Mortgage Lenders and Brokers in Shepherd, Montana
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Shepherd, Montana mortgage lenders include Valley Financial Credit UnionValley Financial Credit Union1541 Custer Ave, Billings, MT 59102A+5.0 ★Texas Ratio: 1.69%, Stockman Bank of MontanaStockman Bank of Montana6050 Jackrabbit Ln, Belgrade, MT 59714A+5.0 ★Texas Ratio: 4.20%, Yellowstone BankYellowstone Bank2 W Grove St, Absarokee, MT 59001A+5.0 ★Texas Ratio: 0.06%, Glacier BankGlacier Bank307 E Park St, Anaconda, MT 59711A+5.0 ★Texas Ratio: 1.87%, First Interstate BankFirst Interstate Bank3 S Woodard Ave, Absarokee, MT 59001A+5.0 ★Texas Ratio: 4.72%, US Bank, N.A.US Bank, N.A.303 N Broadway, Billings, MT 59101A+5.0 ★Texas Ratio: 2.85%, First Federal Bank & TrustFirst Federal Bank & Trust645 Henry Chapple St, Billings, MT 59106, Opportunity Bank of MontanaOpportunity Bank of Montana300 Main St, Ashland, MT 59003A+5.0 ★Texas Ratio: 1.60%, Billings Federal Credit UnionBillings Federal Credit Union3210 Henesta Dr Ste A, Billings, MT 59102 7020A+5.0 ★Texas Ratio: 5.23%, and Altana Federal Credit UnionAltana Federal Credit Union1111 24th St W, Billings, MT 59102 3809A5.0 ★Texas Ratio: 6.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shepherd, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shepherd are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shepherd, Montana
Market share is the lender's share of all home loans closed in Shepherd, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1541 Custer Ave, Billings, MT 59102 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 7 +6 HELOCs |
7.1% | 77.8% | $175,000 | View |
|
6050 Jackrabbit Ln, Belgrade, MT 59714 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 5 +7 HELOCs |
5.1% | 100% | $323,000 | View |
|
2 W Grove St, Absarokee, MT 59001 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 4 | 4% | 100% | $442,500 | View |
|
307 E Park St, Anaconda, MT 59711 A+5.0 ★Texas Ratio: 1.87% |
Conventional, VA, HELOC | 2 +4 HELOCs |
2% | 50% | $425,000 | View |
|
★ 1 stars, 1 review 3 S Woodard Ave, Absarokee, MT 59001 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +3 HELOCs |
2% | 66.7% | $210,000 | View |
|
303 N Broadway, Billings, MT 59101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 2% | 66.7% | $250,000 | View |
First Federal Bank & Trust
645 Henry Chapple St, Billings, MT 59106 |
Conventional, VA | 2 | 2% | 100% | $300,000 | |
|
300 Main St, Ashland, MT 59003 A+5.0 ★Texas Ratio: 1.60% |
Conventional, HELOC | 1 +3 HELOCs |
1% | 100% | $395,000 | View |
|
3210 Henesta Dr Ste A, Billings, MT 59102 7020 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 1% | 100% | $375,000 | View |
|
1111 24th St W, Billings, MT 59102 3809 A5.0 ★Texas Ratio: 6.18% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Evergreen Moneysource Mortgage Company
|
Conventional, FHA, VA | 11 | 11.1% | 100% | $360,454 | |
United Wholesale Mortgage
|
Conventional, VA, HELOC | 10 +1 HELOCs |
10.1% | 83.3% | $421,000 | |
|
A+5.0 ★Texas Ratio: 5.43% |
Conventional, VA | 7 | 7.1% | 100% | $235,000 | View |
Guild Mortgage Company
|
Conventional, FHA | 4 | 4% | 100% | $367,500 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 3% | 100% | $418,333 | |
Pennymac Loan Services LLC
|
Conventional | 3 | 3% | 100% | $321,666 | |
Mortgage Solutions of Colorado
|
FHA, VA | 3 | 3% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 2 +2 HELOCs |
2% | 66.7% | $195,000 | |
Securitynational Mortgage Company
|
Conventional | 2 | 2% | 100% | $695,000 | |
Nationstar Mortgage
|
Conventional | 2 | 2% | 100% | $300,000 | |
Mortgage Research Center
|
VA | 2 | 2% | 66.7% | $390,000 | |
Lower, LLC
|
Conventional | 2 | 2% | 50% | $290,000 | |
New American Funding, LLC.
|
FHA, HELOC | 1 +1 HELOCs |
1% | 100% | $305,000 | |
Guaranteed Rate, Inc.
|
VA | 1 | 1% | 100% | $505,000 | |
Servion
|
Conventional | 1 | 1% | 100% | $235,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1% | 100% | $55,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1% | 50% | $205,000 | |
Newrez LLC
|
Conventional | 1 | 1% | 50% | $105,000 | |
Kind Lending, LLC
|
FHA | 1 | 1% | 100% | $345,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 1% | 100% | $395,000 | View |
Amerisave Mortgage Company
|
Conventional | 1 | 1% | 100% | $75,000 | |
loanDepot.com LLC
|
FHA | 1 | 1% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 1% | 100% | $595,000 | View |
Cmg Mortgage Inc
|
VA | 1 | 1% | 100% | $485,000 | |
Intercap Lending Inc
|
Conventional | 1 | 1% | 100% | $215,000 | |
American Financing Corporation
|
Conventional | 1 | 1% | 50% | $125,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $265,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 1% | 100% | $285,000 | |
Agwest Farm Credit, Flca
|
Conventional | 1 | 1% | 100% | $285,000 | |
|
C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 1% | 100% | $85,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 1% | 100% | $325,000 | View |
Nexera Holding LLC
|
Conventional | 1 | 1% | 100% | $395,000 | |
Plaza Home Mortgage, Inc
|
VA | 1 | 1% | 100% | $625,000 | |
Village Capital & Investment
|
VA | 1 | 1% | 100% | $725,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Shepherd Mortgage Rate Trends
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shepherd, Montana
Looking for mortgage lenders near me or mortgage brokers near me in Shepherd? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shepherd in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shepherd, MT
Use these to narrow the list above. Each category shows how many Shepherd, MT lenders fit and what that kind of lender is usually best for.
Who Lends in Shepherd, MT
Independent mortgage companies closed 67.7 percent of home loans in Shepherd, Montana in 2025, banks 22.2 percent and credit unions 10.1 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Stockman Bank of Montana the largest bank and Valley Financial Credit Union the largest credit union. Among lenders headquartered in Montana, Valley Financial Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
More Montana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shepherd, MT
By home loans closed in 2025, Valley Financial Credit Union was the largest mortgage lender in Shepherd, Montana with 7 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Shepherd, Montana in 2025, led by Evergreen Moneysource Mortgage Company with 3. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Shepherd, Montana in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shepherd, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shepherd, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shepherd. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
