Peculiar, Missouri mortgage lenders include Umb Bank NAUmb Bank NA200 S State Route C, Peculiar, MO 64078A+5.0 ★Texas Ratio: 1.78%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, First BankFirst Bank2255 Michigan Ave, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.49%, Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, First National Bank of OmahaFirst National Bank of Omaha202 E North Ave, Belton, MO 64012A+5.0 ★Texas Ratio: 4.82%, First Federal Bank of Kansas CityFirst Federal Bank of Kansas City3500 S Noland Rd, Independence, MO 64055A+5.0 ★Texas Ratio: 3.50%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, and BMO Harris Bank NABMO Harris Bank NA1060 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Peculiar, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Peculiar are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Peculiar, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Peculiar 200 S State Route C, Peculiar, MO 64078 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 6 +6 HELOCs |
2.6% | 100% | $95,000 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, USDA | 8 | 3.5% | 100% | $251,250 | View |
|
405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 4 +1 HELOCs |
1.8% | 100% | $147,500 | View |
|
2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional, FHA | 3 | 1.3% | 100% | $348,333 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional, VA | 3 | 1.3% | 75% | $295,000 | |
|
1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 66.7% | $195,000 | View |
|
202 E North Ave, Belton, MO 64012 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $440,000 | View |
|
3500 S Noland Rd, Independence, MO 64055 A+5.0 ★Texas Ratio: 3.50% |
Conventional | 2 | 0.9% | 100% | $970,000 | View |
|
607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $85,000 | View |
|
1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $445,000 | View |
|
201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55% |
Conventional | 1 | 0.4% | 100% | $15,000 | View |
|
1001 N Jesse James Rd, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
|
6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
|
484 Nebraska Avenue, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
|
651 Ne Coronado Dr, Blue Springs, MO 64014 A5.0 ★Texas Ratio: 6.60% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
|
1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First State Bank of St Charles
|
Conventional, VA | 5 | 2.2% | 100% | $349,000 | |
Mortgage Research Center
|
VA | 3 | 1.3% | 75% | $421,666 | |
R-G Fderal Credit Union
|
Conventional | 2 | 0.9% | 100% | $120,000 | |
Community Mortgage, LLC
|
FHA, VA | 2 | 0.9% | 100% | $345,000 | |
Jlb Corporation dba Golden Oak Lending
|
Conventional, FHA | 2 | 0.9% | 100% | $190,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.4% | 100% | $325,000 | |
Endeavor Capital, LLC
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 27 | 11.8% | 87.9% | $305,000 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 17 | 7.5% | 90% | $167,352 | View |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 12 | 5.3% | 100% | $295,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA, HELOC | 8 +1 HELOCs |
3.5% | 88.9% | $306,250 | |
Communityamerica Federal Credit Union
|
Conventional, FHA, VA, HELOC | 7 +7 HELOCs |
3.1% | 87.5% | $255,000 | |
New American Funding, LLC.
|
Conventional, FHA | 7 | 3.1% | 100% | $155,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 6 | 2.6% | 100% | $361,666 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 5 | 2.2% | 83.3% | $271,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 1.8% | 100% | $250,000 | |
M Squared Financial LLC
|
Conventional, FHA, VA | 4 | 1.8% | 100% | $332,500 | |
Nationstar Mortgage
|
Conventional | 4 | 1.8% | 80% | $80,000 | |
Summit Funding.Inc
|
Conventional, USDA | 4 | 1.8% | 100% | $405,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 3 | 1.3% | 100% | $248,333 | |
Lakeview Loan Servicing, LLC
|
Conventional | 3 | 1.3% | 66.7% | $48,333 | |
Newrez LLC
|
FHA, VA | 3 | 1.3% | 100% | $348,333 | |
loanDepot.com LLC
|
Conventional, VA | 3 | 1.3% | 60% | $185,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 3 | 1.3% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 2.07% |
Conventional, FHA | 3 | 1.3% | 100% | $188,333 | View |
Leaderone Financial Corp.
|
Conventional, USDA | 3 | 1.3% | 100% | $198,333 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 2 | 0.9% | 100% | $250,000 | |
Synergy One Lending, Inc.
|
Conventional | 2 | 0.9% | 100% | $245,000 | |
Thompson Kane & Company, Inc
|
Conventional, USDA | 2 | 0.9% | 100% | $170,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 2 | 0.9% | 100% | $390,000 | |
Mutual of Omaha Mortgage
|
FHA | 2 | 0.9% | 66.7% | $470,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, USDA | 2 | 0.9% | 100% | $285,000 | |
Quorum Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $55,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.4% | 100% | $445,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
Mortgage Investment Services Corporation
|
FHA | 1 | 0.4% | 100% | $245,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
|
A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.4% | 100% | $325,000 | |
Equity Prime Mortgage LLC
|
USDA | 1 | 0.4% | 100% | $445,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.4% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 33.3% | $135,000 | |
Cmg Mortgage Inc
|
VA | 1 | 0.4% | 100% | $325,000 | |
Discover Bank
|
Conventional | 1 | 0.4% | 100% | $45,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
Click n' Close, Inc.
|
Conventional | 1 | 0.4% | 100% | $325,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
Midwest Mortgage Associates Corp
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.4% | 100% | $155,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.4% | 100% | $205,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.4% | 100% | $275,000 | |
Megastar Finanacial Corp
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
|
A5.0 ★Texas Ratio: 7.83% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
Mission Loans, LLC
|
Conventional | 1 | 0.4% | 100% | $265,000 | |
|
A-4.9 ★Texas Ratio: 16.23% |
USDA | 1 | 0.4% | 100% | $255,000 | View |
Citadel Servicing Corporation
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
|
A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
Lower, LLC
|
VA | 1 | 0.4% | 100% | $245,000 | |
Silver Lake Bank
|
Conventional | 1 | 0.4% | 100% | $205,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.4% | 100% | $325,000 | |
Village Capital & Investment
|
FHA | 1 | 0.4% | 100% | $345,000 | |
|
A5.0 ★Texas Ratio: 8.70% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Peculiar? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Peculiar in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Peculiar, MO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 73.7 percent of home loans in Peculiar, Missouri in 2025, banks 21.5 percent and credit unions 4.8 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Umb Bank NA the largest bank and R-G Fderal Credit Union the largest credit union. Among lenders headquartered in Missouri, Umb Bank NA led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
By home loans closed in 2025, Umb Bank NA was the largest mortgage lender in Peculiar, Missouri with 6 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Peculiar, Missouri in 2025, led by DHI Mortgage Company, LTD. with 7. 19 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 5 credit unions closed home loans in Peculiar, Missouri in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Peculiar, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Peculiar, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Peculiar. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.