Mortgage Lenders and Brokers in Marthasville, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Marthasville, Missouri mortgage lenders include Heritage Community BankHeritage Community Bank15967 Hwy 47, Marthasville, MO 63357B4.5 ★Texas Ratio: 21.03%, First State Community BankFirst State Community Bank11728 Bluff Rd, Marthasville, MO 63357A5.0 ★Texas Ratio: 6.95%, United Bank of UnionUnited Bank of Union1440 Rebel Dr, Union, MO 63084B-4.4 ★Texas Ratio: 22.38%, Bank of WashingtonBank of Washington7701 Forsyth Blvd, Clayton, MO 63105D3.5 ★Texas Ratio: 33.34%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, Bank of America NABank of America NA1301 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 4.14%, Bank of SpringfieldBank of Springfield101 Laura K Dr, O Fallon, MO 63366A5.0 ★Texas Ratio: 13.68%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Bank of Franklin CountyBank of Franklin County15928 Manchester Rd, Ellisville, MO 63011A+5.0 ★Texas Ratio: 3.97%, and US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Marthasville, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Marthasville are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Marthasville, Missouri
Market share is the lender's share of all home loans closed in Marthasville, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Marthasville 15967 Hwy 47, Marthasville, MO 63357 B4.5 ★Texas Ratio: 21.03% |
Conventional | 4 | 4.5% | 100% | $245,000 | View |
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1 office in Marthasville 11728 Bluff Rd, Marthasville, MO 63357 A5.0 ★Texas Ratio: 6.95% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1440 Rebel Dr, Union, MO 63084 B-4.4 ★Texas Ratio: 22.38% |
Conventional | 4 | 4.5% | 100% | $147,500 | View |
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7701 Forsyth Blvd, Clayton, MO 63105 D3.5 ★Texas Ratio: 33.34% |
Conventional | 4 | 4.5% | 80% | $317,500 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 2 +2 HELOCs |
2.2% | 66.7% | $45,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
2.2% | 100% | $430,000 | View |
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101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional | 2 | 2.2% | 100% | $250,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 2.2% | 100% | $230,000 | View |
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15928 Manchester Rd, Ellisville, MO 63011 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 2 | 2.2% | 66.7% | $170,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $255,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $215,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 1.1% | 100% | $375,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 1.1% | 100% | $15,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 1 | 1.1% | 100% | $55,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 1.1% | 100% | $615,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
VA | 1 | 1.1% | 100% | $355,000 | View |
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700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 1 | 1.1% | 100% | $375,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First State Bank of St Charles
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Conventional, FHA | 5 | 5.6% | 100% | $273,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 4 | 4.5% | 100% | $282,500 | |
Mortgage Research Center
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VA | 3 | 3.4% | 100% | $341,666 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 1.1% | 100% | $285,000 | View |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 1.1% | 100% | $225,000 | |
FCS Financial FLCA
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Conventional | 1 | 1.1% | 100% | $485,000 | |
Gershman Investment Corp.
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Conventional | 1 | 1.1% | 100% | $255,000 | |
Guild Mortgage Company
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Conventional, USDA | 8 | 9% | 80% | $206,250 | |
Newrez LLC
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Conventional, USDA | 5 | 5.6% | 55.6% | $283,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 3.4% | 75% | $381,666 | |
Nationstar Mortgage
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Conventional, VA | 3 | 3.4% | 100% | $148,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 3.4% | 100% | $231,666 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 2.2% | 100% | $370,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 2 | 2.2% | 66.7% | $235,000 | View |
Nations Lending Corporation
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Conventional | 2 | 2.2% | 100% | $80,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 2.2% | 100% | $290,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.1% | 100% | $195,000 | |
loanDepot.com LLC
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FHA | 1 | 1.1% | 100% | $165,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.1% | 100% | $355,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 25% | $265,000 | |
Nfm, Inc
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VA | 1 | 1.1% | 100% | $355,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $305,000 | |
Mission Loans, LLC
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FHA | 1 | 1.1% | 100% | $285,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
1St Midamerica Credit Union
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Conventional | 1 | 1.1% | 100% | $95,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 1.1% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.1% | 50% | $45,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.1% | 100% | $35,000 | |
Village Capital & Investment
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FHA | 1 | 1.1% | 100% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Marthasville Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Marthasville, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Marthasville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Marthasville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Marthasville, MO
Use these to narrow the list above. Each category shows how many Marthasville, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Marthasville, MO
Independent mortgage companies closed 60.7 percent of home loans in Marthasville, Missouri in 2025, banks 33.7 percent and credit unions 5.6 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Heritage Community Bank the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Heritage Community Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Marthasville, MO
By home loans closed in 2025, Heritage Community Bank was the largest mortgage lender in Marthasville, Missouri with 4 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Marthasville, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 1. 6 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 5 credit unions closed home loans in Marthasville, Missouri in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Marthasville, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Marthasville, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Marthasville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
