Mortgage Lenders and Brokers in Fulton, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fulton, Missouri mortgage lenders include The Callaway BankThe Callaway Bank2202 N Bluff St, Fulton, MO 65251A+5.0 ★Texas Ratio: 5.92%, The Central Trust BankThe Central Trust Bank410 Market St, Fulton, MO 65251A+5.0 ★Texas Ratio: 3.12%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, United Security BankUnited Security Bank2050 N Bluff St, Fulton, MO 65251A+5.0 ★Texas Ratio: 0.00%, Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, United Credit UnionUnited Credit Union1204 S Business 54, Fulton, MO 65251, Mid America BankMid America Bank804 Highway 28 W, Belle, MO 65013A+5.0 ★Texas Ratio: 5.45%, BTC BankBTC Bank101 E Us Highway 136, Albany, MO 64402A5.0 ★Texas Ratio: 6.76%, and Regions BankRegions Bank2582 Lemay Ferry Rd, Affton, MO 63125A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fulton, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fulton are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fulton, Missouri
Market share is the lender's share of all home loans closed in Fulton, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fulton 2202 N Bluff St, Fulton, MO 65251 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 37 | 10.7% | 95.2% | $209,864 | View |
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2 offices in Fulton 410 Market St, Fulton, MO 65251 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, USDA, HELOC | 35 +13 HELOCs |
10.1% | 100% | $165,285 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 52 | 15% | 96.4% | $202,307 | View |
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2050 N Bluff St, Fulton, MO 65251 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 19 | 5.5% | 100% | $162,894 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 13 | 3.8% | 90% | $115,769 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 8 +1 HELOCs |
2.3% | 100% | $171,250 | View |
United Credit Union
1204 S Business 54, Fulton, MO 65251 |
Conventional | 8 | 2.3% | 56.2% | $86,250 | |
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804 Highway 28 W, Belle, MO 65013 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 7 | 2% | 100% | $245,000 | View |
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101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76% |
Conventional | 4 | 1.2% | 66.7% | $140,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 4 | 1.2% | 100% | $102,500 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 3 +3 HELOCs |
0.9% | 75% | $168,333 | View |
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901 Business Highway 61 N, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.68% |
Conventional | 3 | 0.9% | 100% | $285,000 | View |
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601 Court St, Fulton, MO 65251 C+4.1 ★Texas Ratio: 26.19% |
Conventional | 3 | 0.9% | 100% | $118,333 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional | 3 | 0.9% | 100% | $191,666 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA | 2 | 0.6% | 100% | $245,000 | View |
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101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.3% | 50% | $305,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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110 1st St, Jonesburg, MO 63351 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03% |
Conventional | 1 | 0.3% | 100% | $495,000 | View |
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1108 S Business Highway 61, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.67% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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2500 Range Line St, Columbia, MO 65202 A+5.0 ★Texas Ratio: 0.69% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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Conventional, VA | 12 | 3.5% | 81.2% | $233,333 | |
Das Acquisition Company, LLC
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Conventional, USDA | 5 | 1.4% | 88.9% | $197,000 | |
First State Bank of St Charles
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Conventional | 2 | 0.6% | 100% | $180,000 | |
Community Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
FHA | 1 | 0.3% | 100% | $185,000 | View |
Mid-Continent Funding, Inc.
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Conservation Emp Credit Union
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Gershman Investment Corp.
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VA | 1 | 0.3% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 20 | 5.8% | 76.9% | $188,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 12 | 3.5% | 92.3% | $238,333 | |
New American Funding, LLC.
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Conventional, FHA, VA | 6 | 1.7% | 66.7% | $151,666 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.2% | 66.7% | $307,500 | |
Midwest Mortgage Associates Corp
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FHA, VA, USDA | 4 | 1.2% | 100% | $300,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.2% | 66.7% | $197,500 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, Jumbo, HELOC | 3 +3 HELOCs |
0.9% | 75% | $445,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 3 | 0.9% | 100% | $375,000 | View |
Geneva Financial LLC
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Conventional, USDA | 3 | 0.9% | 75% | $245,000 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $390,000 | |
American Financial Resources LLC
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Conventional, VA | 2 | 0.6% | 100% | $305,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $140,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 0.6% | 100% | $155,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.6% | 40% | $55,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 0.6% | 71.4% | $75,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 50% | $45,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.6% | 100% | $165,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 0.6% | 100% | $320,000 | |
21St Mortgage
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Conventional | 2 | 0.6% | 25% | $105,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.6% | 75% | $260,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $165,000 | |
Royal United Mortgage LLC
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VA | 1 | 0.3% | 100% | $295,000 | |
Primelending
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VA | 1 | 0.3% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
Servion
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FHA | 1 | 0.3% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 33.3% | $145,000 | |
Newrez LLC
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FHA | 1 | 0.3% | 50% | $175,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.3% | 100% | $325,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $275,000 | |
United Trust Bank
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
VA | 1 | 0.3% | 100% | $435,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 0.3% | 100% | $145,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
VA | 1 | 0.3% | 100% | $475,000 | View |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.3% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $35,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $435,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fulton Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fulton, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Fulton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fulton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fulton, MO
Use these to narrow the list above. Each category shows how many Fulton, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Fulton, MO
Independent mortgage companies closed 48.3 percent of home loans in Fulton, Missouri in 2025, banks 44.2 percent and credit unions 7.5 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, The Callaway Bank the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, The Callaway Bank led with 37 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fulton, MO
By home loans closed in 2025, The Callaway Bank was the largest mortgage lender in Fulton, Missouri with 37 loans, about 10.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fulton, Missouri, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 96.4 percent, against a 86.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Fulton, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 17. 18 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 6 credit unions closed home loans in Fulton, Missouri in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fulton, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fulton, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fulton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
