Mortgage Lenders and Brokers in Lexington, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lexington, Missouri mortgage lenders include NBH BankNBH Bank1211 Main St, Lexington, MO 64067A+5.0 ★Texas Ratio: 2.90%, North American Savings BankNorth American Savings Bank205 S 13th St, Lexington, MO 64067A+5.0 ★Texas Ratio: 4.31%, Bank of OdessaBank of Odessa201 E Front St, La Monte, MO 65337A5.0 ★Texas Ratio: 11.55%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Wood & Huston BankWood & Huston Bank111 S Broadview St, Cape Girardeau, MO 63703A+5.0 ★Texas Ratio: 1.77%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Community Bank of MissouriCommunity Bank of Missouri1400 Hospital Dr, Excelsior Springs, MO 64024A5.0 ★Texas Ratio: 10.00%, Preferred BankPreferred Bank28638 Highway 11, Brookfield, MO 64628C2.4 ★Texas Ratio: 1.88%, Community Bank of MarshallCommunity Bank of Marshall208 N Main St, Blackburn, MO 65321A+5.0 ★Texas Ratio: 5.27%, and Umb Bank NAUmb Bank NA827 Arnold Commons Drive, Arnold, MO 63010A+5.0 ★Texas Ratio: 1.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lexington, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lexington are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lexington, Missouri
Market share is the lender's share of all home loans closed in Lexington, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lexington 1211 Main St, Lexington, MO 64067 A+5.0 ★Texas Ratio: 2.90% |
FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $215,000 | View |
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1 office in Lexington 205 S 13th St, Lexington, MO 64067 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.4% | 50% | $175,000 | View |
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201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55% |
Conventional | 22 | 9% | 100% | $242,272 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 15 | 6.1% | 100% | $245,666 | View |
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★ 5 stars, 1 review 111 S Broadview St, Cape Girardeau, MO 63703 A+5.0 ★Texas Ratio: 1.77% |
Conventional, Jumbo | 11 | 4.5% | 100% | $477,727 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, HELOC | 7 +4 HELOCs |
2.9% | 87.5% | $213,571 | View |
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1400 Hospital Dr, Excelsior Springs, MO 64024 A5.0 ★Texas Ratio: 10.00% |
Conventional | 6 | 2.4% | 87.5% | $198,333 | View |
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28638 Highway 11, Brookfield, MO 64628 C2.4 ★Texas Ratio: 1.88% |
Conventional | 3 | 1.2% | 100% | $231,666 | View |
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208 N Main St, Blackburn, MO 65321 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 3 | 1.2% | 75% | $71,666 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.8% | 50% | $310,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 2 | 0.8% | 100% | $135,000 | |
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920 Stonner Loop, Richmond, MO 64085 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 2 | 0.8% | 28.6% | $70,000 | View |
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1006 Eagle Crest Dr, Holden, MO 64040 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 2 | 0.8% | 100% | $200,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 50% | $265,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $25,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Farmers State Bank
416 N Walnut St, Cameron, MO 64429 |
Conventional | 1 | 0.4% | 100% | $125,000 | |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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484 Nebraska Avenue, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 0.4% | 100% | $175,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 50% | $315,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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651 Ne Coronado Dr, Blue Springs, MO 64014 A5.0 ★Texas Ratio: 6.60% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Community Mortgage, LLC
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Conventional, FHA, VA, USDA | 11 | 4.5% | 100% | $273,181 | |
Mortgage Research Center
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VA | 8 | 3.3% | 90% | $285,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 3 | 1.2% | 100% | $258,333 | |
Endeavor Capital, LLC
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Conventional | 3 | 1.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 0.8% | 100% | $405,000 | View |
FCS Financial FLCA
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Conventional | 2 | 0.8% | 100% | $530,000 | |
First State Bank of St Charles
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VA | 1 | 0.4% | 100% | $345,000 | |
Kearney Trust Company
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Conventional | 1 | 0.4% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.39% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Gershman Investment Corp.
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 17 | 6.9% | 77.3% | $157,941 | View |
Leaderone Financial Corp.
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Conventional, FHA | 11 | 4.5% | 100% | $109,545 | |
Fairway Independent Mort Corp
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Conventional, FHA | 10 | 4.1% | 100% | $245,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 8 | 3.3% | 100% | $162,500 | |
Communityamerica Federal Credit Union
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Conventional, FHA, HELOC | 7 +6 HELOCs |
2.9% | 100% | $293,571 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 2.9% | 87.5% | $219,285 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2% | 100% | $247,000 | |
loanDepot.com LLC
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Conventional, VA | 5 | 2% | 45.5% | $115,000 | |
Village Capital & Investment
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FHA, VA | 5 | 2% | 100% | $315,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.6% | 57.1% | $127,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.6% | 100% | $67,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.2% | 75% | $238,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA | 3 | 1.2% | 100% | $141,666 | |
Primelending
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Conventional, VA | 2 | 0.8% | 100% | $215,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.8% | 28.6% | $180,000 | |
Synergy One Lending, Inc.
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FHA, VA | 2 | 0.8% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional, FHA | 2 | 0.8% | 100% | $100,000 | View |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $45,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 0.8% | 100% | $240,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $105,000 | |
Goodleap, LLC
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FHA | 1 | 0.4% | 100% | $305,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
Servion
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $145,000 | |
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D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.4% | 50% | $195,000 | View |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.4% | 57.1% | $75,000 | View |
M Squared Financial LLC
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FHA | 1 | 0.4% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.4% | 50% | $135,000 | |
Sun West Mortgage Company, Inc
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USDA | 1 | 0.4% | 100% | $155,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.4% | 100% | $125,000 | |
American Financing Corporation
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Conventional | 1 | 0.4% | 100% | $75,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.4% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $255,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Summit Funding.Inc
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VA | 1 | 0.4% | 50% | $205,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 50% | $405,000 | |
New American Funding, LLC.
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VA | 1 | 0.4% | 100% | $415,000 | |
Members Mortgage Services, LLC
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VA | 1 | 0.4% | 100% | $165,000 | |
Geneva Financial LLC
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USDA | 1 | 0.4% | 100% | $145,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $275,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.4% | 100% | $165,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.4% | 100% | $365,000 | View |
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A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lexington Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lexington, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Lexington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lexington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lexington, MO
Use these to narrow the list above. Each category shows how many Lexington, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Lexington, MO
Independent mortgage companies closed 61.2 percent of home loans in Lexington, Missouri in 2025, banks 33.9 percent and credit unions 4.9 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, NBH Bank the largest bank and Central Missouri Community Credit Union the largest credit union. Among lenders headquartered in Missouri, North American Savings Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lexington, MO
By home loans closed in 2025, NBH Bank was the largest mortgage lender in Lexington, Missouri with 1 loans, about 0.4 percent of the market. The largest lender headquartered in Missouri was North American Savings Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Lexington, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 4. 18 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 3 credit unions closed home loans in Lexington, Missouri in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lexington, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lexington, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lexington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
