Jackson, Missouri mortgage lenders include The Bank of MissouriThe Bank of Missouri2492 E Main St, Jackson, MO 63755A5.0 ★Texas Ratio: 9.58%, First State Community BankFirst State Community Bank320 W Main St, Jackson, MO 63755A5.0 ★Texas Ratio: 6.95%, Alliance BankAlliance Bank2320 E Jackson Blvd, Jackson, MO 63755A+5.0 ★Texas Ratio: 1.54%, US Bank, N.A.US Bank, N.A.3010 E Jackson Blvd, Jackson, MO 63755A+5.0 ★Texas Ratio: 2.85%, First Midwest Bank of DexterFirst Midwest Bank of Dexter2319 E Jackson Blvd, Jackson, MO 63755A5.0 ★Texas Ratio: 6.37%, Regions BankRegions Bank2210 E Jackson Blvd, Jackson, MO 63755A+5.0 ★Texas Ratio: 4.37%, Southern BankSouthern Bank727 W Main St, Jackson, MO 63755A5.0 ★Texas Ratio: 6.11%, Wood & Huston BankWood & Huston Bank2999 E Jackson Blvd, Jackson, MO 63755A+5.0 ★Texas Ratio: 1.77%, Montgomery BankMontgomery Bank2125 E Jackson Blvd, Jackson, MO 63755A+5.0 ★Texas Ratio: 3.43%, and Commerce BankCommerce Bank2025 E Jackson Blvd, Jackson, MO 63755A+5.0 ★Texas Ratio: 0.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jackson, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jackson are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Jackson, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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2 offices in Jackson 2492 E Main St, Jackson, MO 63755 A5.0 ★Texas Ratio: 9.58% |
Conventional | 40 | 9.8% | 76.9% | $140,750 | View |
|
1 office in Jackson 320 W Main St, Jackson, MO 63755 A5.0 ★Texas Ratio: 6.95% |
Conventional, FHA, HELOC | 29 +10 HELOCs |
7.1% | 80.6% | $224,655 | View |
|
1 office in Jackson 2320 E Jackson Blvd, Jackson, MO 63755 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 21 | 5.1% | 100% | $220,714 | View |
|
1 office in Jackson 3010 E Jackson Blvd, Jackson, MO 63755 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 14 +7 HELOCs |
3.4% | 77.8% | $202,142 | View |
|
1 office in Jackson 2319 E Jackson Blvd, Jackson, MO 63755 A5.0 ★Texas Ratio: 6.37% |
Conventional | 14 | 3.4% | 100% | $120,000 | View |
|
1 office in Jackson 2210 E Jackson Blvd, Jackson, MO 63755 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 12 +21 HELOCs |
2.9% | 70.6% | $120,000 | View |
|
1 office in Jackson 727 W Main St, Jackson, MO 63755 A5.0 ★Texas Ratio: 6.11% |
Conventional, HELOC | 9 +10 HELOCs |
2.2% | 100% | $192,777 | View |
|
★ 5 stars, 1 review 1 office in Jackson 2999 E Jackson Blvd, Jackson, MO 63755 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 5 | 1.2% | 100% | $157,000 | View |
|
1 office in Jackson 2125 E Jackson Blvd, Jackson, MO 63755 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 4 +10 HELOCs |
1% | 80% | $267,500 | View |
|
1 office in Jackson 2025 E Jackson Blvd, Jackson, MO 63755 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 4 +3 HELOCs |
1% | 80% | $145,000 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 15 | 3.7% | 100% | $270,333 | View |
|
1505 N Mount Auburn Rd, Cape Girardeau, MO 63701 F1.6 ★Texas Ratio: 56.27% |
Conventional | 6 | 1.5% | 100% | $278,333 | View |
|
1650 N Kingshighway St, Cape Girardeau, MO 63701 A4.7 ★Texas Ratio: 4.32% |
Conventional | 5 | 1.2% | 100% | $197,000 | View |
|
312 W Central Ave, Carthage, MO 64836 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 3 | 0.7% | 100% | $131,666 | View |
|
1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $375,000 | View |
|
200 E 2nd St, Annapolis, MO 63620 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 2 | 0.5% | 100% | $270,000 | View |
|
11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $255,000 | View |
|
2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
|
1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
VA | 1 | 0.2% | 100% | $335,000 | |
|
3240 N Highway 67, Florissant, MO 63033 A-4.9 ★Texas Ratio: 16.06% |
Conventional | 1 | 0.2% | 100% | $15,000 | View |
|
240 North Walnut Street, Bernie, MO 63822 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
|
607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, Jumbo | 1 | 0.2% | 100% | $975,000 | View |
|
501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
323 Ward Ave, Caruthersville, MO 63830 A+5.0 ★Texas Ratio: 5.82% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
|
1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
|
Conventional, FHA, VA | 35 | 8.5% | 100% | $225,000 | |
First Missouri State Bank of Cape County
|
Conventional | 16 | 3.9% | 100% | $285,000 | |
Mortgage Research Center
|
VA | 14 | 3.4% | 82.4% | $303,571 | |
Gershman Investment Corp.
