Rosemount, Minnesota mortgage lenders include Merchants Bank, National AssociationMerchants Bank, National Association15055 Chippendale Avenue South, Rosemount, MN 55068A+5.0 ★Texas Ratio: 3.28%, Vermillion State BankVermillion State Bank15040 Canada Ave W, Rosemount, MN 55068A+5.0 ★Texas Ratio: 1.51%, Frandsen Bank & TrustFrandsen Bank & Trust7303 161st St W, Rosemount, MN 55068A+5.0 ★Texas Ratio: 5.91%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, and Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rosemount, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rosemount are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Rosemount, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Rosemount 15055 Chippendale Avenue South, Rosemount, MN 55068 A+5.0 ★Texas Ratio: 3.28% |
Conventional, HELOC | 3 +7 HELOCs |
0.4% | 100% | $268,333 | View |
|
1 office in Rosemount 15040 Canada Ave W, Rosemount, MN 55068 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 0.3% | 100% | $25,000 | View |
|
1 office in Rosemount 7303 161st St W, Rosemount, MN 55068 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 2 | 0.3% | 100% | $75,000 | View |
|
1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 32 +4 HELOCs |
4% | 97% | $342,812 | View |
|
331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 19 +14 HELOCs |
2.4% | 73.1% | $299,736 | View |
|
2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, FHA, HELOC | 18 +18 HELOCs |
2.3% | 78.3% | $132,222 | View |
|
1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 15 +3 HELOCs |
1.9% | 100% | $161,000 | View |
|
14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 14 +38 HELOCs |
1.8% | 88.2% | $318,571 | View |
|
122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 10 | 1.3% | 83.3% | $274,000 | View |
|
208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 9 | 1.1% | 100% | $386,111 | View |
|
11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA, VA | 9 | 1.1% | 90% | $340,555 | View |
|
143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, VA, HELOC | 7 +2 HELOCs |
0.9% | 100% | $390,714 | View |
|
10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 6 +3 HELOCs |
0.8% | 85.7% | $201,666 | View |
|
405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 5 +10 HELOCs |
0.6% | 83.3% | $405,000 | View |
|
7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
0.6% | 100% | $349,000 | View |
|
101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 3 +3 HELOCs |
0.4% | 100% | $305,000 | View |
|
15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 50% | $95,000 | View |
|
15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.4% | 42.9% | $268,333 | View |
|
11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 3 | 0.4% | 100% | $88,333 | View |
|
3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 2 +6 HELOCs |
0.3% | 100% | $90,000 | View |
|
7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 66.7% | $425,000 | View |
|
900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $105,000 | View |
|
101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.3% | 100% | $360,000 | View |
|
715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 2 | 0.3% | 100% | $170,000 | View |
|
27925 Danville Avenue, Castle Rock, MN 55010 A+5.0 ★Texas Ratio: 0.04% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
|
Dodge And Belvidere, Kellogg, MN 55945 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
|
5600 La Centre Ave Ste 100, Albertville, MN 55301 4018 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
|
13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
|
4001 Lexington Ave N, Arden Hills, MN 55126 A+5.0 ★Texas Ratio: 4.68% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
|
208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.1% | 100% | $445,000 | View |
|
601 1st St, Bellchester, MN 55027 A+5.0 ★Texas Ratio: 0.05% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
|
7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
|
2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
|
★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
|
1330 Conway St Ste 200, Saint Paul, MN 55106 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
|
412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tradition Mortgage, LLC
|
Conventional, FHA, VA | 25 | 3.1% | 100% | $391,000 | |
Cambria Financial Group
|
Conventional | 6 | 0.8% | 100% | $358,333 | |
Summit Mortgage Corporation
|
Conventional, VA | 6 | 0.8% | 100% | $391,666 | |
Servion
|
Conventional | 4 | 0.5% | 100% | $432,500 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 61 | 7.6% | 93.9% | $376,803 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 58 | 7.3% | 98.3% | $426,379 | |
Pulte Mortgage LLC
|
Conventional, FHA, VA | 48 | 6% | 92.3% | $418,750 | |
M/I Financial. LLC
|
Conventional, FHA | 29 | 3.6% | 96.9% | $415,689 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 26 +3 HELOCs |
3.3% | 84.4% | $366,538 | |
Rocket Mortgage
|
Conventional, FHA, VA | 26 | 3.3% | 86.7% | $295,384 | |
loanDepot.com LLC
|
Conventional, FHA, VA, Jumbo | 23 | 2.9% | 95.8% | $339,347 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 23 | 2.9% | 100% | $353,695 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 21 | 2.6% | 100% | $330,238 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 13 | 1.6% | 92.9% | $356,538 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 12 | 1.5% | 92.3% | $325,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 11 | 1.4% | 100% | $346,818 | |
Pennymac Loan Services LLC
|
Conventional, VA | 10 | 1.3% | 73.3% | $408,000 | |
Uif Corporation
|
Conventional | 10 | 1.3% | 90.9% | $405,000 | |
|
A+5.0 ★Texas Ratio: 3.17% |
Conventional, FHA, HELOC | 9 +2 HELOCs |
1.1% | 100% | $292,777 | View |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 9 | 1.1% | 90% | $459,444 | |
Guidance Residential, LLC
|
Conventional | 9 | 1.1% | 90% | $357,222 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 9 | 1.1% | 100% | $333,888 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 8 | 1% | 53.3% | $382,500 | |
