Mortgage Lenders and Brokers in Wiggins, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wiggins, Mississippi mortgage lenders include Bank of WigginsBank of Wiggins1115 Frontage Dr E, Wiggins, MS 39577A5.0 ★Texas Ratio: 7.47%, Renasant BankRenasant Bank124 Border Ave W, Wiggins, MS 39577A+5.0 ★Texas Ratio: 4.72%, The Peoples BankThe Peoples Bank1312 Magnolia Dr S, Wiggins, MS 39577A+5.0 ★Texas Ratio: 0.48%, Keesler Federal Credit UnionKeesler Federal Credit Union1080 Frontage Dr W, Wiggins, MS 39577 8354A+5.0 ★Texas Ratio: 5.02%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, FNB Picayune BankFNB Picayune Bank1025 Hall St, Wiggins, MS 39577A5.0 ★Texas Ratio: 7.31%, and Grand Bank for Savings, FSBGrand Bank for Savings, FSB204 Westover Dr, Hattiesburg, MS 39402A5.0 ★Texas Ratio: 7.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wiggins, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wiggins are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wiggins, Mississippi
Market share is the lender's share of all home loans closed in Wiggins, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1115 Frontage Dr E, Wiggins, MS 39577 A5.0 ★Texas Ratio: 7.47% |
Conventional | 23 | 14.9% | 100% | $80,217 | View |
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1 office in Wiggins 124 Border Ave W, Wiggins, MS 39577 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
1.9% | 60% | $181,666 | View |
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1 office in Wiggins 1312 Magnolia Dr S, Wiggins, MS 39577 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 1 | 0.6% | 100% | $35,000 | View |
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1080 Frontage Dr W, Wiggins, MS 39577 8354 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA, VA, HELOC | 11 +5 HELOCs |
7.1% | 61.1% | $141,363 | View |
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935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA | 6 | 3.9% | 75% | $176,666 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
3.2% | 100% | $289,000 | |
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8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
Conventional, USDA | 3 | 1.9% | 75% | $85,000 | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $135,000 | View |
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1025 Hall St, Wiggins, MS 39577 A5.0 ★Texas Ratio: 7.31% |
Conventional | 2 | 1.3% | 100% | $225,000 | View |
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204 Westover Dr, Hattiesburg, MS 39402 A5.0 ★Texas Ratio: 7.49% |
Conventional, FHA | 2 | 1.3% | 100% | $105,000 | View |
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28 Highway 528, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 3.47% |
FHA | 1 | 0.6% | 100% | $305,000 | View |
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4004 Promenade Pkwy, Diberville, MS 39540 5389 |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
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202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.6% | 50% | $315,000 | View |
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★ 4 stars, 3 reviews 100 S Beach Blvd, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 9.7% | 76.2% | $191,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 8 | 5.2% | 100% | $186,250 | |
Mortgage Research Center
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VA | 8 | 5.2% | 80% | $173,750 | |
21St Mortgage
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Conventional | 6 | 3.9% | 46.7% | $123,333 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 3.2% | 100% | $273,000 | |
United Wholesale Mortgage
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VA | 5 | 3.2% | 62.5% | $233,000 | |
Triad Financial Services, Inc.
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Conventional | 5 | 3.2% | 85.7% | $127,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, USDA | 5 | 3.2% | 100% | $171,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 4 +2 HELOCs |
2.6% | 50% | $145,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.9% | 100% | $198,333 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 1.9% | 100% | $268,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 1.9% | 50% | $111,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 40% | $195,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.3% | 66.7% | $65,000 | |
Stockton Mortgage Corporation
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FHA, VA | 2 | 1.3% | 100% | $230,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.3% | 100% | $70,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.6% | 100% | $265,000 | |
Primelending
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Conventional | 1 | 0.6% | 100% | $545,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.6% | 100% | $555,000 | |
Newrez LLC
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VA | 1 | 0.6% | 100% | $305,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
Land Home Financial Services,
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Conventional | 1 | 0.6% | 100% | $85,000 | |
T2 Financial LLC
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VA | 1 | 0.6% | 100% | $145,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.6% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.6% | 42.9% | $35,000 | View |
CSL Financial, LLC
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Conventional | 1 | 0.6% | 100% | $85,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Gmfs, LLC
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VA | 1 | 0.6% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
FHA | 1 | 0.6% | 100% | $215,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $295,000 | View |
Southwest Funding LP
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FHA | 1 | 0.6% | 100% | $325,000 | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Wiggins Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wiggins, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Wiggins? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wiggins in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wiggins, MS
Use these to narrow the list above. Each category shows how many Wiggins, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Wiggins, MS
Independent mortgage companies closed 56.5 percent of home loans in Wiggins, Mississippi in 2025, banks 34.4 percent and credit unions 9.1 percent. Rocket Mortgage was the largest mortgage company, Bank of Wiggins the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Bank of Wiggins led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wiggins, MS
By home loans closed in 2025, Bank of Wiggins was the largest mortgage lender in Wiggins, Mississippi with 23 loans, about 14.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Wiggins, Mississippi in 2025, led by Cmg Mortgage Inc with 4. 18 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 3 credit unions closed home loans in Wiggins, Mississippi in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wiggins, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wiggins, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wiggins. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
