Mortgage Lenders and Brokers in Excelsior Springs, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Excelsior Springs, Missouri mortgage lenders include NBH BankNBH Bank201 N Jesse James Rd, Excelsior Springs, MO 64024A+5.0 ★Texas Ratio: 2.90%, The Central Trust BankThe Central Trust Bank2210 Patsy Ln, Excelsior Springs, MO 64024A+5.0 ★Texas Ratio: 3.12%, Community Bank of MissouriCommunity Bank of Missouri1400 Hospital Dr, Excelsior Springs, MO 64024A5.0 ★Texas Ratio: 10.00%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Assemblies of God Credit UnionAssemblies of God Credit Union1535 N Campbell Ave, Springfield, MO 65803B4.6 ★Texas Ratio: 19.27%, Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114, Goppert Financial BankGoppert Financial Bank710 Oak St, Lathrop, MO 64465A+5.0 ★Texas Ratio: 0.00%, Capitol Federal Savings BankCapitol Federal Savings Bank4242 Main St, Kansas City, MO 64111A+5.0 ★Texas Ratio: 5.21%, and Great American BankGreat American Bank3670 Broadway Blvd, Kansas City, MO 64111A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Excelsior Springs, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Excelsior Springs are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Excelsior Springs, Missouri
Market share is the lender's share of all home loans closed in Excelsior Springs, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Excelsior Springs 201 N Jesse James Rd, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 2.90% |
Conventional, FHA, HELOC | 4 +9 HELOCs |
1.6% | 62.5% | $65,000 | View |
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1 office in Excelsior Springs 2210 Patsy Ln, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 3.12% |
Conventional, USDA, HELOC | 4 +4 HELOCs |
1.6% | 80% | $152,500 | View |
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1 office in Excelsior Springs 1400 Hospital Dr, Excelsior Springs, MO 64024 A5.0 ★Texas Ratio: 10.00% |
Conventional | 3 | 1.2% | 75% | $148,333 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 17 | 6.9% | 100% | $204,411 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 6 | 2.4% | 75% | $358,333 | View |
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1535 N Campbell Ave, Springfield, MO 65803 B4.6 ★Texas Ratio: 19.27% |
Conventional, FHA | 4 | 1.6% | 100% | $210,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 3 | 1.2% | 100% | $385,000 | |
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710 Oak St, Lathrop, MO 64465 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.8% | 100% | $160,000 | View |
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4242 Main St, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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3670 Broadway Blvd, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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300 W Lockling St, Brookfield, MO 64628 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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920 Stonner Loop, Richmond, MO 64085 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
Farmers State Bank
2380 Vintage Court, Excelsior Springs, MO 64024 |
Conventional | 1 | 0.4% | 100% | $125,000 | |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
FHA | 1 | 0.4% | 100% | $435,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
FHA | 1 | 0.4% | 100% | $245,000 | View |
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1006 Eagle Crest Dr, Holden, MO 64040 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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202 E North Ave, Belton, MO 64012 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.4% | 100% | $685,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kearney Trust Company
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Conventional | 9 | 3.7% | 90% | $169,444 | |
Mortgage Research Center
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Conventional, VA | 8 | 3.3% | 80% | $238,750 | |
First State Bank of St Charles
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Conventional, FHA, VA | 4 | 1.6% | 100% | $305,000 | |
Endeavor Capital, LLC
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Conventional, FHA | 4 | 1.6% | 100% | $140,000 | |
Community Mortgage, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 2 | 0.8% | 100% | $170,000 | View |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.4% | 100% | $175,000 | |
Leaderone Financial Corp.
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Conventional, FHA, VA, USDA | 24 | 9.8% | 92.3% | $205,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 18 | 7.3% | 76% | $160,000 | View |
Communityamerica Federal Credit Union
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Conventional, FHA, USDA, HELOC | 13 +17 HELOCs |
5.3% | 86.7% | $207,307 | |
Primelending
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Conventional, FHA | 10 | 4.1% | 100% | $182,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 7 | 2.8% | 88.9% | $220,714 | |
Guild Mortgage Company
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Conventional, FHA | 7 | 2.8% | 100% | $169,285 | |
M Squared Financial LLC
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Conventional, FHA | 7 | 2.8% | 100% | $206,428 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 7 | 2.8% | 100% | $169,285 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2% | 71.4% | $197,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 2% | 83.3% | $109,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.6% | 100% | $247,500 | |
loanDepot.com LLC
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Conventional, FHA, VA | 4 | 1.6% | 80% | $122,500 | |
Click n' Close, Inc.
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Conventional, FHA | 4 | 1.6% | 100% | $202,500 | |
Canopy Mortgage, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $235,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.2% | 75% | $115,000 | |
Discover Bank
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Conventional | 3 | 1.2% | 100% | $61,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $285,000 | |
Newrez LLC
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FHA, VA | 2 | 0.8% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional, FHA | 2 | 0.8% | 100% | $100,000 | View |
Megastar Finanacial Corp
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Conventional, USDA | 2 | 0.8% | 100% | $145,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.8% | 40% | $195,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.8% | 50% | $180,000 | |
Top Flite Financial, Inc.
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FHA | 2 | 0.8% | 100% | $195,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $195,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $285,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $185,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.4% | 100% | $145,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $245,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.4% | 50% | $275,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $215,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $275,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Mainstreet Federal Credit Union
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Conventional | 1 | 0.4% | 50% | $65,000 | |
Mission Loans, LLC
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FHA | 1 | 0.4% | 100% | $235,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $215,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 50% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 100% | $75,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.4% | 100% | $35,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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A5.0 ★Texas Ratio: 8.70% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Excelsior Springs Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Excelsior Springs, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Excelsior Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Excelsior Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Excelsior Springs, MO
Use these to narrow the list above. Each category shows how many Excelsior Springs, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Excelsior Springs, MO
Independent mortgage companies closed 66.7 percent of home loans in Excelsior Springs, Missouri in 2025, banks 25.2 percent and credit unions 8.1 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, NBH Bank the largest bank and Assemblies of God Credit Union the largest credit union. Among lenders headquartered in Missouri, The Central Trust Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Excelsior Springs, MO
By home loans closed in 2025, NBH Bank was the largest mortgage lender in Excelsior Springs, Missouri with 4 loans, about 1.6 percent of the market. The largest lender headquartered in Missouri was The Central Trust Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Excelsior Springs, Missouri in 2025, led by Leaderone Financial Corp. with 6. 11 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 8 credit unions closed home loans in Excelsior Springs, Missouri in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Excelsior Springs, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Excelsior Springs, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Excelsior Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
