Mortgage Lenders and Brokers in Union, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Union, Missouri mortgage lenders include United Bank of UnionUnited Bank of Union1440 Rebel Dr, Union, MO 63084B-4.4 ★Texas Ratio: 22.38%, US Bank, N.A.US Bank, N.A.201 S Oak St, Union, MO 63084A+5.0 ★Texas Ratio: 2.85%, Legends BankLegends Bank410 Us Highway 50 E, Union, MO 63084A+5.0 ★Texas Ratio: 2.10%, Heritage Community BankHeritage Community Bank100 E Locust St, Union, MO 63084B4.5 ★Texas Ratio: 21.03%, PNC Bank N.A.PNC Bank N.A.509 Us Highway 50 W, Union, MO 63084A+5.0 ★Texas Ratio: 4.24%, Sullivan BankSullivan Bank351 S Oak St, Union, MO 63084A-4.9 ★Texas Ratio: 16.43%, Bank of WashingtonBank of Washington7701 Forsyth Blvd, Clayton, MO 63105D3.5 ★Texas Ratio: 33.34%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, and First State Community BankFirst State Community Bank74 Rue Terre Bonne, Bonne Terre, MO 63628A5.0 ★Texas Ratio: 6.95%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Union, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Union are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Union, Missouri
Market share is the lender's share of all home loans closed in Union, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1440 Rebel Dr, Union, MO 63084 B-4.4 ★Texas Ratio: 22.38% |
Conventional | 44 | 12.8% | 93.8% | $209,772 | View |
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1 office in Union 201 S Oak St, Union, MO 63084 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 6 +4 HELOCs |
1.7% | 54.5% | $168,333 | View |
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1 office in Union 410 Us Highway 50 E, Union, MO 63084 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 4 | 1.2% | 100% | $262,500 | View |
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100 E Locust St, Union, MO 63084 B4.5 ★Texas Ratio: 21.03% |
Conventional | 4 | 1.2% | 80% | $127,500 | View |
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★ 1.7 stars, 3 reviews 1 office in Union 509 Us Highway 50 W, Union, MO 63084 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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351 S Oak St, Union, MO 63084 A-4.9 ★Texas Ratio: 16.43% |
Conventional, FHA, USDA | 17 | 5% | 100% | $190,294 | View |
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7701 Forsyth Blvd, Clayton, MO 63105 D3.5 ★Texas Ratio: 33.34% |
Conventional, USDA | 15 | 4.4% | 100% | $212,333 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 11 +2 HELOCs |
3.2% | 84.6% | $112,272 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 11 | 3.2% | 91.7% | $184,090 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional, USDA, HELOC | 7 +1 HELOCs |
2% | 100% | $202,142 | View |
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15928 Manchester Rd, Ellisville, MO 63011 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 4 | 1.2% | 80% | $182,500 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 4 | 1.2% | 100% | $307,500 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 4 | 1.2% | 100% | $105,000 | View |
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619 Stockell Dr, Eureka, MO 63025 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 1.2% | 100% | $117,500 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, USDA | 3 | 0.9% | 100% | $255,000 | View |
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105 S Old Highway 71, Adrian, MO 64720 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 2 | 0.6% | 100% | $190,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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3240 N Highway 67, Florissant, MO 63033 A-4.9 ★Texas Ratio: 16.06% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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10044 West Florissant Ave, Saint Louis, MO 63136 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Das Acquisition Company, LLC
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Conventional, FHA, USDA | 18 | 5.2% | 94.7% | $232,222 | |
Mortgage Research Center
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VA, USDA | 15 | 4.4% | 88.2% | $239,666 | |
Homekey Mortgage, LLC
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Conventional, FHA | 6 | 1.7% | 100% | $228,333 | |
Gershman Investment Corp.
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Conventional, FHA, VA | 6 | 1.7% | 85.7% | $221,666 | |
First State Bank of St Charles
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Conventional, FHA | 5 | 1.5% | 100% | $215,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 4 | 1.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 0.6% | 100% | $235,000 | View |
Family Finance Mortgage LLC
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Conventional, FHA | 2 | 0.6% | 100% | $360,000 | |
Access Capital Funding LLC
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FHA | 1 | 0.3% | 100% | $185,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.3% | 50% | $195,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 22 | 6.4% | 96.2% | $220,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 15 | 4.4% | 80% | $201,666 | View |
Newrez LLC
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Conventional, VA, USDA | 15 | 4.4% | 71.4% | $243,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 3.5% | 92.3% | $266,666 | |
New American Funding, LLC.
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Conventional, FHA | 8 | 2.3% | 100% | $166,250 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 5 | 1.5% | 100% | $257,000 | |
Nations Lending Corporation
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Conventional, FHA | 5 | 1.5% | 100% | $243,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.2% | 83.3% | $197,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.2% | 45.5% | $165,000 | |
Plaza Home Mortgage, Inc
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FHA, VA, USDA | 4 | 1.2% | 100% | $262,500 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.9% | 75% | $161,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.9% | 100% | $175,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 2 | 0.6% | 66.7% | $180,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $120,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.6% | 100% | $150,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $200,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.6% | 100% | $190,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $175,000 | View |
Village Capital & Investment
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FHA, VA | 2 | 0.6% | 50% | $250,000 | |
CrossCountry Mortgage, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 50% | $285,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $75,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.3% | 33.3% | $5,000 | |
Fourleaf Federal Credit Union
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FHA | 1 | 0.3% | 100% | $155,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 50% | $45,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.3% | 100% | $165,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $205,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $65,000 | |
Transportation Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $185,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 33.3% | $45,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 0.3% | 50% | $235,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $255,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $355,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $285,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 50% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Union Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Union, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Union? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Union in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Union, MO
Use these to narrow the list above. Each category shows how many Union, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Union, MO
Independent mortgage companies closed 55.7 percent of home loans in Union, Missouri in 2025, banks 40.2 percent and credit unions 4.1 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, United Bank of Union the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, United Bank of Union led with 44 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Union, MO
By home loans closed in 2025, United Bank of Union was the largest mortgage lender in Union, Missouri with 44 loans, about 12.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Union, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 4. 11 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 6 credit unions closed home loans in Union, Missouri in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Union, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Union, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Union. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
