Mortgage Lenders and Brokers in Cut Bank, Montana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cut Bank, Montana mortgage lenders include Stockman Bank of MontanaStockman Bank of Montana125 W Main St, Cut Bank, MT 59427A+5.0 ★Texas Ratio: 4.20%, First Interstate BankFirst Interstate Bank24 E Main St, Cut Bank, MT 59427A+5.0 ★Texas Ratio: 4.72%, Wells Fargo Bank NAWells Fargo Bank NA1325 Main St, Billings, MT 59105A+5.0 ★Texas Ratio: 5.36%, Independence BankIndependence Bank23 5th Ave Se, Conrad, MT 59425A+5.0 ★Texas Ratio: 2.94%, Glacier BankGlacier Bank307 E Park St, Anaconda, MT 59711A+5.0 ★Texas Ratio: 1.87%, US Bank, N.A.US Bank, N.A.303 N Broadway, Billings, MT 59101A+5.0 ★Texas Ratio: 2.85%, 1st Liberty Federal Credit Uni1st Liberty Federal Credit UniGreat Falls, MT, Rocket MortgageRocket MortgageA+5.0 ★Texas Ratio: 5.43%, Guild Mortgage Company, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cut Bank, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cut Bank are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cut Bank, Montana
Market share is the lender's share of all home loans closed in Cut Bank, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cut Bank 125 W Main St, Cut Bank, MT 59427 A+5.0 ★Texas Ratio: 4.20% |
Conventional, FHA, VA, HELOC | 14 +9 HELOCs |
29.2% | 87.5% | $192,857 | View |
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★ 1 stars, 1 review 1 office in Cut Bank 24 E Main St, Cut Bank, MT 59427 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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1325 Main St, Billings, MT 59105 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 2.1% | 100% | $245,000 | View |
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23 5th Ave Se, Conrad, MT 59425 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 2.1% | 100% | $105,000 | View |
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307 E Park St, Anaconda, MT 59711 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 2.1% | 50% | $65,000 | View |
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303 N Broadway, Billings, MT 59101 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
1st Liberty Federal Credit Uni
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Conventional | 1 | 2.1% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, VA | 6 | 12.5% | 66.7% | $188,333 | View |
Guild Mortgage Company
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Conventional, FHA | 3 | 6.2% | 100% | $188,333 | |
United Wholesale Mortgage
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FHA, VA | 2 | 4.2% | 100% | $170,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 4.2% | 100% | $145,000 | |
Click n' Close, Inc.
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FHA | 2 | 4.2% | 50% | $120,000 | |
New Day Financial, LLC.
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VA | 2 | 4.2% | 100% | $150,000 | |
Mortgage Research Center
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VA | 2 | 4.2% | 100% | $200,000 | |
Empeople Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
2.1% | 100% | $45,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 2.1% | 100% | $115,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 2.1% | 100% | $65,000 | |
Horizon Credit Union
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Conventional | 1 | 2.1% | 100% | $95,000 | |
Evergreen Moneysource Mortgage Company
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FHA | 1 | 2.1% | 100% | $145,000 | |
Planet Home Lending, LLC
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VA | 1 | 2.1% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 2.1% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 2.1% | 100% | $135,000 | View |
New American Funding, LLC.
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VA | 1 | 2.1% | 100% | $245,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 2.1% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 2.1% | 50% | $65,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Cut Bank Mortgage Rate Trends
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cut Bank, Montana
Looking for mortgage lenders near me or mortgage brokers near me in Cut Bank? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cut Bank in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cut Bank, MT
Use these to narrow the list above. Each category shows how many Cut Bank, MT lenders fit and what that kind of lender is usually best for.
Who Lends in Cut Bank, MT
Independent mortgage companies closed 52.1 percent of home loans in Cut Bank, Montana in 2025, banks 41.7 percent and credit unions 6.2 percent. Rocket Mortgage was the largest mortgage company, Stockman Bank of Montana the largest bank and 1st Liberty Federal Credit Uni the largest credit union. Among lenders headquartered in Montana, Stockman Bank of Montana led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
More Montana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cut Bank, MT
By home loans closed in 2025, Stockman Bank of Montana was the largest mortgage lender in Cut Bank, Montana with 14 loans, about 29.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Cut Bank, Montana in 2025, led by Stockman Bank of Montana with 6. 8 lenders closed VA loans, led by Stockman Bank of Montana. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 3 credit unions closed home loans in Cut Bank, Montana in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cut Bank, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cut Bank, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cut Bank. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
