Mortgage Lenders and Brokers in Neosho, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Neosho, Missouri mortgage lenders include Arvest BankArvest Bank739 W Harmony St, Neosho, MO 64850A5.0 ★Texas Ratio: 7.48%, Community Bank and TrustCommunity Bank and Trust100 S Wood St, Neosho, MO 64850A+5.0 ★Texas Ratio: 0.74%, Southwest Missouri BankSouthwest Missouri Bank2995 Gardner Edgewood Dr, Neosho, MO 64850A+5.0 ★Texas Ratio: 1.87%, First Community BankFirst Community Bank3005 Gardner Edgewood Dr, Neosho, MO 64850B+4.8 ★Texas Ratio: 17.04%, People'S Bank of SenecaPeople'S Bank of Seneca2401 Lusk Dr, Neosho, MO 64850A5.0 ★Texas Ratio: 9.47%, US Bank, N.A.US Bank, N.A.1094 S Neosho Blvd, Neosho, MO 64850A+5.0 ★Texas Ratio: 2.85%, Great Southern BankGreat Southern Bank713 South Neosho Boulevard, Neosho, MO 64850A+5.0 ★Texas Ratio: 1.55%, Guaranty BankGuaranty Bank1285 S Neosho Blvd, Neosho, MO 64850A+5.0 ★Texas Ratio: 3.97%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, and Pinnacle BankPinnacle Bank1316 E 32nd St, Joplin, MO 64804A+5.0 ★Texas Ratio: 1.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Neosho, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Neosho are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Neosho, Missouri
Market share is the lender's share of all home loans closed in Neosho, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Neosho 739 W Harmony St, Neosho, MO 64850 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 48 +16 HELOCs |
10.6% | 90.6% | $204,791 | View |
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2 offices in Neosho 100 S Wood St, Neosho, MO 64850 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 26 | 5.7% | 96.6% | $143,076 | View |
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2 offices in Neosho 2995 Gardner Edgewood Dr, Neosho, MO 64850 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 19 +28 HELOCs |
4.2% | 77.8% | $175,000 | View |
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2 offices in Neosho 3005 Gardner Edgewood Dr, Neosho, MO 64850 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA, USDA | 18 | 4% | 85.7% | $224,444 | View |
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1 office in Neosho 2401 Lusk Dr, Neosho, MO 64850 A5.0 ★Texas Ratio: 9.47% |
Conventional | 6 | 1.3% | 66.7% | $125,000 | View |
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1 office in Neosho 1094 S Neosho Blvd, Neosho, MO 64850 A+5.0 ★Texas Ratio: 2.85% |
Conventional, USDA, HELOC | 5 +2 HELOCs |
1.1% | 62.5% | $111,000 | View |
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1 office in Neosho 713 South Neosho Boulevard, Neosho, MO 64850 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 3 | 0.7% | 37.5% | $58,333 | View |
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1 office in Neosho 1285 S Neosho Blvd, Neosho, MO 64850 A+5.0 ★Texas Ratio: 3.97% |
VA | 1 | 0.2% | 100% | $195,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 137 | 30.2% | 98.6% | $205,802 | View |
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1316 E 32nd St, Joplin, MO 64804 A+5.0 ★Texas Ratio: 1.45% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $190,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $60,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA | 2 | 0.4% | 100% | $100,000 | View |
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444 S Rinker Ave, Aurora, MO 65605 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 2 | 0.4% | 100% | $80,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $245,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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2275 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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218 N Webster Ave, Ash Grove, MO 65604 A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2813 The Loop, Carthage, MO 64836 A5.0 ★Texas Ratio: 6.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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Conventional, VA | 8 | 1.8% | 53.3% | $252,500 | |
Gershman Investment Corp.
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Conventional, FHA | 2 | 0.4% | 100% | $195,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 28 | 6.2% | 75.7% | $138,571 | View |
New American Funding, LLC.
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Conventional, FHA, HELOC | 10 +2 HELOCs |
2.2% | 83.3% | $131,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 2.2% | 90.9% | $256,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.8% | 66.7% | $197,500 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 8 | 1.8% | 44.4% | $126,250 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 7 | 1.5% | 87.5% | $295,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, USDA | 6 | 1.3% | 100% | $143,333 | View |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.1% | 100% | $299,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
Conventional, USDA | 5 | 1.1% | 100% | $225,000 | View |
Midwest Mortgage Associates Corp
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Conventional, FHA, USDA | 4 | 0.9% | 100% | $217,500 | |
Nationstar Mortgage
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Conventional, VA | 4 | 0.9% | 80% | $132,500 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.7% | 75% | $138,333 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 0.7% | 100% | $188,333 | |
Click n' Close, Inc.
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Conventional, FHA, USDA | 3 | 0.7% | 100% | $151,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 0.7% | 25% | $168,333 | |
Village Capital & Investment
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FHA, VA | 3 | 0.7% | 83.3% | $185,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 33.3% | $145,000 | |
Primelending
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Conventional | 2 | 0.4% | 66.7% | $280,000 | |
Newrez LLC
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FHA, VA | 2 | 0.4% | 100% | $355,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $185,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.4% | 100% | $295,000 | |
Encompass Lending Group, L.P.
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Conventional, FHA | 2 | 0.4% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.4% | 28.6% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 2 | 0.4% | 100% | $220,000 | View |
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A+5.0 ★Texas Ratio: 3.14% |
VA | 2 | 0.4% | 100% | $360,000 | View |
21St Mortgage
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Conventional | 2 | 0.4% | 40% | $90,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.2% | 100% | $165,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
Mortgage Investment Services Corporation
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.2% | 100% | $355,000 | View |
Goodleap, LLC
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FHA | 1 | 0.2% | 33.3% | $195,000 | |
Servion
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.2% | 33.3% | $95,000 | View |
United Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $235,000 | |
M Squared Financial LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 10.05% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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A5.0 ★Texas Ratio: 6.08% |
FHA | 1 | 0.2% | 100% | $235,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $325,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $45,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 33.3% | $55,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 0.2% | 100% | $195,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Highlands Residential Mortgage, Ltd.
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VA | 1 | 0.2% | 100% | $195,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 33.3% | $185,000 | |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $145,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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A+5.0 ★Texas Ratio: 1.52% |
Conventional | 1 | 0.2% | 100% | $285,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.2% | 75% | $145,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.2% | 100% | $495,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $195,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 0.2% | 100% | $375,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Neosho Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Neosho, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Neosho? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Neosho in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Neosho, MO
Use these to narrow the list above. Each category shows how many Neosho, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Neosho, MO
Independent mortgage companies closed 61.7 percent of home loans in Neosho, Missouri in 2025, banks 36.6 percent and credit unions 1.8 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Arvest Bank the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Community Bank and Trust led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Neosho, MO
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Neosho, Missouri with 48 loans, about 10.6 percent of the market. The largest lender headquartered in Missouri was Community Bank and Trust with 26 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Neosho, Missouri, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 98.6 percent, against a 81.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Neosho, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 48. 20 lenders closed VA loans, led by Flat Branch Mortgage, Inc., and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 8 credit unions closed home loans in Neosho, Missouri in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Neosho, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Neosho, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Neosho. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
