Mortgage Lenders and Brokers in St. Paul, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
St. Paul, Missouri mortgage lenders include The Bank of Old MonroeThe Bank of Old Monroe#10 Freise Industrial Drive, Moscow Mills, MO 63362A+5.0 ★Texas Ratio: 0.03%, Vantage Credit UnionVantage Credit Union11915 Saint Charles Rock Rd, Bridgeton, MO 63044A+5.0 ★Texas Ratio: 4.97%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Regions BankRegions Bank2582 Lemay Ferry Rd, Affton, MO 63125A+5.0 ★Texas Ratio: 4.37%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, Associated Bank NAAssociated Bank NA10044 West Florissant Ave, Saint Louis, MO 63136A+5.0 ★Texas Ratio: 3.45%, Paramount BankParamount Bank90 Village Square Shop Ctr, Hazelwood, MO 63042A5.0 ★Texas Ratio: 8.70%, and Carrollton BankCarrollton Bank1925 Richardson Rd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in St. Paul, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in St. Paul are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in St. Paul, Missouri
Market share is the lender's share of all home loans closed in St. Paul, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 13 | 8.8% | 100% | $394,230 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 7 +3 HELOCs |
4.8% | 100% | $192,142 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 7 | 4.8% | 100% | $346,428 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 3 +7 HELOCs |
2% | 60% | $125,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +4 HELOCs |
2% | 100% | $135,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +2 HELOCs |
1.4% | 100% | $160,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.4% | 100% | $750,000 | View |
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10044 West Florissant Ave, Saint Louis, MO 63136 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.4% | 50% | $975,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional, FHA | 2 | 1.4% | 100% | $460,000 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $315,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $605,000 | View |
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101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0.7% | 100% | $545,000 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.7% | 100% | $35,000 | View |
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9111 Mackenzie Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 5.88% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
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110 1st St, Jonesburg, MO 63351 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $405,000 | View |
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600 Ne Coronado Dr, Blue Springs, MO 64014 A+5.0 ★Texas Ratio: 5.08% |
Conventional | 1 | 0.7% | 100% | $365,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
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217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
VA, Jumbo | 1 | 0.7% | 100% | $1,165,000 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional | 1 | 0.7% | 100% | $785,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gershman Investment Corp.
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Conventional, VA | 6 | 4.1% | 100% | $485,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 4 | 2.7% | 100% | $335,000 | |
Mortgage Research Center
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VA, Jumbo | 4 | 2.7% | 80% | $467,500 | |
First State Bank of St Charles
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Conventional | 2 | 1.4% | 100% | $520,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 2 | 1.4% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
VA | 1 | 0.7% | 50% | $425,000 | View |
Family Finance Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $525,000 | |
Victory Mortgage, LLC
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Conventional, FHA, VA | 8 | 5.4% | 80% | $373,750 | |
United Wholesale Mortgage
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Conventional, VA | 5 | 3.4% | 83.3% | $337,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 5 | 3.4% | 100% | $117,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 5 | 3.4% | 83.3% | $415,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 2.7% | 100% | $527,500 | |
Guild Mortgage Company
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Conventional | 4 | 2.7% | 80% | $277,500 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 2% | 100% | $268,333 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA | 3 | 2% | 100% | $458,333 | View |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.4% | 100% | $490,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.4% | 100% | $190,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.4% | 100% | $75,000 | |
Sun West Mortgage Company, Inc
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Conventional, VA | 2 | 1.4% | 100% | $400,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 1.4% | 100% | $355,000 | |
New American Funding, LLC.
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Conventional, Jumbo | 2 | 1.4% | 100% | $850,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.7% | 100% | $905,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.7% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.7% | 100% | $475,000 | View |
Newrez LLC
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VA | 1 | 0.7% | 50% | $475,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.7% | 100% | $495,000 | |
Scott Credit Union
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,085,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $455,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.7% | 100% | $425,000 | |
Provident Funding Associates
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.7% | 100% | $415,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Revity Credit Union
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Conventional | 1 | 0.7% | 100% | $45,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,595,000 | View |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.7% | 100% | $595,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.7% | 100% | $385,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.7% | 100% | $375,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.7% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.86% |
Conventional | 1 | 0.7% | 100% | $515,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.7% | 100% | $35,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
St. Paul Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in St. Paul, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in St. Paul? The list below shows the banks, credit unions and mortgage brokers that closed home loans in St. Paul in 2025, with lenders based there listed first.
Types of Mortgage Lenders in St. Paul, MO
Use these to narrow the list above. Each category shows how many St. Paul, MO lenders fit and what that kind of lender is usually best for.
Who Lends in St. Paul, MO
Independent mortgage companies closed 59.2 percent of home loans in St. Paul, Missouri in 2025, banks 29.9 percent and credit unions 10.9 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, The Bank of Old Monroe the largest bank and Vantage Credit Union the largest credit union. Among lenders headquartered in Missouri, The Bank of Old Monroe led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in St. Paul, MO
By home loans closed in 2025, The Bank of Old Monroe was the largest mortgage lender in St. Paul, Missouri with 13 loans, about 8.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in St. Paul, Missouri in 2025, led by Freedom Mortgage Corporation with 3. 11 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 9 credit unions closed home loans in St. Paul, Missouri in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in St. Paul, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in St. Paul, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up St. Paul. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
