Mortgage Lenders and Brokers in Clara, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clara, Mississippi mortgage lenders include Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, First State BankFirst State Bank2364 Buckatunna Chicora Clara Rd, Buckatunna, MS 39322A5.0 ★Texas Ratio: 10.01%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, BankFirst Financial ServicesBankFirst Financial Services28 Highway 528, Bay Springs, MS 39422A+5.0 ★Texas Ratio: 3.47%, Citizens National Bank of MeridianCitizens National Bank of Meridian102 Plaza Drive, Brandon, MS 39047A5.0 ★Texas Ratio: 7.13%, Merchants & Marine BankMerchants & Marine Bank1200 Highway 90, Gautier, MS 39553A5.0 ★Texas Ratio: 9.99%, Citizens BankCitizens Bank814 Main St, Columbia, MS 39429A+5.0 ★Texas Ratio: 2.03%, and Hope Federal Credit UnionHope Federal Credit Union188 Porter Ave, Biloxi, MS 39530 3724. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clara, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clara are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clara, Mississippi
Market share is the lender's share of all home loans closed in Clara, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA | 9 | 13.2% | 100% | $125,000 | View |
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2364 Buckatunna Chicora Clara Rd, Buckatunna, MS 39322 A5.0 ★Texas Ratio: 10.01% |
Conventional | 7 | 10.3% | 77.8% | $186,428 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, HELOC | 2 +3 HELOCs |
2.9% | 100% | $135,000 | |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.9% | 100% | $70,000 | View |
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935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
FHA, HELOC | 1 +1 HELOCs |
1.5% | 33.3% | $305,000 | View |
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28 Highway 528, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 1.5% | 100% | $285,000 | View |
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102 Plaza Drive, Brandon, MS 39047 A5.0 ★Texas Ratio: 7.13% |
Conventional | 1 | 1.5% | 33.3% | $55,000 | View |
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1200 Highway 90, Gautier, MS 39553 A5.0 ★Texas Ratio: 9.99% |
VA | 1 | 1.5% | 100% | $145,000 | View |
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814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 1.5% | 100% | $65,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 1 | 1.5% | 100% | $255,000 | |
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103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Rocket Mortgage
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Conventional, FHA | 9 | 13.2% | 64.3% | $192,777 | |
Triad Financial Services, Inc.
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Conventional | 8 | 11.8% | 68% | $88,750 | |
21St Mortgage
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Conventional | 6 | 8.8% | 35.3% | $76,666 | |
CSL Financial, LLC
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Conventional | 3 | 4.4% | 100% | $115,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 2.9% | 100% | $295,000 | |
Land Home Financial Services,
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Conventional | 2 | 2.9% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 2 | 2.9% | 100% | $280,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 1.5% | 100% | $145,000 | |
Primelending
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FHA | 1 | 1.5% | 100% | $185,000 | |
Cmg Mortgage Inc
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VA | 1 | 1.5% | 100% | $325,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 1.5% | 100% | $125,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.5% | 50% | $95,000 | |
Mortgage Research Center
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Conventional | 1 | 1.5% | 100% | $215,000 | |
New American Funding, LLC.
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VA | 1 | 1.5% | 100% | $195,000 | |
Gmfs, LLC
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FHA | 1 | 1.5% | 100% | $385,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.5% | 33.3% | $115,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 1.5% | 40% | $85,000 | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Clara Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clara, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Clara? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clara in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clara, MS
Use these to narrow the list above. Each category shows how many Clara, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Clara, MS
Independent mortgage companies closed 60.3 percent of home loans in Clara, Mississippi in 2025, banks 38.2 percent and credit unions 1.5 percent. Rocket Mortgage was the largest mortgage company, Community Bank of Mississippi the largest bank and Hope Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Community Bank of Mississippi led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clara, MS
By home loans closed in 2025, Community Bank of Mississippi was the largest mortgage lender in Clara, Mississippi with 9 loans, about 13.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Clara, Mississippi in 2025, led by Rocket Mortgage with 2. 5 lenders closed VA loans, led by Merchants & Marine Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 2 credit unions closed home loans in Clara, Mississippi in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clara, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clara, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clara. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
