Mortgage Lenders and Brokers in Eureka, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Eureka, Missouri mortgage lenders include US Bank, N.A.US Bank, N.A.10 Hilltop Village Center Dr, Eureka, MO 63025A+5.0 ★Texas Ratio: 2.85%, Farmers and Merchants Bank of St. ClairFarmers and Merchants Bank of St. Clair619 Stockell Dr, Eureka, MO 63025A+5.0 ★Texas Ratio: 0.00%, Commerce BankCommerce Bank200 E Fifth St, Eureka, MO 63025A+5.0 ★Texas Ratio: 0.89%, PNC Bank N.A.PNC Bank N.A.15 Augustine Rd, Eureka, MO 63025A+5.0 ★Texas Ratio: 4.24%, Lindell Bank & Trust CompanyLindell Bank & Trust Company219 Thresher Dr, Eureka, MO 63025A+5.0 ★Texas Ratio: 1.91%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1314 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.68%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA100 The Legends Pkwy, Eureka, MO 63025A+5.0 ★Texas Ratio: 3.88%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, and First Community Credit UnionFirst Community Credit Union131 Eureka Towne Center Dr, Eureka, MO 63025 1031A+5.0 ★Texas Ratio: 3.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eureka, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eureka are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Eureka, Missouri
Market share is the lender's share of all home loans closed in Eureka, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Eureka 10 Hilltop Village Center Dr, Eureka, MO 63025 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 6 +2 HELOCs |
5% | 100% | $320,000 | View |
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1 office in Eureka 619 Stockell Dr, Eureka, MO 63025 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 2.5% | 100% | $528,333 | View |
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1 office in Eureka 200 E Fifth St, Eureka, MO 63025 A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1.7% | 66.7% | $985,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Eureka 15 Augustine Rd, Eureka, MO 63025 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 2 | 1.7% | 100% | $290,000 | View |
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1 office in Eureka 219 Thresher Dr, Eureka, MO 63025 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 1 | 0.8% | 100% | $455,000 | View |
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1 office in Eureka 1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1 office in Eureka 100 The Legends Pkwy, Eureka, MO 63025 A+5.0 ★Texas Ratio: 3.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 7 | 5.8% | 100% | $335,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 4 | 3.3% | 80% | $442,500 | View |
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131 Eureka Towne Center Dr, Eureka, MO 63025 1031 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 3 +11 HELOCs |
2.5% | 75% | $395,000 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 3 | 2.5% | 75% | $358,333 | View |
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1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
Conventional | 2 | 1.7% | 100% | $225,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA | 2 | 1.7% | 100% | $255,000 | View |
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1 W 5th St, Eureka, MO 63025 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 2 | 1.7% | 100% | $140,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.8% | 100% | $185,000 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $345,000 | View |
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1440 Rebel Dr, Union, MO 63084 B-4.4 ★Texas Ratio: 22.38% |
Conventional | 1 | 0.8% | 100% | $405,000 | View |
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101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional, Jumbo | 1 | 0.8% | 100% | $845,000 | View |
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7701 Forsyth Blvd, Clayton, MO 63105 D3.5 ★Texas Ratio: 33.34% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
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12452 Olive Blvd, Creve Coeur, MO 63141 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.8% | 100% | $695,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.8% | 100% | $295,000 | View |
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718 N Pine St, Rolla, MO 65401 A5.0 ★Texas Ratio: 11.23% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
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10044 West Florissant Ave, Saint Louis, MO 63136 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,135,000 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional | 1 | 0.8% | 100% | $595,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1467 W 5th St, Eureka, MO 63025 1002 A+5.0 ★Texas Ratio: 4.97% |
HELOC | 0 +1 HELOCs |
0% | 50% | View | |
Das Acquisition Company, LLC
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Conventional, FHA | 4 | 3.3% | 100% | $355,000 | |
Endeavor Capital, LLC
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Conventional, FHA | 3 | 2.5% | 100% | $351,666 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 2 | 1.7% | 100% | $340,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 11 | 9.1% | 91.7% | $186,818 | View |
Guild Mortgage Company
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Conventional, FHA | 7 | 5.8% | 100% | $432,142 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 5 +1 HELOCs |
4.1% | 87.5% | $335,000 | |
Nationstar Mortgage
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Conventional, VA | 4 | 3.3% | 100% | $240,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 2.5% | 100% | $221,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.5% | 100% | $235,000 | |
Geneva Financial LLC
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Conventional, FHA | 3 | 2.5% | 100% | $311,666 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 2.5% | 100% | $188,333 | |
New American Funding, LLC.
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Conventional | 3 | 2.5% | 100% | $455,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.7% | 66.7% | $360,000 | |
Scott Credit Union
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Conventional | 2 | 1.7% | 100% | $230,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.8% | 100% | $425,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.8% | 100% | $305,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.8% | 100% | $495,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.8% | 50% | $65,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 50% | $125,000 | |
Amerant Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.8% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
American Financing Corporation
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FHA | 1 | 0.8% | 100% | $275,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.8% | 100% | $395,000 | View |
Revity Credit Union
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Conventional | 1 | 0.8% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.8% | 100% | $855,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Village Capital & Investment
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VA | 1 | 0.8% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Eureka Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Eureka, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Eureka? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eureka in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Eureka, MO
Use these to narrow the list above. Each category shows how many Eureka, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Eureka, MO
Independent mortgage companies closed 57.9 percent of home loans in Eureka, Missouri in 2025, banks 34.7 percent and credit unions 7.4 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Farmers and Merchants Bank of St. Clair led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Eureka, MO
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Eureka, Missouri with 6 loans, about 5 percent of the market. The largest lender headquartered in Missouri was Farmers and Merchants Bank of St. Clair with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Eureka, Missouri in 2025, led by Jlb Corporation dba Golden Oak Lending with 2. 6 lenders closed VA loans, led by US Bank, N.A.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 8 credit unions closed home loans in Eureka, Missouri in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eureka, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eureka, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eureka. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
