Mortgage Lenders and Brokers in Magnolia, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Magnolia, Mississippi mortgage lenders include Citizens BankCitizens Bank105 N Clark Ave, Magnolia, MS 39652A+5.0 ★Texas Ratio: 2.03%, First BankFirst Bank284 E Bay St, Magnolia, MS 39652A5.0 ★Texas Ratio: 7.61%, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Sunbelt Federal Credit UnionSunbelt Federal Credit Union400 Veterans Ave, Biloxi, MS 39531A+5.0 ★Texas Ratio: 1.42%, Grand Bank for Savings, FSBGrand Bank for Savings, FSB204 Westover Dr, Hattiesburg, MS 39402A5.0 ★Texas Ratio: 7.49%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS 39531 2728A+5.0 ★Texas Ratio: 5.02%, and Vanderbilt Mortgage and Finance, Inc. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Magnolia, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Magnolia are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Magnolia, Mississippi
Market share is the lender's share of all home loans closed in Magnolia, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Magnolia 105 N Clark Ave, Magnolia, MS 39652 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 6 | 9.1% | 100% | $56,666 | View |
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1 office in Magnolia 284 E Bay St, Magnolia, MS 39652 A5.0 ★Texas Ratio: 7.61% |
Conventional | 2 | 3% | 66.7% | $45,000 | View |
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8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 4 | 6.1% | 100% | $262,500 | View |
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935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
4.5% | 100% | $71,666 | View |
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400 Veterans Ave, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 1.42% |
Conventional | 2 | 3% | 100% | $85,000 | View |
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204 Westover Dr, Hattiesburg, MS 39402 A5.0 ★Texas Ratio: 7.49% |
Conventional, FHA | 2 | 3% | 100% | $45,000 | View |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.5% | 50% | $135,000 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 8 | 12.1% | 43.3% | $118,750 | |
Triad Financial Services, Inc.
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Conventional | 4 | 6.1% | 50% | $117,500 | |
Mortgage Research Center
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VA | 4 | 6.1% | 100% | $182,500 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional | 2 | 3% | 50% | $455,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, USDA | 2 | 3% | 100% | $70,000 | View |
United Wholesale Mortgage
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Conventional, FHA | 2 | 3% | 100% | $105,000 | |
Rocket Mortgage
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FHA | 2 | 3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA, VA | 2 | 3% | 100% | $160,000 | View |
New American Funding, LLC.
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Conventional | 2 | 3% | 100% | $165,000 | |
Southwest Stage Funding LLC
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FHA, VA | 2 | 3% | 100% | $240,000 | |
21St Mortgage
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Conventional | 2 | 3% | 14.3% | $95,000 | |
First Community Mortgage, Inc.
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VA | 1 | 1.5% | 100% | $385,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.5% | 100% | $375,000 | |
Newrez LLC
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Conventional | 1 | 1.5% | 33.3% | $165,000 | |
loanDepot.com LLC
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FHA | 1 | 1.5% | 50% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 1.5% | 100% | $175,000 | View |
Click n' Close, Inc.
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FHA | 1 | 1.5% | 100% | $245,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $265,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.5% | 100% | $85,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $255,000 | |
Mission Loans, LLC
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Conventional | 1 | 1.5% | 100% | $85,000 | |
Gulf Coast Bank and Trust
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FHA | 1 | 1.5% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.5% | 28.6% | $65,000 | View |
CSL Financial, LLC
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Conventional | 1 | 1.5% | 100% | $105,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 1.5% | 100% | $195,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Magnolia Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Magnolia, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Magnolia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Magnolia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Magnolia, MS
Use these to narrow the list above. Each category shows how many Magnolia, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Magnolia, MS
Independent mortgage companies closed 53 percent of home loans in Magnolia, Mississippi in 2025, banks 43.9 percent and credit unions 3 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, Citizens Bank the largest bank and Sunbelt Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Citizens Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Magnolia, MS
By home loans closed in 2025, Citizens Bank was the largest mortgage lender in Magnolia, Mississippi with 6 loans, about 9.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Magnolia, Mississippi in 2025, led by Rocket Mortgage with 2. 5 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 2 credit unions closed home loans in Magnolia, Mississippi in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Magnolia, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Magnolia, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Magnolia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
