Mortgage Lenders and Brokers in Lake Ozark, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Ozark, Missouri mortgage lenders include The Central Trust BankThe Central Trust Bank1860 Bagnell Dam Blvd, Lake Ozark, MO 65049A+5.0 ★Texas Ratio: 3.12%, OakStar BankOakStar Bank2128 Bagnell Dam Blvd, Lake Ozark, MO 65049A+5.0 ★Texas Ratio: 3.21%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Mid America BankMid America Bank804 Highway 28 W, Belle, MO 65013A+5.0 ★Texas Ratio: 5.45%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Infuze Credit UnionInfuze Credit Union5000 Illinois Ave, Fort Leonard Wood, MO 65473A+5.0 ★Texas Ratio: 2.56%, Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, First State Community BankFirst State Community Bank74 Rue Terre Bonne, Bonne Terre, MO 63628A5.0 ★Texas Ratio: 6.95%, and BTC BankBTC Bank101 E Us Highway 136, Albany, MO 64402A5.0 ★Texas Ratio: 6.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Ozark, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Ozark are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Ozark, Missouri
Market share is the lender's share of all home loans closed in Lake Ozark, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lake Ozark 1860 Bagnell Dam Blvd, Lake Ozark, MO 65049 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, Jumbo, HELOC | 14 +14 HELOCs |
12.7% | 83.3% | $356,428 | View |
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★ 5 stars, 1 review 1 office in Lake Ozark 2128 Bagnell Dam Blvd, Lake Ozark, MO 65049 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 19 | 17.3% | 100% | $340,263 | View |
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804 Highway 28 W, Belle, MO 65013 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 4 | 3.6% | 100% | $155,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
2.7% | 75% | $218,333 | View |
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5000 Illinois Ave, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 2 +2 HELOCs |
1.8% | 100% | $145,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 2 | 1.8% | 66.7% | $290,000 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $305,000 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $285,000 | View |
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101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76% |
Conventional | 1 | 0.9% | 100% | $295,000 | View |
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2275 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 50% | $165,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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101 W Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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304 N Main St, Maryville, MO 64468 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.9% | 100% | $505,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First State Bank of St Charles
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Conventional | 3 | 2.7% | 100% | $321,666 | |
Mortgage Research Center
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VA | 1 | 0.9% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 6 | 5.5% | 100% | $323,333 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 4.5% | 100% | $279,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 5 | 4.5% | 100% | $297,000 | |
Guild Mortgage Company
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Conventional, VA | 4 | 3.6% | 100% | $395,000 | |
21St Mortgage
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Conventional | 3 | 2.7% | 100% | $98,333 | |
Iroquois Federal Savings & Loan Association
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Conventional | 3 | 2.7% | 100% | $375,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1.8% | 100% | $210,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.8% | 66.7% | $105,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.8% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.9% | 100% | $785,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.9% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.9% | 100% | $35,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $125,000 | |
Newrez LLC
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Conventional | 1 | 0.9% | 50% | $105,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.9% | 100% | $165,000 | |
Equity Prime Mortgage LLC
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VA, Jumbo | 1 | 0.9% | 100% | $1,005,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $105,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.9% | 100% | $195,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.9% | 66.7% | $175,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 0.9% | 100% | $205,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.9% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.9% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 50% | $635,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $385,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.9% | 50% | $1,935,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.9% | 100% | $855,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 33.3% | $235,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.9% | 50% | $225,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.9% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Ozark Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Ozark, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Lake Ozark? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Ozark in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Ozark, MO
Use these to narrow the list above. Each category shows how many Lake Ozark, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Ozark, MO
Independent mortgage companies closed 58.2 percent of home loans in Lake Ozark, Missouri in 2025, banks 37.3 percent and credit unions 4.5 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, The Central Trust Bank the largest bank and Infuze Credit Union the largest credit union. Among lenders headquartered in Missouri, The Central Trust Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Ozark, MO
By home loans closed in 2025, The Central Trust Bank was the largest mortgage lender in Lake Ozark, Missouri with 14 loans, about 12.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Lake Ozark, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 4. 6 lenders closed VA loans, led by Flat Branch Mortgage, Inc., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 6 credit unions closed home loans in Lake Ozark, Missouri in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Ozark, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Ozark, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Ozark. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
