Kiln, Mississippi mortgage lenders include Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS 39531 2728A+5.0 ★Texas Ratio: 5.02%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, FNB Picayune BankFNB Picayune Bank16230 Highway 603, Kiln, MS 39556A5.0 ★Texas Ratio: 7.31%, Hancock Whitney BankHancock Whitney Bank100 S Beach Blvd, Bay Saint Louis, MS 39520A+5.0 ★Texas Ratio: 3.41%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, The Peoples BankThe Peoples Bank408 Highway 90, Bay Saint Louis, MS 39520A+5.0 ★Texas Ratio: 0.48%, Gulf Coast Community Federal Credit UnionGulf Coast Community Federal Credit Union295 Highway 90 Ste 27, Bay St Louis, MS 39520 3600A+5.0 ★Texas Ratio: 4.35%, Citizens BankCitizens Bank814 Main St, Columbia, MS 39429A+5.0 ★Texas Ratio: 2.03%, and Truist BankTruist Bank7427 Goodman Rd, Olive Branch, MS 38654A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kiln, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kiln are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Kiln, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA, VA, HELOC | 12 +6 HELOCs |
12% | 85.7% | $303,333 | View |
|
902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, VA, HELOC | 5 +2 HELOCs |
5% | 100% | $185,000 | View |
|
16230 Highway 603, Kiln, MS 39556 A5.0 ★Texas Ratio: 7.31% |
Conventional | 4 | 4% | 100% | $202,500 | View |
|
★ 4 stars, 3 reviews 100 S Beach Blvd, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 2 +8 HELOCs |
2% | 100% | $75,000 | View |
|
935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $375,000 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, HELOC | 1 +1 HELOCs |
1% | 33.3% | $105,000 | |
|
408 Highway 90, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 1 | 1% | 100% | $305,000 | View |
|
295 Highway 90 Ste 27, Bay St Louis, MS 39520 3600 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 1% | 33.3% | $195,000 | View |
|
814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 1% | 100% | $195,000 | View |
|
★ 1 stars, 1 review 7427 Goodman Rd, Olive Branch, MS 38654 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1% | 100% | $415,000 | View |
|
8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | 25% | View | |
|
202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Federal Savings and Loan Association of Pascagoula - Moss Point
|
Conventional | 1 | 1% | 100% | $95,000 | |
Triad Financial Services, Inc.
|
Conventional | 6 | 6% | 82.4% | $140,000 | |
United Wholesale Mortgage
|
Conventional, VA | 5 | 5% | 83.3% | $383,000 | |
Rocket Mortgage
|
Conventional, FHA | 5 | 5% | 50% | $177,000 | |
Cmg Mortgage Inc
|
FHA, USDA, HELOC | 4 +2 HELOCs |
4% | 100% | $155,000 | |
Gmfs, LLC
|
Conventional, FHA | 4 | 4% | 100% | $250,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 3 +1 HELOCs |
3% | 100% | $305,000 | |
Eustis Mortgage Corp
|
Conventional, FHA | 3 | 3% | 100% | $155,000 | |
Nationstar Mortgage
|
Conventional | 3 | 3% | 100% | $225,000 | |
Mortgage Research Center
|
Conventional, VA | 3 | 3% | 100% | $288,333 | |
Primelending
|
FHA, VA | 2 | 2% | 100% | $315,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 2 | 2% | 100% | $365,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 2% | 100% | $115,000 | |
Sun West Mortgage Company, Inc
|
FHA, VA | 2 | 2% | 100% | $220,000 | |
Planet Home Lending, LLC
|
Conventional, VA | 2 | 2% | 100% | $385,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 1% | 100% | $105,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1% | 100% | $105,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 1% | 100% | $265,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 1% | 100% | $195,000 | |
Loansteady LLC
|
FHA | 1 | 1% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1% | 100% | $445,000 | View |
|
A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 1% | 100% | $405,000 | |
New Day Financial, LLC.
|
FHA | 1 | 1% | 50% | $485,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1% | 100% | $805,000 | View |
Towne Mortgage Company
|
VA | 1 | 1% | 100% | $205,000 | |
Pentagon Federal Credit Union
|
VA | 1 | 1% | 100% | $265,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1% | 50% | $125,000 | View |
TowneBank
|
Conventional | 1 | 1% | 100% | $165,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1% | 100% | $185,000 | |
New American Funding, LLC.
|
FHA | 1 | 1% | 100% | $125,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1% | 100% | $315,000 | |
Lower, LLC
|
Conventional | 1 | 1% | 100% | $195,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 1% | 100% | $495,000 | View |
Southwest Stage Funding LLC
|
FHA | 1 | 1% | 100% | $235,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 1% | 100% | $265,000 | View |
21St Mortgage
|
Conventional | 1 | 1% | 9.1% | $155,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1% | 10% | $105,000 | |
Spring Eq, LLC
|
Conventional | 1 | 1% | 100% | $85,000 | |
Southwest Funding LP
|
FHA | 1 | 1% | 100% | $365,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a |
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Kiln? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kiln in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Kiln, MS lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 57 percent of home loans in Kiln, Mississippi in 2025, banks 25 percent and credit unions 18 percent. Triad Financial Services, Inc. was the largest mortgage company, Community Bank of Mississippi the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Keesler Federal Credit Union led with 12 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
By home loans closed in 2025, Keesler Federal Credit Union was the largest mortgage lender in Kiln, Mississippi with 12 loans, about 12 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Kiln, Mississippi in 2025, led by Cmg Mortgage Inc with 3. 12 lenders closed VA loans, led by Keesler Federal Credit Union, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 5 credit unions closed home loans in Kiln, Mississippi in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kiln, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kiln, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kiln. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.