Walker, Minnesota mortgage lenders include Bank ForwardBank Forward106 6th St S, Walker, MN 56484A5.0 ★Texas Ratio: 6.75%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, National Bank of CommerceNational Bank of Commerce22 1st St Ne, Bagley, MN 56621A+5.0 ★Texas Ratio: 5.00%, Merchants Bank, National AssociationMerchants Bank, National Association7300 147th St W, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.28%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, American National Bank of MinnesotaAmerican National Bank of Minnesota100 Highland Ave W, Walker, MN 56484A5.0 ★Texas Ratio: 8.08%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA15103 Cedar Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.68%, and MinnStar Bank National AssociationMinnStar Bank National Association202 N Main St, Lake Crystal, MN 56055A+5.0 ★Texas Ratio: 3.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Walker, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Walker are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Walker, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Walker 106 6th St S, Walker, MN 56484 A5.0 ★Texas Ratio: 6.75% |
Conventional | 8 | 8.7% | 100% | $361,250 | View |
|
331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +1 HELOCs |
6.5% | 100% | $171,666 | View |
|
1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 6 | 6.5% | 87.5% | $130,000 | View |
|
22 1st St Ne, Bagley, MN 56621 A+5.0 ★Texas Ratio: 5.00% |
Conventional | 3 | 3.3% | 100% | $385,000 | View |
|
7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 3 | 3.3% | 75% | $151,666 | View |
|
1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
2.2% | 100% | $1,035,000 | View |
|
100 Highland Ave W, Walker, MN 56484 A5.0 ★Texas Ratio: 8.08% |
Conventional | 2 | 2.2% | 100% | $310,000 | View |
|
122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.2% | 100% | $515,000 | View |
|
15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
|
202 N Main St, Lake Crystal, MN 56055 A+5.0 ★Texas Ratio: 3.00% |
Conventional | 1 | 1.1% | 100% | $465,000 | View |
|
5600 La Centre Ave Ste 100, Albertville, MN 55301 4018 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 1.1% | 100% | $135,000 | View |
|
301 West Lewis Street, Lewisville, MN 56060 A+5.0 ★Texas Ratio: 4.73% |
Conventional | 1 | 1.1% | 100% | $285,000 | View |
|
11 W 2nd St, Duluth, MN 55802 2014 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
|
900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional | 1 | 1.1% | 100% | $655,000 | View |
|
1060 Paul Bunyan Dr Nw, Bemidji, MN 56601 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 1 | 1.1% | 100% | $185,000 | View |
|
1702 Avenue B, Cloquet, MN 55720 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
|
14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional | 1 | 1.1% | 100% | $695,000 | View |
|
7101 West 78th Street, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 1.1% | 100% | $285,000 | View |
|
10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
|
321 Washburn Ave, Belgrade, MN 56312 A+5.0 ★Texas Ratio: 4.45% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
|
240 North Rd, Cloquet, MN 55720 A+5.0 ★Texas Ratio: 5.99% |
FHA | 1 | 1.1% | 100% | $55,000 | View |
|
14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Servion
|
Conventional | 1 | 1.1% | 100% | $125,000 | |
Rocket Mortgage
|
Conventional, Jumbo | 9 | 9.8% | 81.8% | $386,111 | |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 4.3% | 100% | $307,500 | |
United Wholesale Mortgage
|
Conventional | 3 | 3.3% | 100% | $538,333 | |
loanDepot.com LLC
|
Conventional, USDA | 3 | 3.3% | 60% | $418,333 | |
Everett Financial, Inc.
|
Conventional | 2 | 2.2% | 100% | $550,000 | |
Newrez LLC
|
Conventional, VA | 2 | 2.2% | 100% | $220,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 2.2% | 100% | $170,000 | |
Mortgage Research Center
|
VA | 2 | 2.2% | 100% | $280,000 | |
New American Funding, LLC.
|
Conventional | 2 | 2.2% | 50% | $355,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 2 | 2.2% | 66.7% | $360,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 1.1% | 100% | $505,000 | |
Nbkc Bank
|
Conventional, Jumbo | 1 | 1.1% | 100% | $1,005,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 1.1% | 100% | $435,000 | |
AgCountry Farm Credit Services, FLCA
|
Conventional | 1 | 1.1% | 100% | $185,000 | |
Gate City Bank
|
VA | 1 | 1.1% | 100% | $335,000 | |
LoanFlight Lending, LLC.
|
Conventional | 1 | 1.1% | 100% | $155,000 | |
New Day Financial, LLC.
|
VA | 1 | 1.1% | 100% | $115,000 | |
Altra Federal Credit Union
|
Conventional, Jumbo | 1 | 1.1% | 100% | $905,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 1.1% | 100% | $705,000 | |
|
A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 1.1% | 100% | $605,000 | View |
Pentagon Federal Credit Union
|
Conventional | 1 | 1.1% | 100% | $495,000 | |
|
A+5.0 ★Texas Ratio: 0.27% |
Conventional | 1 | 1.1% | 100% | $645,000 | View |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 1.1% | 100% | $315,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 1.1% | 50% | $425,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.1% | 100% | $255,000 | View |
|
A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Walker? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Walker in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Walker, MN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 43.5 percent of home loans in Walker, Minnesota in 2025, banks 41.3 percent and credit unions 15.2 percent. Servion was the largest mortgage company, Bank Forward the largest bank and Affinity Plus Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Affinity Plus Federal Credit Union led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
By home loans closed in 2025, Bank Forward was the largest mortgage lender in Walker, Minnesota with 8 loans, about 8.7 percent of the market. The largest lender headquartered in Minnesota was Affinity Plus Federal Credit Union with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Walker, Minnesota in 2025, led by Paramount Residential Mortgage with 2. 5 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 10 credit unions closed home loans in Walker, Minnesota in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Walker, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Walker, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Walker. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.