|
Conventional, FHA, VA | 7 | 1.7% | 87.5% | $146,428 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 6 | 1.5% | 100% | $238,333 | View |
Family Finance Mortgage LLC
|
FHA | 1 | 0.2% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 26 | 6.3% | 87.1% | $163,846 | View |
Guild Mortgage Company
|
Conventional, FHA, VA | 11 | 2.7% | 100% | $236,818 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 9 | 2.2% | 100% | $167,222 | |
Freedom Mortgage Corporation
|
FHA, VA | 6 | 1.5% | 100% | $215,000 | |
|
A4.7 ★Texas Ratio: 2.58% |
FHA, VA | 5 | 1.2% | 83.3% | $241,000 | View |
Newrez LLC
|
Conventional, FHA, VA | 4 | 1% | 57.1% | $270,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA, VA | 4 | 1% | 100% | $240,000 | |
Nationstar Mortgage
|
Conventional, FHA | 4 | 1% | 100% | $142,500 | |
Nations Direct Mortgage, LLC
|
Conventional | 4 | 1% | 80% | $240,000 | |
New American Funding, LLC.
|
Conventional, FHA | 4 | 1% | 80% | $182,500 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 4 | 1% | 80% | $195,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.7% | 60% | $205,000 | |
United Wholesale Mortgage
|
Conventional, VA | 3 | 0.7% | 100% | $311,666 | |
Sage Home Loans Corporation
|
Conventional | 3 | 0.7% | 100% | $281,666 | |
Nqm Funding, LLC
|
Conventional, FHA, USDA | 3 | 0.7% | 100% | $231,666 | |
Planet Home Lending, LLC
|
Conventional, FHA | 3 | 0.7% | 75% | $181,666 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 0.7% | 100% | $198,333 | |
Village Capital & Investment
|
VA | 3 | 0.7% | 71.4% | $271,666 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $50,000 | |
|
A+5.0 ★Texas Ratio: 3.75% |
Conventional, FHA | 2 | 0.5% | 100% | $185,000 | View |
loanDepot.com LLC
|
FHA | 2 | 0.5% | 50% | $150,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.5% | 40% | $60,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.5% | 100% | $195,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.5% | 66.7% | $275,000 | View |
|
A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.2% | 100% | $485,000 | View |
Primelending
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.2% | 50% | $115,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.2% | 50% | $405,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
|
A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
Data Mortgage, Inc
|
FHA | 1 | 0.2% | 100% | $325,000 | |
Scott Credit Union
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 25% | $65,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 33.3% | $155,000 | |
Churchill Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $345,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 100% | $175,000 | |
Geneva Financial LLC
|
FHA | 1 | 0.2% | 100% | $235,000 | |
American Pacific Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $235,000 | |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.2% | 100% | $355,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.2% | 50% | $175,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cmg Mortgage Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Jackson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jackson in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Jackson, MO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 46.1 percent of home loans in Jackson, Missouri in 2025, banks 52 percent and credit unions 2 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, The Bank of Missouri the largest bank and Vantage Credit Union the largest credit union. Among lenders headquartered in Missouri, The Bank of Missouri led with 40 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
By home loans closed in 2025, The Bank of Missouri was the largest mortgage lender in Jackson, Missouri with 40 loans, about 9.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Jackson, Missouri in 2025, led by Das Acquisition Company, LLC with 14. 22 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 6 credit unions closed home loans in Jackson, Missouri in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jackson, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jackson, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jackson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.