Mortgage Lenders and Brokers in Cedar Hill, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cedar Hill, Missouri mortgage lenders include Enterprise Bank & TrustEnterprise Bank & Trust8475 Local Hillsboro Rd, Cedar Hill, MO 63016A5.0 ★Texas Ratio: 7.31%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, Together Credit UnionTogether Credit Union1334 Jeffco Blvd, Arnold, MO 63010 2157A+5.0 ★Texas Ratio: 4.25%, Alliance Credit UnionAlliance Credit Union217 N Kingshighway St, Cape Girardeau, MO 63701A+5.0 ★Texas Ratio: 3.14%, Vantage Credit UnionVantage Credit Union11915 Saint Charles Rock Rd, Bridgeton, MO 63044A+5.0 ★Texas Ratio: 4.97%, Regions BankRegions Bank2582 Lemay Ferry Rd, Affton, MO 63125A+5.0 ★Texas Ratio: 4.37%, Neighbors Credit UnionNeighbors Credit Union109 East St, Clarence, MO 63437A5.0 ★Texas Ratio: 7.12%, and Paramount BankParamount Bank90 Village Square Shop Ctr, Hazelwood, MO 63042A5.0 ★Texas Ratio: 8.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cedar Hill, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cedar Hill are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cedar Hill, Missouri
Market share is the lender's share of all home loans closed in Cedar Hill, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cedar Hill 8475 Local Hillsboro Rd, Cedar Hill, MO 63016 A5.0 ★Texas Ratio: 7.31% |
Conventional, FHA | 4 | 2% | 100% | $237,500 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA, USDA | 7 | 3.6% | 100% | $272,142 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +2 HELOCs |
2.6% | 62.5% | $185,000 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 4 +5 HELOCs |
2% | 50% | $67,500 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 3 +3 HELOCs |
1.5% | 50% | $171,666 | View |
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217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 3 | 1.5% | 75% | $138,333 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 2 +4 HELOCs |
1% | 100% | $40,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $235,000 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 2 | 1% | 100% | $180,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 2 | 1% | 100% | $290,000 | View |
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55 Mill Hill Rd, Bloomsdale, MO 63627 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 2 | 1% | 100% | $280,000 | View |
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619 Stockell Dr, Eureka, MO 63025 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 1% | 100% | $70,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 25% | $75,000 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $145,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $255,000 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
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10625 Business 21, Hillsboro, MO 63050 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 1 | 0.5% | 50% | $185,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
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101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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11998 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 11 | 5.6% | 100% | $280,454 | |
Gershman Investment Corp.
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Conventional, FHA, VA, USDA | 8 | 4.1% | 100% | $246,250 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 7 | 3.6% | 100% | $303,571 | |
Mortgage Research Center
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VA | 6 | 3.1% | 85.7% | $278,333 | |
Ozarks Federal Savings and Loan
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Conventional | 5 | 2.6% | 100% | $323,000 | |
Community Mortgage, LLC
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Conventional | 2 | 1% | 100% | $280,000 | |
Family Finance Mortgage LLC
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FHA | 2 | 1% | 100% | $230,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.5% | 50% | $145,000 | View |
First State Bank of St Charles
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Guild Mortgage Company
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Conventional, FHA | 18 | 9.2% | 100% | $207,222 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 16 | 8.2% | 85.7% | $130,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 4.6% | 81.8% | $253,888 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 3.6% | 77.8% | $197,857 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 3.6% | 100% | $132,142 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 2.6% | 100% | $253,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 2% | 71.4% | $257,500 | |
Nations Lending Corporation
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Conventional, FHA | 3 | 1.5% | 100% | $145,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 1.5% | 50% | $141,666 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 1% | 100% | $250,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 1% | 100% | $260,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 1% | 100% | $450,000 | View |
Planet Home Lending, LLC
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FHA, VA | 2 | 1% | 100% | $195,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 1% | 100% | $190,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 1% | 100% | $200,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 100% | $45,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $185,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $215,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 50% | $105,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.5% | 25% | $245,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Bayshore Mortgage Funding
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USDA | 1 | 0.5% | 100% | $305,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.5% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
American Pacific Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.5% | 100% | $75,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.5% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
USDA | 1 | 0.5% | 100% | $275,000 | View |
21St Mortgage
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Conventional | 1 | 0.5% | 33.3% | $25,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $245,000 | |
Communityamerica Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Cedar Hill Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cedar Hill, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Cedar Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cedar Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cedar Hill, MO
Use these to narrow the list above. Each category shows how many Cedar Hill, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Cedar Hill, MO
Independent mortgage companies closed 69.9 percent of home loans in Cedar Hill, Missouri in 2025, banks 22.4 percent and credit unions 7.7 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Enterprise Bank & Trust the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Enterprise Bank & Trust led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cedar Hill, MO
By home loans closed in 2025, Enterprise Bank & Trust was the largest mortgage lender in Cedar Hill, Missouri with 4 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Cedar Hill, Missouri in 2025, led by Das Acquisition Company, LLC with 6. 13 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 9 credit unions closed home loans in Cedar Hill, Missouri in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cedar Hill, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cedar Hill, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cedar Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
