Mortgage Lenders and Brokers in Rock Hill, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rock Hill, Missouri mortgage lenders include Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, First BankFirst Bank2255 Michigan Ave, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.49%, Paramount BankParamount Bank90 Village Square Shop Ctr, Hazelwood, MO 63042A5.0 ★Texas Ratio: 8.70%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, Lindell Bank & Trust CompanyLindell Bank & Trust Company169 Long Rd, Chesterfield, MO 63005A+5.0 ★Texas Ratio: 1.91%, Vantage Credit UnionVantage Credit Union11915 Saint Charles Rock Rd, Bridgeton, MO 63044A+5.0 ★Texas Ratio: 4.97%, West Community Credit UnionWest Community Credit Union308 S 9th St Ste 114, Columbia, MO 65201 5161A5.0 ★Texas Ratio: 12.18%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, and Together Credit UnionTogether Credit Union1334 Jeffco Blvd, Arnold, MO 63010 2157A+5.0 ★Texas Ratio: 4.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rock Hill, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rock Hill are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rock Hill, Missouri
Market share is the lender's share of all home loans closed in Rock Hill, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 6 | 7.7% | 100% | $293,333 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 5 | 6.4% | 100% | $247,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 4 | 5.1% | 100% | $385,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 3.8% | 100% | $278,333 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 2 +1 HELOCs |
2.6% | 66.7% | $260,000 | View |
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169 Long Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 2 | 2.6% | 100% | $195,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 2 | 2.6% | 100% | $65,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional, HELOC | 1 +3 HELOCs |
1.3% | 50% | $65,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +2 HELOCs |
1.3% | 100% | $345,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +2 HELOCs |
1.3% | 100% | $265,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $315,000 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $385,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.3% | 100% | $85,000 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 1.3% | 100% | $65,000 | View |
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901 Business Highway 61 N, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.68% |
Conventional | 1 | 1.3% | 100% | $145,000 | View |
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3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03% |
Conventional | 1 | 1.3% | 100% | $205,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 1.3% | 100% | $235,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First State Bank of St Charles
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Conventional, FHA | 4 | 5.1% | 100% | $325,000 | |
Das Acquisition Company, LLC
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Conventional | 4 | 5.1% | 100% | $280,000 | |
Access Capital Funding LLC
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Conventional | 3 | 3.8% | 100% | $291,666 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 2.6% | 100% | $290,000 | View |
Community Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $305,000 | |
US Wide Financial LLC
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Conventional | 1 | 1.3% | 100% | $665,000 | |
Gateway Metro Federal Credit U
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Conventional | 1 | 1.3% | 100% | $135,000 | |
Mortgage Solutions, LLC
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Conventional | 1 | 1.3% | 100% | $285,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 4 | 5.1% | 100% | $447,500 | |
United Wholesale Mortgage
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Conventional | 3 | 3.8% | 100% | $458,333 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 3 | 3.8% | 75% | $208,333 | View |
New American Funding, LLC.
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Conventional, FHA | 3 | 3.8% | 100% | $251,666 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 2.6% | 66.7% | $210,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 2.6% | 100% | $185,000 | |
Everett Financial, Inc.
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FHA | 1 | 1.3% | 50% | $335,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.3% | 100% | $45,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.3% | 100% | $425,000 | |
Newrez LLC
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Conventional | 1 | 1.3% | 50% | $75,000 | |
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A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 1.3% | 100% | $155,000 | View |
1St Midamerica Credit Union
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Conventional | 1 | 1.3% | 100% | $35,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.3% | 100% | $375,000 | |
Lower, LLC
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Conventional | 1 | 1.3% | 100% | $285,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 1.3% | 100% | $375,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1.3% | 100% | $335,000 | |
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rock Hill Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rock Hill, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Rock Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rock Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rock Hill, MO
Use these to narrow the list above. Each category shows how many Rock Hill, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Rock Hill, MO
Independent mortgage companies closed 50 percent of home loans in Rock Hill, Missouri in 2025, banks 35.9 percent and credit unions 14.1 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Stifel Bank & Trust the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Stifel Bank & Trust led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rock Hill, MO
By home loans closed in 2025, Stifel Bank & Trust was the largest mortgage lender in Rock Hill, Missouri with 6 loans, about 7.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Rock Hill, Missouri in 2025, led by First State Bank of St Charles with 1. 1 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 10 credit unions closed home loans in Rock Hill, Missouri in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rock Hill, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rock Hill, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rock Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
