Mortgage Lenders and Brokers in Sartell, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sartell, Minnesota mortgage lenders include Liberty Bank MinnesotaLiberty Bank Minnesota198 Pine Cone Rd, Sartell, MN 56377A+5.0 ★Texas Ratio: 0.00%, Magnifi Financial Credit UnionMagnifi Financial Credit Union300 Pine Cone Rd, Sartell, MN 56377 3001A+5.0 ★Texas Ratio: 1.40%, US Bank, N.A.US Bank, N.A.1712 Pine Cone Rd S, Sartell, MN 56377A+5.0 ★Texas Ratio: 2.85%, BankvistaBankvista125 Twin Rivers Ct, Sartell, MN 56377A5.0 ★Texas Ratio: 11.00%, Deerwood BankDeerwood Bank2351 Connecticut Ave S, Sartell, MN 56377A+5.0 ★Texas Ratio: 4.01%, St. Cloud Financial Credit UnionSt. Cloud Financial Credit Union1716 Pine Cone Rd S, Sartell, MN 56377A+5.0 ★Texas Ratio: 3.54%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Old National BankOld National Bank101 Minnesota Ave N, Aitkin, MN 56431A+5.0 ★Texas Ratio: 4.98%, and Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sartell, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sartell are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sartell, Minnesota
Market share is the lender's share of all home loans closed in Sartell, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sartell 198 Pine Cone Rd, Sartell, MN 56377 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 29 | 8.1% | 100% | $221,206 | View |
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300 Pine Cone Rd, Sartell, MN 56377 3001 A+5.0 ★Texas Ratio: 1.40% |
Conventional, HELOC | 13 +3 HELOCs |
3.6% | 68.4% | $236,538 | View |
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1 office in Sartell 1712 Pine Cone Rd S, Sartell, MN 56377 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 10 +4 HELOCs |
2.8% | 90.9% | $291,000 | View |
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125 Twin Rivers Ct, Sartell, MN 56377 A5.0 ★Texas Ratio: 11.00% |
Conventional | 7 | 2% | 100% | $229,285 | View |
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1 office in Sartell 2351 Connecticut Ave S, Sartell, MN 56377 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 4 +8 HELOCs |
1.1% | 80% | $375,000 | View |
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1716 Pine Cone Rd S, Sartell, MN 56377 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 40 | 11.2% | 95.2% | $132,500 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 7 +3 HELOCs |
2% | 100% | $140,714 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, FHA, HELOC | 7 +2 HELOCs |
2% | 100% | $167,857 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 6 +8 HELOCs |
1.7% | 100% | $455,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 6 | 1.7% | 100% | $390,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional | 4 | 1.1% | 100% | $162,500 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 75% | $405,000 | View |
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104 Avon Ave N, Avon, MN 56310 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 3 | 0.8% | 100% | $1,665,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $260,000 | View |
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110 Meeker Ave W, Eden Valley, MN 55329 A5.0 ★Texas Ratio: 9.66% |
Conventional | 2 | 0.6% | 100% | $165,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, VA | 2 | 0.6% | 100% | $320,000 | View |
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113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 2 | 0.6% | 100% | $310,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 100% | $255,000 | View |
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4350 8th St N, Saint Cloud, MN 56303 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.6% | 100% | $475,000 | View |
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234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
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7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
FHA | 1 | 0.3% | 100% | $515,000 | View |
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9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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108 Minnesota Ave N, Aitkin, MN 56431 1410 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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512 30th Ave E, Alexandria, MN 56308 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Servion
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Conventional | 2 | 0.6% | 100% | $470,000 | |
Miners NB of Eveleth
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Conventional | 2 | 0.6% | 100% | $440,000 | |
Bremer Bank NA
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $515,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 19 | 5.3% | 95% | $293,947 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 15 | 4.2% | 93.8% | $260,333 | |
Rocket Mortgage
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Conventional, FHA, VA | 14 | 3.9% | 71.4% | $230,714 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 3.1% | 91.7% | $345,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 11 | 3.1% | 91.7% | $299,545 | |
Fairway Independent Mort Corp
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Conventional, FHA | 9 | 2.5% | 100% | $330,555 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 7 | 2% | 100% | $293,571 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 2% | 100% | $227,857 | |
Mortgage Research Center
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FHA, VA | 7 | 2% | 77.8% | $349,285 | |
Primelending
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Conventional, FHA | 5 | 1.4% | 100% | $227,000 | |
Freedom Mortgage Corporation
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VA | 5 | 1.4% | 71.4% | $277,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.4% | 100% | $399,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1.4% | 83.3% | $281,000 | |
Triad Financial Services, Inc.
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Conventional | 4 | 1.1% | 35% | $97,500 | |
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A+5.0 ★Texas Ratio: 5.11% |
Conventional | 4 | 1.1% | 100% | $292,500 | View |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.8% | 100% | $278,333 | |
Discover Bank
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Conventional | 3 | 0.8% | 60% | $75,000 | |
Credit Union 1
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Conventional | 3 | 0.8% | 60% | $48,333 | |
Nationstar Mortgage
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FHA, VA | 3 | 0.8% | 100% | $225,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.8% | 75% | $288,333 | |
21St Mortgage
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Conventional | 3 | 0.8% | 21.4% | $58,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 0.8% | 100% | $288,333 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $285,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $170,000 | |
Guild Mortgage Company
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Conventional, VA | 2 | 0.6% | 100% | $300,000 | |
American Financing Corporation
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Conventional | 2 | 0.6% | 100% | $185,000 | |
Union Home Mortgage Corp.
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FHA, VA | 2 | 0.6% | 100% | $335,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.6% | 100% | $315,000 | |
Uif Corporation
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Conventional | 2 | 0.6% | 100% | $285,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $260,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.6% | 100% | $285,000 | View |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $25,000 | |
Premier Mortgage Resources, LLC
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VA | 1 | 0.3% | 100% | $305,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $245,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $275,000 | |
Gate City Bank
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Conventional | 1 | 0.3% | 50% | $65,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Ivy Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 25% | $585,000 | View |
First International Bank & Trust
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Iowa Bankers Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Megastar Finanacial Corp
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Thrivent Bank
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Conventional | 1 | 0.3% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 50% | $35,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $175,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Uw Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Sartell Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sartell, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Sartell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sartell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sartell, MN
Use these to narrow the list above. Each category shows how many Sartell, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Sartell, MN
Independent mortgage companies closed 46.4 percent of home loans in Sartell, Minnesota in 2025, banks 31.6 percent and credit unions 22.1 percent. Servion was the largest mortgage company, Liberty Bank Minnesota the largest bank and Magnifi Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Liberty Bank Minnesota led with 29 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sartell, MN
By home loans closed in 2025, Liberty Bank Minnesota was the largest mortgage lender in Sartell, Minnesota with 29 loans, about 8.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Sartell, Minnesota in 2025, led by Homeowners Financial Group, LLC with 4. 17 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 13 credit unions closed home loans in Sartell, Minnesota in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sartell, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sartell, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sartell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
