Mortgage Lenders and Brokers in Willard, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Willard, Missouri mortgage lenders include Great Southern BankGreat Southern Bank524 E Jackson St, Willard, MO 65781A+5.0 ★Texas Ratio: 1.55%, Commerce BankCommerce Bank203 W Jackson St, Willard, MO 65781A+5.0 ★Texas Ratio: 0.89%, Freedom Bank of Southern MissouriFreedom Bank of Southern Missouri502 State Highway Ab, Willard, MO 65781A+5.0 ★Texas Ratio: 1.22%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Mid-Missouri BankMid-Missouri Bank306 Procter Rd, Willard, MO 65781A+5.0 ★Texas Ratio: 0.49%, Assemblies of God Credit UnionAssemblies of God Credit Union1535 N Campbell Ave, Springfield, MO 65803B4.6 ★Texas Ratio: 19.27%, TelComm Credit UnionTelComm Credit Union1564 N Main St, Nixa, MO 65714A+5.0 ★Texas Ratio: 1.32%, Omb BankOmb Bank218 N Webster Ave, Ash Grove, MO 65604A5.0 ★Texas Ratio: 6.69%, Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010, and The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Willard, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Willard are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Willard, Missouri
Market share is the lender's share of all home loans closed in Willard, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Willard 524 E Jackson St, Willard, MO 65781 A+5.0 ★Texas Ratio: 1.55% |
Conventional, FHA | 29 | 6.4% | 82.9% | $146,379 | View |
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1 office in Willard 203 W Jackson St, Willard, MO 65781 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 10 +6 HELOCs |
2.2% | 90.9% | $114,000 | View |
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1 office in Willard 502 State Highway Ab, Willard, MO 65781 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 2 | 0.4% | 100% | $280,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 25 | 5.5% | 100% | $264,600 | View |
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306 Procter Rd, Willard, MO 65781 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 17 | 3.8% | 94.4% | $242,058 | View |
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1535 N Campbell Ave, Springfield, MO 65803 B4.6 ★Texas Ratio: 19.27% |
Conventional | 16 | 3.5% | 100% | $241,250 | View |
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1564 N Main St, Nixa, MO 65714 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 13 | 2.9% | 100% | $107,307 | View |
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218 N Webster Ave, Ash Grove, MO 65604 A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA, VA | 12 | 2.6% | 92.3% | $295,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 10 | 2.2% | 91.7% | $124,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 7 +12 HELOCs |
1.5% | 100% | $210,714 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional, Jumbo | 7 | 1.5% | 63.6% | $357,857 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +7 HELOCs |
1.3% | 77.8% | $218,333 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 6 | 1.3% | 100% | $186,666 | View |
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1726 W Elfindale St, Springfield, MO 65807 1289 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 6 | 1.3% | 100% | $231,666 | View |
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312 W Central Ave, Carthage, MO 64836 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 6 | 1.3% | 100% | $423,333 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, HELOC | 5 +9 HELOCs |
1.1% | 100% | $275,000 | View |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 4 +2 HELOCs |
0.9% | 100% | $202,500 | View |
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200 E 2nd St, Annapolis, MO 63620 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 4 | 0.9% | 100% | $437,500 | View |
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310 N Ruth St, Advance, MO 63730 A5.0 ★Texas Ratio: 6.11% |
Conventional, HELOC | 3 +6 HELOCs |
0.7% | 100% | $261,666 | View |
Stockmens Bank
1208 N Jefferson St, Ava, MO 65608 |
Conventional | 3 | 0.7% | 100% | $125,000 | |
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310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
Conventional, HELOC | 2 +18 HELOCs |
0.4% | 100% | $160,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $70,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 2 | 0.4% | 100% | $180,000 | |
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931 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 2 | 0.4% | 100% | $200,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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410 N Massey Blvd, Nixa, MO 65714 A5.0 ★Texas Ratio: 13.33% |
Conventional, Jumbo | 1 | 0.2% | 100% | $845,000 | View |
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718 N Pine St, Rolla, MO 65401 A5.0 ★Texas Ratio: 11.23% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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920 Stonner Loop, Richmond, MO 64085 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.2% | 50% | $195,000 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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1347 S Ash St, Buffalo, MO 65622 A5.0 ★Texas Ratio: 12.26% |
Conventional | 1 | 0.2% | 33.3% | $305,000 | View |
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104 Ne Elm St, Billings, MO 65610 A+5.0 ★Texas Ratio: 5.58% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.2% | 100% | $735,000 | View |
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1316 E 32nd St, Joplin, MO 64804 A+5.0 ★Texas Ratio: 1.45% |
FHA | 1 | 0.2% | 50% | $215,000 | View |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA, VA, USDA | 17 | 3.8% | 100% | $266,764 | |
Mortgage Research Center
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Conventional, FHA, VA, Jumbo | 12 | 2.6% | 70.6% | $353,333 | |
Gershman Investment Corp.
