Group, Inc.	Conventional, FHA, VA	26	1.3%	100%	$449,230
Premier Mortgage Resources, LLC	Conventional, FHA, VA, Jumbo	25	1.2%	100%	$379,800
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, HELOC	24 +15 HELOCs	1.2%	55.8%	$145,833
Mortgage Research Center	FHA, VA	24	1.2%	70.6%	$492,916
Canopy Mortgage, LLC	Conventional, FHA, VA	23	1.1%	100%	$431,086
The Loan Store, Inc	Conventional, FHA, HELOC	21 +4 HELOCs	1%	92%	$398,809
Tjc Mortgage Inc	Conventional, FHA, VA	18	0.9%	100%	$347,222
Newrez LLC	Conventional, FHA, VA	16	0.8%	69.6%	$174,375
Mason-McDuffie Mortgage Corporation	Conventional, FHA, Jumbo	16	0.8%	88.9%	$411,875
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	15 +10 HELOCs	0.7%	88.2%	$305,666
Iserve Residential Lending	Conventional, FHA, VA	15	0.7%	100%	$412,333
Kind Lending, LLC	Conventional, FHA	13	0.6%	72.2%	$438,846
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	13	0.6%	92.9%	$236,538	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	13	0.6%	86.7%	$458,846	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	12	0.6%	92.9%	$397,500
Movement Mortgage, LLC	Conventional, FHA, HELOC	11 +3 HELOCs	0.5%	100%	$375,000
Paramount Residential Mortgage	Conventional, FHA, VA	11	0.5%	91.7%	$342,272
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	10 +2 HELOCs	0.5%	83.3%	$407,000
Better Mortgage Corporation	Conventional, FHA, HELOC	10 +2 HELOCs	0.5%	66.7%	$348,000
American Financial Network, Inc.	Conventional, FHA	10	0.5%	100%	$350,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	10	0.5%	100%	$404,000
Amerisave Mortgage Company	Conventional, FHA, VA	9	0.4%	31%	$186,111
Sierra Pacific Mortgage Co. Inc A+5.0 ★Texas Ratio: 1.95%	Conventional	9	0.4%	100%	$419,444	View
Spring Eq, LLC	Conventional, HELOC	8 +10 HELOCs	0.4%	34.6%	$95,000
21St Mortgage	Conventional	8	0.4%	66.7%	$85,000
Goodleap, LLC	Conventional, FHA, HELOC	7 +1 HELOCs	0.3%	66.7%	$213,571
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	7	0.3%	77.8%	$335,000	View
Cornerstone First Mortgage, LLC	Conventional, FHA	6	0.3%	100%	$218,333
Triad Financial Services, Inc.	Conventional	6	0.3%	66.7%	$90,000
Click n' Close, Inc.	Conventional, FHA	6	0.3%	100%	$271,666
Evergreen Moneysource Mortgage Company	Conventional, FHA	6	0.3%	100%	$395,000
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	6	0.3%	100%	$483,333
Lakeview Loan Servicing, LLC	Conventional	5	0.2%	38.9%	$69,000
Discover Bank	Conventional	5	0.2%	41.7%	$95,000
Securitynational Mortgage Company	Conventional, VA	5	0.2%	83.3%	$401,000
Cardinal Financial Company, Li	Conventional, FHA	5	0.2%	55.6%	$305,000
Planet Home Lending, LLC	Conventional, FHA, VA	5	0.2%	100%	$423,000
Provident Funding Associates	Conventional	5	0.2%	85.7%	$429,000
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	4 +7 HELOCs	0.2%	55.6%	$100,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	4	0.2%	83.3%	$355,000	View
Sun West Mortgage Company, Inc	Conventional, FHA, VA	4	0.2%	100%	$477,500
First Colony Mortgage Corporat	Conventional, FHA, VA	4	0.2%	80%	$375,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.2%	66.7%	$422,500	View
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	4	0.2%	100%	$232,500	View
Carrington Mortgage Services LLC	Conventional, FHA	4	0.2%	45.5%	$235,000
Fairway Independent Mort Corp	Conventional, HELOC	3 +2 HELOCs	0.1%	100%	$318,333
American Financial Resources LLC	Conventional, FHA	3	0.1%	100%	$565,000
Fourleaf Federal Credit Union	Conventional	3	0.1%	100%	$365,000
Nbkc Bank	Conventional	3	0.1%	60%	$401,666
Equity Prime Mortgage LLC	FHA, VA	3	0.1%	100%	$568,333
Peak Residential Lending Inc	Conventional	3	0.1%	100%	$391,666
New Day Financial, LLC.	VA	3	0.1%	42.9%	$388,333
El Dorado Savings Bank	Conventional	3	0.1%	75%	$235,000
Zillow Home Loans, LLC	Conventional, FHA	3	0.1%	100%	$388,333
Right Start Mortgage, Inc	Conventional, VA	3	0.1%	100%	$305,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA	3	0.1%	100%	$415,000	View
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	2 +3 HELOCs	0.1%	100%	$475,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$375,000	View
