Mortgage Lenders and Brokers in Cleveland, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cleveland, Missouri mortgage lenders include US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Umb Bank NAUmb Bank NA827 Arnold Commons Drive, Arnold, MO 63010A+5.0 ★Texas Ratio: 1.78%, North American Savings BankNorth American Savings Bank1001 N Jesse James Rd, Excelsior Springs, MO 64024A+5.0 ★Texas Ratio: 4.31%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Capitol Federal Savings BankCapitol Federal Savings Bank4242 Main St, Kansas City, MO 64111A+5.0 ★Texas Ratio: 5.21%, Hawthorn BankHawthorn Bank8127 E 171st St, Belton, MO 64012A+5.0 ★Texas Ratio: 3.36%, Bank of OdessaBank of Odessa201 E Front St, La Monte, MO 65337A5.0 ★Texas Ratio: 11.55%, First BankFirst Bank2255 Michigan Ave, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.49%, Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114, and United Consumers Credit UnionUnited Consumers Credit Union1111 E 23rd St S, Independence, MO 64055A5.0 ★Texas Ratio: 6.33%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cleveland, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cleveland are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cleveland, Missouri
Market share is the lender's share of all home loans closed in Cleveland, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
2.1% | 66.7% | $435,000 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 2 +2 HELOCs |
2.1% | 100% | $215,000 | View |
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1001 N Jesse James Rd, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 2 | 2.1% | 100% | $295,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 2.1% | 100% | $460,000 | View |
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4242 Main St, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 5.21% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1% | 50% | $825,000 | View |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $455,000 | View |
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201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55% |
Conventional | 1 | 1% | 100% | $505,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 1% | 100% | $705,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 1 | 1% | 100% | $105,000 | |
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1111 E 23rd St S, Independence, MO 64055 A5.0 ★Texas Ratio: 6.33% |
Conventional | 1 | 1% | 100% | $365,000 | View |
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410 N Massey Blvd, Nixa, MO 65714 A5.0 ★Texas Ratio: 13.33% |
Conventional | 1 | 1% | 100% | $545,000 | View |
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651 Ne Coronado Dr, Blue Springs, MO 64014 A5.0 ★Texas Ratio: 6.60% |
Conventional | 1 | 1% | 100% | $375,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 1% | 100% | $335,000 | View |
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3500 S Noland Rd, Independence, MO 64055 A+5.0 ★Texas Ratio: 3.50% |
FHA | 1 | 1% | 100% | $275,000 | View |
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202 E North Ave, Belton, MO 64012 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 1% | 100% | $395,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +3 HELOCs |
0% | 33.3% | View | |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1100 NW Outer Road, Blue Springs, MO 64015 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Citizens Bank of Amsterdam
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Conventional | 4 | 4.1% | 100% | $260,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 3 | 3.1% | 100% | $308,333 | |
R-G Fderal Credit Union
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Conventional | 2 | 2.1% | 100% | $135,000 | |
First State Bank of St Charles
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Conventional | 2 | 2.1% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 1% | 100% | $275,000 | View |
United Wholesale Mortgage
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Conventional, FHA | 9 | 9.3% | 100% | $338,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 7.2% | 100% | $426,428 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 6 | 6.2% | 75% | $148,333 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 6.2% | 100% | $318,333 | |
Communityamerica Federal Credit Union
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Conventional, FHA, HELOC | 5 +4 HELOCs |
5.2% | 83.3% | $393,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 3.1% | 60% | $288,333 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 2.1% | 100% | $495,000 | |
Newrez LLC
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Conventional | 2 | 2.1% | 100% | $85,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 2.1% | 66.7% | $235,000 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1% | 100% | $295,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 1% | 100% | $165,000 | View |
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A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 1% | 100% | $285,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1% | 100% | $265,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1% | 100% | $325,000 | |
Kind Lending, LLC
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Conventional | 1 | 1% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 1% | 100% | $715,000 | View |
loanDepot.com LLC
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Conventional | 1 | 1% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1% | 100% | $395,000 | View |
Discover Bank
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Conventional | 1 | 1% | 50% | $85,000 | |
Pivot Financial Partners, Inc
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Conventional | 1 | 1% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional | 1 | 1% | 100% | $265,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1% | 100% | $55,000 | |
Summit Funding.Inc
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Conventional | 1 | 1% | 100% | $455,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 1% | 100% | $285,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1% | 100% | $105,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1% | 100% | $55,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1% | 100% | $585,000 | |
Spring Eq, LLC
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Conventional | 1 | 1% | 50% | $65,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 1% | 100% | $215,000 | |
Mainstreet Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cleveland Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cleveland, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Cleveland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cleveland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cleveland, MO
Use these to narrow the list above. Each category shows how many Cleveland, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Cleveland, MO
Independent mortgage companies closed 57.7 percent of home loans in Cleveland, Missouri in 2025, banks 32 percent and credit unions 10.3 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and United Consumers Credit Union the largest credit union. Among lenders headquartered in Missouri, Umb Bank NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cleveland, MO
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Cleveland, Missouri with 2 loans, about 2.1 percent of the market. The largest lender headquartered in Missouri was Umb Bank NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Cleveland, Missouri in 2025, led by Pennymac Loan Services LLC with 2. 6 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 6 credit unions closed home loans in Cleveland, Missouri in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cleveland, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cleveland, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cleveland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
