Mortgage Lenders and Brokers in Clayton, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clayton, Missouri mortgage lenders include Bank of America NABank of America NA8100 Forsyth Blvd, Clayton, MO 63105A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.10 N Hanley Rd, Clayton, MO 63105A+5.0 ★Texas Ratio: 2.85%, Carrollton BankCarrollton Bank7911 Forsyth Blvd, Clayton, MO 63105A+5.0 ★Texas Ratio: 3.58%, The Central Trust BankThe Central Trust Bank7707 Forsyth Blvd, Clayton, MO 63105A+5.0 ★Texas Ratio: 3.12%, Regions BankRegions Bank8182 Maryland Ave, Clayton, MO 63105A+5.0 ★Texas Ratio: 4.37%, Umb Bank NAUmb Bank NA827 Arnold Commons Drive, Arnold, MO 63010A+5.0 ★Texas Ratio: 1.78%, BMO Harris Bank NABMO Harris Bank NA700 Corporate Park Dr, Clayton, MO 63105A+5.0 ★Texas Ratio: 3.54%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA7700 Bonhomme Ave, Clayton, MO 63105A+5.0 ★Texas Ratio: 3.88%, PNC Bank N.A.PNC Bank N.A.175 Carondelet Plz, Clayton, MO 63105A+5.0 ★Texas Ratio: 4.24%, and Enterprise Bank & TrustEnterprise Bank & Trust150 N Meramec Ave, Clayton, MO 63105A5.0 ★Texas Ratio: 7.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clayton, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clayton are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clayton, Missouri
Market share is the lender's share of all home loans closed in Clayton, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Clayton 8100 Forsyth Blvd, Clayton, MO 63105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 9 +5 HELOCs |
5.8% | 81.8% | $602,777 | View |
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1 office in Clayton 10 N Hanley Rd, Clayton, MO 63105 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 8 +4 HELOCs |
5.1% | 100% | $851,250 | View |
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1 office in Clayton 7911 Forsyth Blvd, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 5 +3 HELOCs |
3.2% | 100% | $311,000 | View |
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1 office in Clayton 7707 Forsyth Blvd, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.6% | 100% | $765,000 | View |
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2 offices in Clayton 8182 Maryland Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.6% | 100% | $845,000 | View |
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1 office in Clayton 827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $255,000 | View |
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2 offices in Clayton 700 Corporate Park Dr, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $65,000 | View |
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1 office in Clayton 7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,005,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Clayton 175 Carondelet Plz, Clayton, MO 63105 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,885,000 | View |
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150 N Meramec Ave, Clayton, MO 63105 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
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1 office in Clayton 8201 Maryland Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 2.49% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 18 +3 HELOCs |
11.5% | 100% | $1,022,777 | View |
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8000 Forsyth Blvd, Clayton, MO 63105 A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo, HELOC | 9 +13 HELOCs |
5.8% | 90% | $501,666 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 7 | 4.5% | 77.8% | $930,714 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 5 | 3.2% | 100% | $445,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.9% | 75% | $641,666 | View |
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12452 Olive Blvd, Creve Coeur, MO 63141 A+5.0 ★Texas Ratio: 1.51% |
Conventional, Jumbo | 3 | 1.9% | 100% | $1,011,666 | View |
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3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03% |
Conventional | 2 | 1.3% | 100% | $60,000 | View |
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217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 1.3% | 100% | $300,000 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, Jumbo, HELOC | 1 +5 HELOCs |
0.6% | 100% | $965,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $405,000 | View |
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169 Long Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 1.91% |
Conventional, Jumbo | 1 | 0.6% | 100% | $655,000 | View |
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11965 Saint Charles Rock Rd, Bridgeton, MO 63044 B+4.8 ★Texas Ratio: 17.59% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
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101 E Pine St, Bourbon, MO 65441 A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
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9111 Mackenzie Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 5.88% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
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8235 Forsyth Blvd, Clayton, MO 63105 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.6% | 100% | $605,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10044 West Florissant Ave, Saint Louis, MO 63136 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 4 | 2.6% | 100% | $530,000 | View |
First State Bank of St Charles
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Conventional | 4 | 2.6% | 100% | $400,000 | |
Das Acquisition Company, LLC
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Conventional | 3 | 1.9% | 100% | $588,333 | |
Jlb Corporation dba Golden Oak Lending
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Conventional | 2 | 1.3% | 100% | $315,000 | |
Endeavor Capital, LLC
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Conventional | 2 | 1.3% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $635,000 | View |
Gershman Investment Corp.
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Conventional | 1 | 0.6% | 100% | $805,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 9 | 5.8% | 100% | $580,555 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 1.9% | 100% | $615,000 | |
United Wholesale Mortgage
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Conventional | 3 | 1.9% | 100% | $501,666 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 3 | 1.9% | 57.1% | $271,666 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 3 | 1.9% | 100% | $651,666 | View |
Originpoint, LLC
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Conventional | 2 | 1.3% | 100% | $390,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 1.3% | 100% | $805,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 1.3% | 100% | $945,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.3% | 100% | $2,890,000 | View |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 2 | 1.3% | 66.7% | $1,845,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $755,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.6% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.6% | 100% | $585,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $625,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 1 | 0.6% | 50% | $1,255,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $805,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.6% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Communityamerica Federal Credit Union
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Conventional, Jumbo | 1 | 0.6% | 100% | $925,000 | |
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A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 50% | $135,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 100% | $645,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $235,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional, Jumbo | 1 | 0.6% | 100% | $875,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Scott Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Clayton Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clayton, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Clayton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clayton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clayton, MO
Use these to narrow the list above. Each category shows how many Clayton, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Clayton, MO
Independent mortgage companies closed 28.8 percent of home loans in Clayton, Missouri in 2025, banks 64.1 percent and credit unions 7.1 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Bank of America NA the largest bank and Together Credit Union the largest credit union. Among lenders headquartered in Missouri, Carrollton Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clayton, MO
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Clayton, Missouri with 9 loans, about 5.8 percent of the market. The largest lender headquartered in Missouri was Carrollton Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 10 credit unions closed home loans in Clayton, Missouri in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clayton, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clayton, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clayton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
