Mortgage Lenders and Brokers in Lyman, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lyman, Mississippi mortgage lenders include Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS 39531 2728A+5.0 ★Texas Ratio: 5.02%, Hope Federal Credit UnionHope Federal Credit Union188 Porter Ave, Biloxi, MS 39530 3724, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, Gulf Coast Community Federal Credit UnionGulf Coast Community Federal Credit Union295 Highway 90 Ste 27, Bay St Louis, MS 39520 3600A+5.0 ★Texas Ratio: 4.35%, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, First Horizon BankFirst Horizon Bank500 E Commerce St, Hernando, MS 38632A+5.0 ★Texas Ratio: 5.76%, PriorityOne BankPriorityOne Bank1400 W Government St, Brandon, MS 39042A5.0 ★Texas Ratio: 12.03%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, and Hancock Whitney BankHancock Whitney Bank100 S Beach Blvd, Bay Saint Louis, MS 39520A+5.0 ★Texas Ratio: 3.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lyman, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lyman are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lyman, Mississippi
Market share is the lender's share of all home loans closed in Lyman, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, HELOC | 6 +3 HELOCs |
2.7% | 100% | $186,666 | View |
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2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA, VA, HELOC | 5 +2 HELOCs |
2.3% | 71.4% | $247,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 5 | 2.3% | 100% | $111,000 | |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, VA, HELOC | 4 +3 HELOCs |
1.8% | 80% | $322,500 | |
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295 Highway 90 Ste 27, Bay St Louis, MS 39520 3600 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 3 | 1.4% | 100% | $85,000 | View |
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8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 2 | 0.9% | 66.7% | $210,000 | View |
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★ 5 stars, 1 review 500 E Commerce St, Hernando, MS 38632 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
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1400 W Government St, Brandon, MS 39042 A5.0 ★Texas Ratio: 12.03% |
VA | 1 | 0.5% | 100% | $395,000 | View |
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935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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★ 4 stars, 3 reviews 100 S Beach Blvd, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Federal Savings and Loan Association of Pascagoula - Moss Point
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Conventional | 1 | 0.5% | 100% | $145,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 76 | 34.7% | 85.6% | $318,684 | |
Mortgage Research Center
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Conventional, FHA, VA | 14 | 6.4% | 100% | $287,857 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
5% | 78.6% | $257,727 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 11 | 5% | 100% | $208,636 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +2 HELOCs |
4.1% | 75% | $225,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 4.1% | 56.2% | $217,222 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 2.7% | 100% | $165,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, VA | 5 | 2.3% | 83.3% | $257,000 | View |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 1.8% | 100% | $152,500 | |
21St Mortgage
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Conventional | 4 | 1.8% | 83.3% | $192,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA | 3 | 1.4% | 100% | $238,333 | |
Triad Financial Services, Inc.
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Conventional | 3 | 1.4% | 100% | $158,333 | |
Stockton Mortgage Corporation
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Conventional, FHA | 3 | 1.4% | 100% | $161,666 | |
Towne Mortgage Company
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FHA, VA, USDA | 3 | 1.4% | 100% | $261,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 1.4% | 100% | $228,333 | |
Gmfs, LLC
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Conventional, FHA, VA | 3 | 1.4% | 75% | $218,333 | |
Primelending
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Conventional, FHA | 2 | 0.9% | 100% | $285,000 | |
Freedom Mortgage Corporation
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VA | 2 | 0.9% | 66.7% | $295,000 | |
loanDepot.com LLC
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VA | 2 | 0.9% | 66.7% | $275,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 2 | 0.9% | 100% | $255,000 | |
New American Funding, LLC.
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Conventional, USDA | 2 | 0.9% | 66.7% | $105,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 0.9% | 66.7% | $200,000 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 50% | $195,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.5% | 100% | $225,000 | View |
Guild Mortgage Company
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FHA | 1 | 0.5% | 100% | $235,000 | |
American Financing Corporation
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Conventional | 1 | 0.5% | 50% | $55,000 | |
Schumacher Mortgage LLC
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VA | 1 | 0.5% | 100% | $615,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 33.3% | $355,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 50% | $235,000 | View |
Lower, LLC
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VA | 1 | 0.5% | 100% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 20% | $135,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 33.3% | $45,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lyman Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lyman, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Lyman? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lyman in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lyman, MS
Use these to narrow the list above. Each category shows how many Lyman, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Lyman, MS
Independent mortgage companies closed 78.1 percent of home loans in Lyman, Mississippi in 2025, banks 11.9 percent and credit unions 10 percent. DHI Mortgage Company, LTD. was the largest mortgage company, Community Bank of Mississippi the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Community Bank of Mississippi led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lyman, MS
By home loans closed in 2025, Community Bank of Mississippi was the largest mortgage lender in Lyman, Mississippi with 6 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lyman, Mississippi, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 85.6 percent, against a 82.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Lyman, Mississippi in 2025, led by DHI Mortgage Company, LTD. with 14. 22 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 4 credit unions closed home loans in Lyman, Mississippi in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lyman, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lyman, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lyman. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
