Mortgage Lenders and Brokers in Oak Grove, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oak Grove, Missouri mortgage lenders include Bank of OdessaBank of Odessa1114 S Broadway, Oak Grove, MO 64075A5.0 ★Texas Ratio: 11.55%, The Central Trust BankThe Central Trust Bank500 S Broadway, Oak Grove, MO 64075A+5.0 ★Texas Ratio: 3.12%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, First BankFirst Bank2255 Michigan Ave, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.49%, Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114, Bison State BankBison State Bank9201 Ward Pkwy, Kansas City, MO 64114A+5.0 ★Texas Ratio: 2.38%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, and Umb Bank NAUmb Bank NA827 Arnold Commons Drive, Arnold, MO 63010A+5.0 ★Texas Ratio: 1.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Grove, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Grove are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oak Grove, Missouri
Market share is the lender's share of all home loans closed in Oak Grove, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Oak Grove 1114 S Broadway, Oak Grove, MO 64075 A5.0 ★Texas Ratio: 11.55% |
Conventional | 8 | 3.3% | 90% | $166,250 | View |
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1 office in Oak Grove 500 S Broadway, Oak Grove, MO 64075 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 2 +7 HELOCs |
0.8% | 66.7% | $110,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 17 | 7.1% | 100% | $221,470 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 1.2% | 60% | $131,666 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $125,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 2 | 0.8% | 100% | $180,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 2 | 0.8% | 100% | $165,000 | |
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9201 Ward Pkwy, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 2.38% |
FHA | 2 | 0.8% | 100% | $340,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $335,000 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $255,000 | View |
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28638 Highway 11, Brookfield, MO 64628 C2.4 ★Texas Ratio: 1.88% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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1001 N Jesse James Rd, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
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2813 The Loop, Carthage, MO 64836 A5.0 ★Texas Ratio: 6.38% |
FHA | 1 | 0.4% | 100% | $315,000 | View |
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114 South Country Road, Alma, MO 64001 A5.0 ★Texas Ratio: 13.33% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Community Mortgage, LLC
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Conventional, FHA, VA, USDA | 16 | 6.7% | 100% | $270,625 | |
Mortgage Research Center
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Conventional, FHA, VA | 7 | 2.9% | 87.5% | $226,428 | |
First State Bank of St Charles
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 21 | 8.8% | 95.8% | $233,571 | View |
Leaderone Financial Corp.
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Conventional, FHA, VA | 17 | 7.1% | 94.4% | $232,058 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 5% | 92.3% | $327,500 | |
Guild Mortgage Company
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Conventional, FHA | 11 | 4.6% | 100% | $224,090 | |
Communityamerica Federal Credit Union
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Conventional, FHA, VA, HELOC | 10 +17 HELOCs |
4.2% | 90.9% | $371,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, USDA | 9 | 3.8% | 90% | $290,555 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA, USDA | 9 | 3.8% | 100% | $209,444 | |
Primelending
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Conventional, FHA, VA, USDA | 6 | 2.5% | 85.7% | $305,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 6 | 2.5% | 100% | $268,333 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.1% | 71.4% | $257,000 | |
Summit Funding.Inc
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Conventional, FHA | 5 | 2.1% | 100% | $273,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.7% | 100% | $157,500 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 1.2% | 100% | $198,333 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $278,333 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA | 3 | 1.2% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 2 | 0.8% | 66.7% | $350,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.8% | 100% | $180,000 | |
M Squared Financial LLC
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Conventional, VA | 2 | 0.8% | 66.7% | $355,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.8% | 100% | $70,000 | |
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A+5.0 ★Texas Ratio: 2.07% |
FHA | 2 | 0.8% | 100% | $195,000 | View |
Zillow Home Loans, LLC
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Conventional | 2 | 0.8% | 66.7% | $270,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 100% | $70,000 | View |
Guaranteed Rate, Inc.
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VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $145,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.14% |
FHA | 1 | 0.4% | 100% | $185,000 | View |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.4% | 100% | $195,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.4% | 100% | $295,000 | |
Newrez LLC
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FHA | 1 | 0.4% | 100% | $345,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.4% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Kind Lending, LLC
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FHA | 1 | 0.4% | 100% | $265,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $355,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Midwest Mortgage Associates Corp
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FHA | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $205,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $245,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $285,000 | |
Empeople Credit Union
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Conventional | 1 | 0.4% | 100% | $25,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
FHA | 1 | 0.4% | 100% | $305,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $245,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 50% | $375,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 50% | $225,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $375,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 16.7% | $115,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oak Grove Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oak Grove, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Oak Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oak Grove, MO
Use these to narrow the list above. Each category shows how many Oak Grove, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Oak Grove, MO
Independent mortgage companies closed 73.3 percent of home loans in Oak Grove, Missouri in 2025, banks 20.8 percent and credit unions 5.8 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Bank of Odessa the largest bank and Communityamerica Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Bank of Odessa led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oak Grove, MO
By home loans closed in 2025, Bank of Odessa was the largest mortgage lender in Oak Grove, Missouri with 8 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Oak Grove, Missouri in 2025, led by Rocket Mortgage with 8. 21 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 5 credit unions closed home loans in Oak Grove, Missouri in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Grove, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Grove, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
