Mortgage Lenders and Brokers in West Plains, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Plains, Missouri mortgage lenders include Southern BankSouthern Bank960 Preacher Roe Blvd, West Plains, MO 65775A5.0 ★Texas Ratio: 6.11%, FNBC BankFNBC Bank1311 Porter Wagoner Blvd, West Plains, MO 65775A5.0 ★Texas Ratio: 7.31%, Simmons BankSimmons Bank1802 E State Route K, West Plains, MO 65775A+5.0 ★Texas Ratio: 5.33%, Wood & Huston BankWood & Huston Bank1310 Preacher Roe Blvd, West Plains, MO 65775A+5.0 ★Texas Ratio: 1.77%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, Great Southern BankGreat Southern Bank1210 Parkway Shopping Ctr, West Plains, MO 65775A+5.0 ★Texas Ratio: 1.55%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1314 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Plains, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Plains are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Plains, Missouri
Market share is the lender's share of all home loans closed in West Plains, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in West Plains 960 Preacher Roe Blvd, West Plains, MO 65775 A5.0 ★Texas Ratio: 6.11% |
Conventional, Jumbo, HELOC | 7 +8 HELOCs |
3.3% | 100% | $269,285 | View |
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1 office in West Plains 1311 Porter Wagoner Blvd, West Plains, MO 65775 A5.0 ★Texas Ratio: 7.31% |
Conventional | 6 | 2.8% | 85.7% | $225,000 | View |
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1 office in West Plains 1802 E State Route K, West Plains, MO 65775 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 5 +1 HELOCs |
2.4% | 83.3% | $209,000 | View |
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★ 5 stars, 1 review 2 offices in West Plains 1310 Preacher Roe Blvd, West Plains, MO 65775 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 3 | 1.4% | 100% | $141,666 | View |
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1 office in West Plains 607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $195,000 | View |
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1 office in West Plains 1210 Parkway Shopping Ctr, West Plains, MO 65775 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 2 | 0.9% | 66.7% | $110,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.4% | 75% | $165,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, USDA | 3 | 1.4% | 100% | $181,666 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA | 2 | 0.9% | 100% | $235,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 50% | $125,000 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
Stockmens Bank
1208 N Jefferson St, Ava, MO 65608 |
Conventional | 1 | 0.5% | 100% | $55,000 | |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.5% | 100% | $145,000 | View |
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125 Southwest Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA, VA, USDA | 15 | 7.1% | 100% | $162,333 | |
Gershman Investment Corp.
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Conventional, FHA | 6 | 2.8% | 100% | $160,000 | |
First State Bank of St Charles
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USDA | 1 | 0.5% | 100% | $215,000 | |
Family Finance Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 100% | $235,000 | |
Click n' Close, Inc.
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Conventional, FHA, VA, USDA | 33 | 15.6% | 100% | $211,969 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 17 | 8.1% | 77.3% | $177,352 | View |
Primelending
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Conventional, FHA, USDA | 9 | 4.3% | 100% | $150,555 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 3.8% | 88.9% | $137,500 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 3.3% | 100% | $263,571 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 2.8% | 100% | $316,666 | |
Guild Mortgage Company
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Conventional, FHA, VA | 5 | 2.4% | 87.5% | $219,000 | |
Geneva Financial LLC
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Conventional, FHA, USDA | 5 | 2.4% | 83.3% | $239,000 | |
CrossCountry Mortgage, LLC
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Conventional | 4 | 1.9% | 100% | $175,000 | |
Village Capital & Investment
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VA | 4 | 1.9% | 100% | $245,000 | |
Everett Financial, Inc.
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FHA, USDA | 3 | 1.4% | 100% | $145,000 | |
Newrez LLC
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Conventional | 3 | 1.4% | 50% | $115,000 | |
Equity Prime Mortgage LLC
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FHA, USDA | 3 | 1.4% | 100% | $175,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.4% | 42.9% | $68,333 | |
Midwest Mortgage Associates Corp
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Conventional, FHA, USDA | 3 | 1.4% | 100% | $241,666 | |
Carrington Mortgage Services LLC
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Conventional, VA | 3 | 1.4% | 100% | $138,333 | |
American Portfolio Mortgage Corporation
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FHA, USDA | 2 | 0.9% | 100% | $140,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.9% | 50% | $40,000 | |
New Day Financial, LLC.
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VA | 2 | 0.9% | 100% | $225,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.9% | 100% | $285,000 | View |
Churchill Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $205,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.9% | 100% | $165,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 2 | 0.9% | 100% | $185,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.5% | 100% | $145,000 | |
American Financial Resources LLC
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VA | 1 | 0.5% | 100% | $415,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.5% | 100% | $575,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 50% | $195,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 100% | $35,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 0.5% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
VA | 1 | 0.5% | 100% | $235,000 | View |
American Financing Corporation
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FHA | 1 | 0.5% | 100% | $185,000 | |
Deseret First Credit Union
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Conventional | 1 | 0.5% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.5% | 100% | $185,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 50% | $65,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.5% | 50% | $315,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $135,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
West Plains Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Plains, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in West Plains? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Plains in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Plains, MO
Use these to narrow the list above. Each category shows how many West Plains, MO lenders fit and what that kind of lender is usually best for.
Who Lends in West Plains, MO
Independent mortgage companies closed 73.5 percent of home loans in West Plains, Missouri in 2025, banks 25.6 percent and credit unions 0.9 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Southern Bank the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Southern Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Plains, MO
By home loans closed in 2025, Southern Bank was the largest mortgage lender in West Plains, Missouri with 7 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in West Plains, Missouri in 2025, led by Click n' Close, Inc. with 8. 17 lenders closed VA loans, led by Click n' Close, Inc., and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 2 credit unions closed home loans in West Plains, Missouri in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Plains, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Plains, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Plains. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