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Conventional, FHA, VA | 9 | 2% | 100% | $250,555 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.2% | 100% | $465,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 29 | 6.4% | 84.2% | $198,793 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 27 +1 HELOCs |
6% | 96.6% | $262,777 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 19 | 4.2% | 82.6% | $244,473 | |
American Financial Resources LLC
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Conventional, FHA, VA, USDA | 15 | 3.3% | 100% | $279,666 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 10 | 2.2% | 100% | $309,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.5% | 88.9% | $283,571 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 7 | 1.5% | 100% | $222,142 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.5% | 87.5% | $207,857 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 1.3% | 100% | $225,000 | |
Nationstar Mortgage
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Conventional | 6 | 1.3% | 100% | $221,666 | |
Cadence Bank
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Conventional, VA, HELOC | 5 +2 HELOCs |
1.1% | 83.3% | $287,000 | |
Planet Home Lending, LLC
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FHA, VA | 4 | 0.9% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $335,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $155,000 | |
Primelending
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Conventional | 3 | 0.7% | 100% | $215,000 | |
Fairway Independent Mort Corp
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FHA, VA | 3 | 0.7% | 75% | $181,666 | |
American Portfolio Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $235,000 | |
Equity Prime Mortgage LLC
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VA, USDA | 2 | 0.4% | 100% | $495,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 0.4% | 50% | $240,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 40% | $65,000 | |
Click n' Close, Inc.
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USDA | 2 | 0.4% | 100% | $185,000 | |
Members Mortgage Services, LLC
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VA, USDA | 2 | 0.4% | 100% | $240,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.4% | 100% | $255,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $55,000 | |
Keypoint Credit Union
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 50% | $295,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 75% | $45,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $215,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $215,000 | |
TruHome Solutions, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.2% | 60% | $185,000 | View |
PHH Mortgage Corporation
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VA | 1 | 0.2% | 100% | $155,000 | |
American Financial Network, Inc.
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VA | 1 | 0.2% | 100% | $225,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $245,000 | |
ResMac Inc
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Conventional | 1 | 0.2% | 100% | $195,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $385,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 33.3% | $345,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $365,000 | View |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Arkansas Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Summit Funding.Inc
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FHA | 1 | 0.2% | 100% | $325,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 33.3% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 50% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 50% | $245,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $345,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 50% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Willard Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Willard, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Willard? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Willard in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Willard, MO
Use these to narrow the list above. Each category shows how many Willard, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Willard, MO
Independent mortgage companies closed 53 percent of home loans in Willard, Missouri in 2025, banks 34 percent and credit unions 13 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Great Southern Bank the largest bank and Assemblies of God Credit Union the largest credit union. Among lenders headquartered in Missouri, Great Southern Bank led with 29 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Willard, MO
By home loans closed in 2025, Great Southern Bank was the largest mortgage lender in Willard, Missouri with 29 loans, about 6.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Willard, Missouri in 2025, led by United Wholesale Mortgage with 15. 22 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 16 credit unions closed home loans in Willard, Missouri in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Willard, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Willard, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Willard. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