Alameda Mortgage Corporation	Conventional, VA	2	0.1%	100%	$470,000
Primary Residential Mortgage, INC.	Conventional, FHA	2	0.1%	100%	$330,000
NOVA Financial & Investment Corporation	FHA	2	0.1%	100%	$455,000
MortgageOne, Inc	Conventional, VA	2	0.1%	100%	$595,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0.1%	100%	$420,000	View
Union Home Mortgage Corp.	Conventional	2	0.1%	100%	$420,000
Bay Equity LLC	Conventional	2	0.1%	100%	$430,000
Calcon Mutual Mortgage LLC	FHA	2	0.1%	100%	$475,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	100%	$385,000	View
ClearEdge Lending LLC	Conventional	2	0.1%	100%	$510,000
Operating Engineers Federal Credit Union	Conventional	2	0.1%	50%	$220,000
Plaza Home Mortgage, Inc	Conventional	2	0.1%	66.7%	$310,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +4 HELOCs	0%	100%	$515,000
Mission Loans, LLC	FHA, HELOC	1 +2 HELOCs	0%	100%	$635,000
ML Mortgage Corp.	VA	1	0%	100%	$595,000
Residential Wholesale Mortgage	Conventional	1	0%	100%	$535,000
Everett Financial, Inc.	Conventional	1	0%	100%	$805,000
Go Mortgage, LLC	VA	1	0%	100%	$695,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0%	100%	$445,000	View
Golden Empire Mortgage, Inc.	Conventional	1	0%	100%	$425,000
AmeriHome Mortgage Company, LLC	FHA	1	0%	50%	$435,000
PHH Mortgage Corporation	VA	1	0%	50%	$465,000
Loanunited.Com, LLC	VA	1	0%	100%	$595,000
Deephaven Mortgage LLC	Conventional	1	0%	100%	$795,000
Synergy One Lending, Inc.	Conventional	1	0%	50%	$765,000
Air Academy Federal Credit Union	Conventional	1	0%	100%	$445,000
PFN Lending Group, Inc.	Conventional	1	0%	100%	$705,000
JMJ Financial Group Inc.	Conventional	1	0%	100%	$535,000
New Wave Lending Group Inc	Conventional	1	0%	100%	$355,000
Credit Human Federal Credit Un	Conventional	1	0%	16.7%	$65,000
ClearPath Lending	VA	1	0%	100%	$405,000
SIRVA Mortgage, Inc.	Conventional	1	0%	100%	$455,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$275,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0%	100%	$315,000
Nfm, Inc	VA	1	0%	100%	$555,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$465,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	FHA	1	0%	100%	$505,000	View
Encompass Lending Group, L.P.	Conventional	1	0%	100%	$415,000
Generations Home Loans, LLC	VA	1	0%	100%	$425,000
Intelliloan, Inc.	FHA	1	0%	100%	$355,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0%	100%	$805,000	View
Waterstone Mortgage Corporation	VA	1	0%	50%	$725,000
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	FHA	1	0%	100%	$565,000	View
Gardner Financial Services	Conventional	1	0%	100%	$485,000
Communityamerica Federal Credit Union	Conventional	1	0%	100%	$55,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0%	100%	$575,000	View
Financial Resources Federal Cr	Conventional	1	0%	50%	$475,000
Firefighters First Federal Credit Union	Conventional	1	0%	100%	$65,000
Mortgage Solutions of Colorado	VA	1	0%	100%	$355,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	FHA	1	0%	100%	$555,000	View
Prosperity Home Mortgage, LLC	FHA	1	0%	50%	$285,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	100%	$335,000	View
Lower, LLC	Conventional	1	0%	100%	$525,000
Nmsi, Inc.	Conventional	1	0%	100%	$365,000
Grand Bank for Savings, FSB	Conventional	1	0%	100%	$425,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0%	100%	$625,000	View
United Nations Federal CU	Conventional	1	0%	100%	$405,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0%	100%	$495,000
Texana Bank	VA	1	0%	100%	$345,000
Goprime Mortgage, Inc.	VA	1	0%	100%	$455,000
Ark-La-Tex Financial Services LLC	Conventional	1	0%	50%	$375,000
Top Flite Financial, Inc.	FHA	1	0%	100%	$295,000
Champions Funding, LLC	Conventional	1	0%	100%	$415,000
Griffin Funding Inc.	FHA	1	0%	100%	$465,000
Figure Lending LLC	HELOC	0 +38 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +7 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Chevron Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Longbridge Financial, LLC	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Sparks Mortgage Rate Trends

