Mortgage Lenders and Brokers in Holts Summit, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Holts Summit, Missouri mortgage lenders include The Central Trust BankThe Central Trust Bank155 Northstar Dr, Holts Summit, MO 65043A+5.0 ★Texas Ratio: 3.12%, Mid America BankMid America Bank580 Karen Dr, Holts Summit, MO 65043A+5.0 ★Texas Ratio: 5.45%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010, United Security BankUnited Security Bank100 West Main Street, Auxvasse, MO 65231A+5.0 ★Texas Ratio: 0.00%, Hawthorn BankHawthorn Bank8127 E 171st St, Belton, MO 64012A+5.0 ★Texas Ratio: 3.36%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA7700 Bonhomme Ave, Clayton, MO 63105A+5.0 ★Texas Ratio: 3.88%, Legends BankLegends Bank204 206 Alvarado Avenue, Belle, MO 65013A+5.0 ★Texas Ratio: 2.10%, The Callaway BankThe Callaway Bank101 W Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 5.92%, and US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holts Summit, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holts Summit are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holts Summit, Missouri
Market share is the lender's share of all home loans closed in Holts Summit, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Holts Summit 155 Northstar Dr, Holts Summit, MO 65043 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, HELOC | 30 +19 HELOCs |
11.9% | 96.8% | $193,000 | View |
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1 office in Holts Summit 580 Karen Dr, Holts Summit, MO 65043 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 10 | 4% | 100% | $197,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 50 | 19.8% | 100% | $282,600 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 35 | 13.9% | 88.4% | $152,428 | View |
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100 West Main Street, Auxvasse, MO 65231 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 1.2% | 100% | $391,666 | View |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 2 +4 HELOCs |
0.8% | 66.7% | $255,000 | View |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $320,000 | View |
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204 206 Alvarado Avenue, Belle, MO 65013 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 2 | 0.8% | 100% | $300,000 | View |
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101 W Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 2 | 0.8% | 100% | $260,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $65,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
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101 S Church St, Fayette, MO 65248 C+4.1 ★Texas Ratio: 26.19% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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14112 Redfield Dr, Eugene, MO 65032 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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Conventional, VA | 12 | 4.8% | 85.7% | $285,833 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 7 | 2.8% | 100% | $275,000 | |
First State Bank of St Charles
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USDA | 1 | 0.4% | 100% | $225,000 | |
Community Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
Gershman Investment Corp.
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FHA | 1 | 0.4% | 100% | $135,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 24 +1 HELOCs |
9.5% | 96.2% | $266,250 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 9 | 3.6% | 75% | $211,666 | View |
Geneva Financial LLC
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Conventional, FHA, USDA | 7 | 2.8% | 100% | $176,428 | |
American Financial Resources LLC
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Conventional, FHA | 4 | 1.6% | 100% | $297,500 | |
Kind Lending, LLC
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Conventional, VA | 3 | 1.2% | 100% | $328,333 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 1.2% | 60% | $125,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 3 | 1.2% | 100% | $165,000 | |
Equity Prime Mortgage LLC
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VA | 2 | 0.8% | 100% | $320,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
FHA | 2 | 0.8% | 100% | $185,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.8% | 40% | $35,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.8% | 100% | $290,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Servion
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VA | 1 | 0.4% | 100% | $335,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $315,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $135,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.4% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.4% | 66.7% | $55,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Amerisave Mortgage Company
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VA | 1 | 0.4% | 50% | $185,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Guild Mortgage Company
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VA | 1 | 0.4% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
VA | 1 | 0.4% | 100% | $255,000 | View |
American Financing Corporation
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FHA | 1 | 0.4% | 50% | $225,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $185,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $105,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $265,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $345,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.4% | 33.3% | $305,000 | |
Carrington Mortgage Services LLC
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USDA | 1 | 0.4% | 50% | $275,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.4% | 100% | $235,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Farmers Insurance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Holts Summit Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holts Summit, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Holts Summit? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holts Summit in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holts Summit, MO
Use these to narrow the list above. Each category shows how many Holts Summit, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Holts Summit, MO
Independent mortgage companies closed 59.5 percent of home loans in Holts Summit, Missouri in 2025, banks 25 percent and credit unions 15.5 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, The Central Trust Bank the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, The Central Trust Bank led with 30 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holts Summit, MO
By home loans closed in 2025, The Central Trust Bank was the largest mortgage lender in Holts Summit, Missouri with 30 loans, about 11.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Holts Summit, Missouri, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 89.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Holts Summit, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 10. 16 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 7 credit unions closed home loans in Holts Summit, Missouri in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holts Summit, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holts Summit, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holts Summit. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
