Mortgage Lenders and Brokers in Saltillo, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Saltillo, Mississippi mortgage lenders include Renasant BankRenasant Bank367 Mobile St, Saltillo, MS 38866A+5.0 ★Texas Ratio: 4.72%, Guaranty Bank & Trust CompanyGuaranty Bank & Trust Company173 Mobile St, Saltillo, MS 38866A-5.0 ★Texas Ratio: 14.15%, Cadence BankCadence Bank2541 Highway 145, Saltillo, MS 38866, BankplusBankplus202 E Jackson St, Belzoni, MS 39038A+5.0 ★Texas Ratio: 4.80%, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, BankFirst Financial ServicesBankFirst Financial Services28 Highway 528, Bay Springs, MS 39422A+5.0 ★Texas Ratio: 3.47%, Wells Fargo Bank NAWells Fargo Bank NA2675 Pass Rd, Biloxi, MS 39531A+5.0 ★Texas Ratio: 5.36%, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Saltillo, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Saltillo are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Saltillo, Mississippi
Market share is the lender's share of all home loans closed in Saltillo, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Saltillo 367 Mobile St, Saltillo, MS 38866 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, Jumbo, HELOC | 20 +13 HELOCs |
12.2% | 95.2% | $237,000 | View |
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1 office in Saltillo 173 Mobile St, Saltillo, MS 38866 A-5.0 ★Texas Ratio: 14.15% |
Conventional, VA, USDA | 7 | 4.3% | 63.6% | $142,142 | View |
Cadence Bank
2541 Highway 145, Saltillo, MS 38866 |
Conventional, FHA, Jumbo, HELOC | 17 +15 HELOCs |
10.4% | 75% | $223,235 | |
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202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
Conventional, FHA, VA, USDA, HELOC | 14 +2 HELOCs |
8.5% | 100% | $215,000 | View |
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8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 8 +4 HELOCs |
4.9% | 81.8% | $130,000 | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, HELOC | 6 +3 HELOCs |
3.7% | 66.7% | $63,333 | View |
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935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $210,000 | View |
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28 Highway 528, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 2 | 1.2% | 100% | $170,000 | View |
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2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
Rocket Mortgage
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Conventional | 9 | 5.5% | 73.3% | $131,666 | |
Mortgage Research Center
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Conventional, FHA, VA | 8 | 4.9% | 88.9% | $221,250 | |
Triad Financial Services, Inc.
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Conventional | 7 | 4.3% | 72.7% | $140,714 | |
First Community Mortgage, Inc.
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Conventional, VA, USDA | 6 | 3.7% | 100% | $198,333 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA | 5 | 3% | 100% | $207,000 | View |
21St Mortgage
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Conventional | 5 | 3% | 62.5% | $145,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2.4% | 50% | $270,000 | |
Nationstar Mortgage
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Conventional | 3 | 1.8% | 75% | $121,666 | |
Stockton Mortgage Corporation
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FHA, VA | 3 | 1.8% | 100% | $225,000 | |
American Financial Resources LLC
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Conventional | 2 | 1.2% | 100% | $125,000 | |
New Day Financial, LLC.
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VA | 2 | 1.2% | 100% | $230,000 | |
Towne Mortgage Company
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USDA | 2 | 1.2% | 100% | $190,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, USDA | 2 | 1.2% | 100% | $160,000 | View |
Plaza Home Mortgage, Inc
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FHA, VA | 2 | 1.2% | 100% | $220,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.6% | 33.3% | $265,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.6% | 100% | $235,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 50% | $165,000 | |
United Wholesale Mortgage
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VA | 1 | 0.6% | 50% | $175,000 | |
Primelending
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Conventional | 1 | 0.6% | 100% | $245,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $395,000 | |
Newrez LLC
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VA | 1 | 0.6% | 50% | $255,000 | |
Equity Prime Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.6% | 100% | $155,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.6% | 50% | $375,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 100% | $135,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.6% | 100% | $295,000 | |
Amerisave Mortgage Company
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VA | 1 | 0.6% | 20% | $245,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.95% |
Conventional | 1 | 0.6% | 100% | $65,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.6% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
CB&S Bank
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.6% | 50% | $125,000 | |
Gmfs, LLC
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FHA | 1 | 0.6% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.6% | 100% | $195,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 50% | $35,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Southwest Funding LP
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USDA | 1 | 0.6% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Saltillo Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Saltillo, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Saltillo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Saltillo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Saltillo, MS
Use these to narrow the list above. Each category shows how many Saltillo, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Saltillo, MS
Independent mortgage companies closed 42.7 percent of home loans in Saltillo, Mississippi in 2025, banks 56.1 percent and credit unions 1.2 percent. Rocket Mortgage was the largest mortgage company, Renasant Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Guaranty Bank & Trust Company led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Saltillo, MS
By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Saltillo, Mississippi with 20 loans, about 12.2 percent of the market. The largest lender headquartered in Mississippi was Guaranty Bank & Trust Company with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Saltillo, Mississippi in 2025, led by Renasant Bank with 6. 16 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 3 credit unions closed home loans in Saltillo, Mississippi in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Saltillo, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Saltillo, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Saltillo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
