Mortgage Lenders and Brokers in Fulton, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fulton, Mississippi mortgage lenders include Guaranty Bank & Trust CompanyGuaranty Bank & Trust Company401 Interchange Dr, Fulton, MS 38843A-5.0 ★Texas Ratio: 14.15%, Trustmark BankTrustmark Bank102 S Cummings St, Fulton, MS 38843A+5.0 ★Texas Ratio: 2.40%, Renasant BankRenasant Bank103 E Washington St, Aberdeen, MS 39730A+5.0 ★Texas Ratio: 4.72%, Cadence BankCadence Bank301 W Wiygul St, Fulton, MS 38843, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, Bank of CommerceBank of Commerce167 Court Sq, Charleston, MS 38921A+5.0 ★Texas Ratio: 4.84%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, BankplusBankplus202 E Jackson St, Belzoni, MS 39038A+5.0 ★Texas Ratio: 4.80%, and The Citizens BankThe Citizens Bank814 Main St, Columbia, MS 39429A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fulton, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fulton are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fulton, Mississippi
Market share is the lender's share of all home loans closed in Fulton, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fulton 401 Interchange Dr, Fulton, MS 38843 A-5.0 ★Texas Ratio: 14.15% |
Conventional, FHA, VA | 15 | 15% | 75% | $107,666 | View |
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1 office in Fulton 102 S Cummings St, Fulton, MS 38843 A+5.0 ★Texas Ratio: 2.40% |
Conventional, USDA, HELOC | 3 +4 HELOCs |
3% | 75% | $145,000 | View |
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103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA, HELOC | 9 +1 HELOCs |
9% | 90% | $157,222 | View |
Cadence Bank
301 W Wiygul St, Fulton, MS 38843 |
Conventional, USDA, HELOC | 5 +7 HELOCs |
5% | 83.3% | $147,000 | |
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8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
FHA, HELOC | 1 +1 HELOCs |
1% | 100% | $215,000 | View |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 1% | 100% | $225,000 | View |
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167 Court Sq, Charleston, MS 38921 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 1% | 100% | $105,000 | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 1% | 100% | $215,000 | View |
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202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
Conventional, Jumbo | 1 | 1% | 100% | $965,000 | View |
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814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 1% | 100% | $65,000 | View |
CB&S Bank
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Conventional, USDA, HELOC | 6 +2 HELOCs |
6% | 85.7% | $125,000 | |
Rocket Mortgage
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Conventional, FHA | 6 | 6% | 100% | $163,333 | |
Mortgage Research Center
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VA | 6 | 6% | 85.7% | $266,666 | |
Triad Financial Services, Inc.
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Conventional | 3 | 3% | 87.5% | $115,000 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 3% | 60% | $161,666 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 3 | 3% | 87.5% | $81,666 | View |
Plaza Home Mortgage, Inc
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FHA, VA | 3 | 3% | 100% | $201,666 | |
American Financial Resources LLC
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Conventional, USDA | 2 | 2% | 100% | $135,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2% | 66.7% | $135,000 | |
Stockton Mortgage Corporation
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FHA | 2 | 2% | 100% | $150,000 | |
Mortgage Solutions of Colorado
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Conventional, VA | 2 | 2% | 100% | $185,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 2 | 2% | 100% | $130,000 | View |
Premier Mortgage Resources, LLC
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FHA | 1 | 1% | 100% | $135,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 1% | 100% | $225,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1% | 100% | $115,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1% | 100% | $175,000 | |
loanDepot.com LLC
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FHA | 1 | 1% | 50% | $145,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1% | 100% | $155,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1% | 25% | $265,000 | |
Cmg Mortgage Inc
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FHA | 1 | 1% | 100% | $185,000 | |
Listerhill Credit Union
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Conventional | 1 | 1% | 100% | $425,000 | |
New Day Financial, LLC.
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VA | 1 | 1% | 50% | $185,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 100% | $205,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 1% | 100% | $325,000 | View |
Tjc Mortgage Inc
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FHA | 1 | 1% | 100% | $365,000 | |
CSL Financial, LLC
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Conventional | 1 | 1% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
FHA | 1 | 1% | 100% | $115,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1% | 100% | $455,000 | |
Paramount Residential Mortgage
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FHA | 1 | 1% | 100% | $115,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1% | 100% | $155,000 | |
Geneva Financial LLC
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FHA | 1 | 1% | 100% | $275,000 | |
Bank Independent
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Conventional | 1 | 1% | 100% | $85,000 |
Fulton Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fulton, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Fulton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fulton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fulton, MS
Use these to narrow the list above. Each category shows how many Fulton, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Fulton, MS
Independent mortgage companies closed 46 percent of home loans in Fulton, Mississippi in 2025, banks 52 percent and credit unions 2 percent. Rocket Mortgage was the largest mortgage company, Guaranty Bank & Trust Company the largest bank and Listerhill Credit Union the largest credit union. Among lenders headquartered in Mississippi, Guaranty Bank & Trust Company led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fulton, MS
By home loans closed in 2025, Guaranty Bank & Trust Company was the largest mortgage lender in Fulton, Mississippi with 15 loans, about 15 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Fulton, Mississippi in 2025, led by Guaranty Bank & Trust Company with 3. 12 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 2 credit unions closed home loans in Fulton, Mississippi in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fulton, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fulton, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fulton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