Paramount Residential Mortgage
|
Conventional, FHA | 7 | 0.9% | 100% | $359,285 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 6 +3 HELOCs |
0.8% | 100% | $271,666 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, HELOC | 6 +1 HELOCs |
0.8% | 100% | $430,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 6 | 0.8% | 100% | $356,666 | |
Waterstone Mortgage Corporation
|
Conventional, VA | 6 | 0.8% | 100% | $215,000 | |
Guild Mortgage Company
|
Conventional | 5 | 0.6% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 5 | 0.6% | 100% | $383,000 | View |
Nationstar Mortgage
|
Conventional, FHA | 5 | 0.6% | 100% | $137,000 | |
Mortgage Research Center
|
VA | 5 | 0.6% | 62.5% | $321,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 4 +1 HELOCs |
0.5% | 100% | $250,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 4 | 0.5% | 100% | $232,500 | |
Primelending
|
Conventional, VA | 4 | 0.5% | 100% | $367,500 | |
Resicentral LLC
|
Conventional, FHA | 4 | 0.5% | 100% | $437,500 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 4 | 0.5% | 100% | $302,500 | View |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 4 | 0.5% | 100% | $432,500 | |
Planet Home Lending, LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $288,333 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 3 | 0.4% | 100% | $381,666 | View |
The Loan Store, Inc
|
Conventional | 3 | 0.4% | 100% | $325,000 | |
Lower, LLC
|
Conventional | 3 | 0.4% | 100% | $238,333 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $395,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 20% | $105,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional | 2 | 0.3% | 100% | $285,000 | |
SWBC Mortgage Corporation
|
Conventional | 2 | 0.3% | 100% | $285,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.3% | 50% | $470,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.3% | 100% | $515,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 0.3% | 100% | $285,000 | |
Movement Mortgage, LLC
|
Conventional | 2 | 0.3% | 100% | $240,000 | |
American Financing Corporation
|
FHA | 2 | 0.3% | 40% | $220,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 2 | 0.3% | 100% | $355,000 | |
Bay Equity LLC
|
Conventional | 2 | 0.3% | 100% | $420,000 | |
Cardinal Financial Company, Li
|
Conventional | 2 | 0.3% | 100% | $430,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.3% | 50% | $305,000 | View |
Provident Funding Associates
|
Conventional | 2 | 0.3% | 100% | $310,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.3% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 100% | $85,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
FHA, VA | 2 | 0.3% | 66.7% | $370,000 | View |
Mason-McDuffie Mortgage Corporation
|
Conventional, VA | 2 | 0.3% | 100% | $405,000 | |
Plaza Home Mortgage, Inc
|
FHA, VA | 2 | 0.3% | 100% | $285,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 2 | 0.3% | 100% | $315,000 | |
Genisys Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $75,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $425,000 | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $425,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
United Valley Bank
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
Newrez LLC
|
VA | 1 | 0.1% | 33.3% | $325,000 | |
Go Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.1% | 33.3% | $155,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.1% | 100% | $345,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 0.1% | 100% | $435,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $575,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.1% | 100% | $585,000 | View |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.1% | 100% | $545,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 50% | $335,000 | View |
|
A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.1% | 100% | $615,000 | View |
SIRVA Mortgage, Inc.
|
VA | 1 | 0.1% | 100% | $605,000 | |
Land Home Financial Services,
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
Nations Lending Corporation
|
Conventional | 1 | 0.1% | 100% | $395,000 | |
United Home Loans, Inc.
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.1% | 100% | $735,000 | |
|
A5.0 ★Texas Ratio: 7.43% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
Florida Capital Bank, N.A
|
Conventional | 1 | 0.1% | 50% | $465,000 | |
Thrivent Bank
|
Conventional | 1 | 0.1% | 100% | $55,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.1% | 100% | $455,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gate City Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Rosemount? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rosemount in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Rosemount, MN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 67.8 percent of home loans in Rosemount, Minnesota in 2025, banks 21.3 percent and credit unions 10.9 percent. Luminate Home Loans, Inc. was the largest mortgage company, Merchants Bank, National Association the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Merchants Bank, National Association led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
By home loans closed in 2025, Merchants Bank, National Association was the largest mortgage lender in Rosemount, Minnesota with 3 loans, about 0.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Rosemount, Minnesota, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 98.3 percent, against a 89.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Rosemount, Minnesota in 2025, led by Lennar Mortgage, LLC with 9. 33 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 20 credit unions closed home loans in Rosemount, Minnesota in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rosemount, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rosemount, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rosemount. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.