Daily average mortgage rates for Nevada compared with the national average, updated every evening.

30-Year Fixed NV Avg

7.194%

▲ 0.068 vs 7 days ago

15-Year Fixed NV Avg

6.776%

▲ 0.018 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Sparks, Nevada

Looking for mortgage lenders near me or mortgage brokers near me in Sparks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sparks in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Sparks, NV

Use these to narrow the list above. Each category shows how many Sparks, NV lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 110 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 34 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 22 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 72 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 54 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 9 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NV 6 lenders headquartered in Nevada, the closest thing to a mortgage lender near you

Who Lends in Sparks, NV

Independent mortgage companies closed 83 percent of home loans in Sparks, Nevada in 2025, banks 9 percent and credit unions 7.9 percent. Village Capital & Investment was the largest mortgage company, US Bank, N.A. the largest bank and Greater Nevada Mortgage the largest credit union. Among lenders headquartered in Nevada, Greater Nevada Mortgage led with 49 loans.

83%

Mortgage companies

Banks

7.9%

Credit unions

19%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Nevada. Real property transfer tax of $1.95 per $500 of value statewide (about 0.39 percent), $2.05 per $500 in Washoe and Churchill counties, and $2.55 per $500 (0.51 percent) in Clark County; buyer and seller are jointly liable and the seller customarily pays. No mortgage recording tax.

More Nevada Mortgage Lender Pages

All Nevada lenders 473 lenders Las Vegas 338 lenders Henderson 303 lenders North Las Vegas 222 lenders Enterprise 245 lenders Reno 227 lenders Spring Valley 244 lenders Sunrise Manor 163 lenders Paradise 198 lenders Pahrump 151 lenders Whitney 133 lenders Carson 119 lenders Spanish Springs 109 lenders

Frequently Asked Questions About Mortgage Lenders in Sparks, NV

Who is the largest mortgage lender in Sparks, NV?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Sparks, Nevada with 32 loans, about 1.6 percent of the market. The largest lender headquartered in Nevada was Greater Nevada Mortgage with 49 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Sparks, NV have the highest approval rates?

Among lenders with meaningful volume in Sparks, Nevada, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Sparks, NV mortgage lenders offer FHA, VA and USDA loans?

72 lenders closed FHA loans in Sparks, Nevada in 2025, led by Guild Mortgage Company with 49. 54 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Sparks, NV lender list?

Yes. 34 banks and 22 credit unions closed home loans in Sparks, Nevada in 2025, alongside 110 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Sparks, NV ranked on this page?

Lenders are ranked only by the number of home loans they closed in Sparks, Nevada during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sparks, Nevada for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sparks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.