Malta, Montana mortgage lenders include Independence BankIndependence Bank135 South Second Street, Malta, MT 59538A+5.0 ★Texas Ratio: 2.94%, US Bank, N.A.US Bank, N.A.303 N Broadway, Billings, MT 59101A+5.0 ★Texas Ratio: 2.85%, Stockman Bank of MontanaStockman Bank of Montana6050 Jackrabbit Ln, Belgrade, MT 59714A+5.0 ★Texas Ratio: 4.20%, First Interstate BankFirst Interstate Bank3 S Woodard Ave, Absarokee, MT 59001A+5.0 ★Texas Ratio: 4.72%, Wells Fargo Bank NAWells Fargo Bank NA1325 Main St, Billings, MT 59105A+5.0 ★Texas Ratio: 5.36%, Glacier BankGlacier Bank307 E Park St, Anaconda, MT 59711A+5.0 ★Texas Ratio: 1.87%, United Wholesale Mortgage, Rocket MortgageRocket MortgageA+5.0 ★Texas Ratio: 5.43%, Mortgage Research Center, and American Financial Resources LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Malta, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Malta are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Malta, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Malta 135 South Second Street, Malta, MT 59538 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 7 | 17.1% | 100% | $257,857 | View |
|
303 N Broadway, Billings, MT 59101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 4.9% | 100% | $115,000 | View |
|
6050 Jackrabbit Ln, Belgrade, MT 59714 A+5.0 ★Texas Ratio: 4.20% |
Conventional, FHA | 2 | 4.9% | 100% | $65,000 | View |
|
★ 1 stars, 1 review 3 S Woodard Ave, Absarokee, MT 59001 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 2.4% | 100% | $225,000 | View |
|
1325 Main St, Billings, MT 59105 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.4% | 100% | $145,000 | View |
|
307 E Park St, Anaconda, MT 59711 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 2.4% | 100% | $105,000 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 12.2% | 100% | $197,000 | |
|
A+5.0 ★Texas Ratio: 5.43% |
Conventional, VA | 5 | 12.2% | 83.3% | $211,000 | View |
Mortgage Research Center
|
VA | 3 | 7.3% | 100% | $158,333 | |
American Financial Resources LLC
|
Conventional | 2 | 4.9% | 100% | $170,000 | |
Freedom Mortgage Corporation
|
VA | 2 | 4.9% | 100% | $375,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 4.9% | 100% | $100,000 | |
Newrez LLC
|
Conventional | 1 | 2.4% | 50% | $185,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 2.4% | 100% | $385,000 | |
Kind Lending, LLC
|
FHA | 1 | 2.4% | 50% | $335,000 | |
|
A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 2.4% | 100% | $265,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 2.4% | 100% | $45,000 | |
The Loan Store, Inc
|
Conventional | 1 | 2.4% | 100% | $195,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 2.4% | 100% | $235,000 | |
My Move Mortgage, LLC
|
Conventional | 1 | 2.4% | 100% | $185,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Malta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Malta in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Malta, MT lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 65.9 percent of home loans in Malta, Montana in 2025, banks 34.1 percent and credit unions 0 percent. United Wholesale Mortgage was the largest mortgage company, Independence Bank the largest bank. Among lenders headquartered in Montana, Independence Bank led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
By home loans closed in 2025, Independence Bank was the largest mortgage lender in Malta, Montana with 7 loans, about 17.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Malta, Montana in 2025, led by Stockman Bank of Montana with 1. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 0 credit unions closed home loans in Malta, Montana in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Malta, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Malta, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Malta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.