Mortgage Lenders and Brokers in Northwoods, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Northwoods, Missouri mortgage lenders include Fcb BanksFcb Banks1300 Clarkson Clayton Center, Ellisville, MO 63011A5.0 ★Texas Ratio: 7.31%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, West Community Credit UnionWest Community Credit Union308 S 9th St Ste 114, Columbia, MO 65201 5161A5.0 ★Texas Ratio: 12.18%, Simmons BankSimmons Bank1540 State Highway 248, Branson, MO 65616A+5.0 ★Texas Ratio: 5.33%, Vantage Credit UnionVantage Credit Union11915 Saint Charles Rock Rd, Bridgeton, MO 63044A+5.0 ★Texas Ratio: 4.97%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1314 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.68%, Town & Country BankTown & Country Bank1106 Springfield Rd, Ava, MO 65608A+5.0 ★Texas Ratio: 2.20%, Neighbors Credit UnionNeighbors Credit Union109 East St, Clarence, MO 63437A5.0 ★Texas Ratio: 7.12%, Bank of America NABank of America NA1301 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 4.14%, and Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Northwoods, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Northwoods are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Northwoods, Missouri
Market share is the lender's share of all home loans closed in Northwoods, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
Conventional, HELOC | 3 +1 HELOCs |
5.8% | 100% | $68,333 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
3.8% | 66.7% | $195,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional | 2 | 3.8% | 100% | $120,000 | View |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 2 | 3.8% | 66.7% | $35,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 1 +1 HELOCs |
1.9% | 50% | $75,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.9% | 100% | $85,000 | View |
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1106 Springfield Rd, Ava, MO 65608 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.9% | 100% | $95,000 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 1.9% | 50% | $75,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.9% | 100% | $95,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 1.9% | 100% | $135,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
FHA | 1 | 1.9% | 100% | $105,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 1.9% | 100% | $95,000 | View |
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3944 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 1.9% | 100% | $85,000 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First State Bank of St Charles
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Conventional, VA | 2 | 3.8% | 100% | $135,000 | |
Das Acquisition Company, LLC
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FHA, VA | 2 | 3.8% | 100% | $155,000 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 11.5% | 100% | $133,333 | |
Everett Financial, Inc.
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Conventional, FHA | 5 | 9.6% | 100% | $83,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
3.8% | 100% | $60,000 | |
Goodleap, LLC
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FHA, VA | 2 | 3.8% | 66.7% | $160,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 3.8% | 100% | $70,000 | |
Cadence Bank
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FHA | 1 | 1.9% | 100% | $95,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.9% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.9% | 100% | $75,000 | View |
United Wholesale Mortgage
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FHA | 1 | 1.9% | 50% | $85,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.9% | 100% | $65,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 1 | 1.9% | 100% | $65,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.9% | 100% | $35,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.9% | 50% | $55,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.9% | 50% | $75,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.9% | 100% | $105,000 | |
New American Funding, LLC.
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FHA | 1 | 1.9% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.9% | 100% | $165,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 1.9% | 100% | $125,000 |
Northwoods Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Northwoods, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Northwoods? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Northwoods in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Northwoods, MO
Use these to narrow the list above. Each category shows how many Northwoods, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Northwoods, MO
Independent mortgage companies closed 53.8 percent of home loans in Northwoods, Missouri in 2025, banks 34.6 percent and credit unions 11.5 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Fcb Banks the largest bank and West Community Credit Union the largest credit union. Among lenders headquartered in Missouri, West Community Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Northwoods, MO
By home loans closed in 2025, Fcb Banks was the largest mortgage lender in Northwoods, Missouri with 3 loans, about 5.8 percent of the market. The largest lender headquartered in Missouri was West Community Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Northwoods, Missouri in 2025, led by Guild Mortgage Company with 2. 5 lenders closed VA loans, led by First State Bank of St Charles. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 5 credit unions closed home loans in Northwoods, Missouri in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Northwoods, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Northwoods, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Northwoods. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
