Moss Point, Mississippi mortgage lenders include Hancock Whitney BankHancock Whitney Bank5025 Main St, Moss Point, MS 39563A+5.0 ★Texas Ratio: 3.41%, Merchants & Marine BankMerchants & Marine Bank7616 Highway 613, Moss Point, MS 39563A5.0 ★Texas Ratio: 9.99%, Singing River Federal C.U.Singing River Federal C.U.Moss Point, MS, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Navigator Credit UnionNavigator Credit Union6012 Highway 63, Moss Point, MS 39563, Renasant BankRenasant Bank103 E Washington St, Aberdeen, MS 39730A+5.0 ★Texas Ratio: 4.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS 39531 2728A+5.0 ★Texas Ratio: 5.02%, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, and Hope Federal Credit UnionHope Federal Credit Union188 Porter Ave, Biloxi, MS 39530 3724. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Moss Point, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Moss Point are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Moss Point, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 4 stars, 3 reviews 1 office in Moss Point 5025 Main St, Moss Point, MS 39563 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 4 +3 HELOCs |
2.9% | 80% | $112,500 | View |
|
4 offices in Moss Point 7616 Highway 613, Moss Point, MS 39563 A5.0 ★Texas Ratio: 9.99% |
Conventional | 3 | 2.2% | 100% | $71,666 | View |
Singing River Federal C.U.
|
Conventional | 3 | 2.2% | 42.9% | $78,333 | |
|
935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA | 13 | 9.4% | 86.7% | $125,769 | View |
|
6012 Highway 63, Moss Point, MS 39563 |
Conventional | 6 | 4.3% | 60% | $65,000 | View |
|
103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
3.6% | 83.3% | $113,000 | View |
|
315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.9% | 100% | $122,500 | View |
|
2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
1.4% | 25% | $100,000 | View |
|
8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 2 | 1.4% | 28.6% | $95,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 2 | 1.4% | 100% | $120,000 | |
|
21300 Highway 613, Hurley, MS 39555 A+5.0 ★Texas Ratio: 4.56% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
|
902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.7% | 50% | $475,000 | View |
|
2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
|
814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.7% | 100% | $115,000 | View |
First Federal Savings and Loan Association of Pascagoula - Moss Point
|
Conventional | 6 | 4.3% | 100% | $86,666 | |
Rocket Mortgage
|
Conventional, FHA, VA | 13 | 9.4% | 66.7% | $134,230 | |
Cmg Mortgage Inc
|
FHA, VA, USDA | 12 | 8.7% | 88.2% | $167,500 | |
Mortgage Solutions of Colorado
|
Conventional, FHA, VA | 8 | 5.8% | 100% | $167,500 | |
Mortgage Research Center
|
VA | 7 | 5.1% | 77.8% | $170,714 | |
Fairway Independent Mort Corp
|
Conventional, FHA, USDA | 7 | 5.1% | 100% | $119,285 | |
United Wholesale Mortgage
|
Conventional, VA | 4 | 2.9% | 80% | $192,500 | |
Guild Mortgage Company
|
Conventional, FHA, USDA | 4 | 2.9% | 100% | $72,500 | |
|
A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $125,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 2 +1 HELOCs |
1.4% | 42.9% | $315,000 | |
Affordable Mortgage Advisors
|
FHA | 2 | 1.4% | 100% | $130,000 | |
Freedom Mortgage Corporation
|
Conventional, VA | 2 | 1.4% | 75% | $145,000 | |
|
A+5.0 ★Texas Ratio: 0.32% |
FHA, USDA | 2 | 1.4% | 100% | $220,000 | View |
Amerisave Mortgage Company
|
Conventional | 2 | 1.4% | 33.3% | $80,000 | |
loanDepot.com LLC
|
FHA | 2 | 1.4% | 66.7% | $125,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 2 | 1.4% | 100% | $85,000 | |
New American Funding, LLC.
|
FHA | 2 | 1.4% | 40% | $105,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
USDA | 1 | 0.7% | 100% | $85,000 | |
Primelending
|
Conventional | 1 | 0.7% | 100% | $175,000 | |
Newrez LLC
|
FHA | 1 | 0.7% | 25% | $105,000 | |
Equity Prime Mortgage LLC
|
USDA | 1 | 0.7% | 100% | $135,000 | |
Kind Lending, LLC
|
VA | 1 | 0.7% | 100% | $255,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.7% | 50% | $135,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
|
A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
Stockton Mortgage Corporation
|
USDA | 1 | 0.7% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
USDA | 1 | 0.7% | 100% | $125,000 | View |
All In Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Moss Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Moss Point in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Moss Point, MS lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 54.3 percent of home loans in Moss Point, Mississippi in 2025, banks 33.3 percent and credit unions 12.3 percent. Rocket Mortgage was the largest mortgage company, Hancock Whitney Bank the largest bank and Singing River Federal C.U. the largest credit union. Among lenders headquartered in Mississippi, Hancock Whitney Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
By home loans closed in 2025, Hancock Whitney Bank was the largest mortgage lender in Moss Point, Mississippi with 4 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Moss Point, Mississippi in 2025, led by Rocket Mortgage with 6. 9 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 8 credit unions closed home loans in Moss Point, Mississippi in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Moss Point, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Moss Point, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Moss Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.