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Mortgage Lenders and Brokers in Rosemount, Minnesota

Rosemount, Minnesota mortgage lenders include Merchants Bank, National AssociationMerchants Bank, National Association15055 Chippendale Avenue South, Rosemount, MN 55068A+5.0 ★Texas Ratio: 3.28%, Vermillion State BankVermillion State Bank15040 Canada Ave W, Rosemount, MN 55068A+5.0 ★Texas Ratio: 1.51%, Frandsen Bank & TrustFrandsen Bank & Trust7303 161st St W, Rosemount, MN 55068A+5.0 ★Texas Ratio: 5.91%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, and Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Rosemount, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rosemount are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Rosemount, Minnesota

Market share is the lender's share of all home loans closed in Rosemount, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Rosemount
15055 Chippendale Avenue South, Rosemount, MN 55068
A+5.0 ★Texas Ratio: 3.28%
Conventional, HELOC 3
+7 HELOCs
0.4% 100% $268,333 View
1 office in Rosemount
15040 Canada Ave W, Rosemount, MN 55068
A+5.0 ★Texas Ratio: 1.51%
Conventional 2 0.3% 100% $25,000 View
1 office in Rosemount
7303 161st St W, Rosemount, MN 55068
A+5.0 ★Texas Ratio: 5.91%
Conventional 2 0.3% 100% $75,000 View
1001 Broadway St, Alexandria, MN 56308
A+5.0 ★Texas Ratio: 3.66%
Conventional, FHA, VA, HELOC 32
+4 HELOCs
4% 97% $342,812 View
331 S Broadway Ave, Albert Lea, MN 56007
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 19
+14 HELOCs
2.4% 73.1% $299,736 View
2772 E 82nd St, Bloomington, MN 55425 1365
A+5.0 ★Texas Ratio: 4.56%
Conventional, FHA, HELOC 18
+18 HELOCs
2.3% 78.3% $132,222 View
1719 W Main St, Albert Lea, MN 56007 4385
A+5.0 ★Texas Ratio: 4.41%
Conventional, HELOC 15
+3 HELOCs
1.9% 100% $161,000 View
14985 Glazier Ave, Apple Valley, MN 55124
Conventional, HELOC 14
+38 HELOCs
1.8% 88.2% $318,571 View
122 E Main St, Albert Lea, MN 56007
A+5.0 ★Texas Ratio: 5.36%
Conventional 10 1.3% 83.3% $274,000 View
208 W Front St, Claremont, MN 55924
A5.0 ★Texas Ratio: 11.06%
Conventional, FHA, VA 9 1.1% 100% $386,111 View
11660 Theatre Dr N, Champlin, MN 55316
A5.0 ★Texas Ratio: 13.85%
Conventional, FHA, VA 9 1.1% 90% $340,555 View
143 W Clark St, Albert Lea, MN 56007
A+5.0 ★Texas Ratio: 3.32%
Conventional, VA, HELOC 7
+2 HELOCs
0.9% 100% $390,714 View
10 Northtown Dr NE, Blaine, MN 55434 1033
A5.0 ★Texas Ratio: 6.19%
Conventional, HELOC 6
+3 HELOCs
0.8% 85.7% $201,666 View
405 E Main St, Anoka, MN 55303
A+5.0 ★Texas Ratio: 3.66%
Conventional, FHA, HELOC 5
+10 HELOCs
0.6% 83.3% $405,000 View
7760 France Ave S, Bloomington, MN 55435
A+5.0 ★Texas Ratio: 3.45%
Conventional, FHA, HELOC 5
+2 HELOCs
0.6% 100% $349,000 View
101 Minnesota Ave N, Aitkin, MN 56431
A+5.0 ★Texas Ratio: 4.98%
Conventional, HELOC 3
+3 HELOCs
0.4% 100% $305,000 View
15751 Emperor Ave, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 0.90%
Conventional, HELOC 3
+1 HELOCs
0.4% 50% $95,000 View
15103 Cedar Ave, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 3.68%
Conventional 3 0.4% 42.9% $268,333 View
11800 Aberdeen St Ne, Blaine, MN 55449
C+4.1 ★Texas Ratio: 26.29%
Conventional 3 0.4% 100% $88,333 View
3225 Denmark Ave, Eagan, MN 55121 1382
A+5.0 ★Texas Ratio: 5.61%
Conventional, HELOC 2
+6 HELOCs
0.3% 100% $90,000 View
7510 147th St W, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+3 HELOCs
0.3% 66.7% $425,000 View
900 American Blvd W, Bloomington, MN 55420
A5.0 ★Texas Ratio: 6.54%
Conventional, HELOC 2
+2 HELOCs
0.3% 100% $105,000 View
101 Old Town Rd, Elko New Market, MN 55054
A+5.0 ★Texas Ratio: 0.00%
Conventional 2 0.3% 100% $360,000 View
715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074
A+5.0 ★Texas Ratio: 1.13%
Conventional 2 0.3% 100% $170,000 View
27925 Danville Avenue, Castle Rock, MN 55010
A+5.0 ★Texas Ratio: 0.04%
Conventional 1 0.1% 100% $255,000 View
Dodge And Belvidere, Kellogg, MN 55945
A+5.0 ★Texas Ratio: 0.47%
Conventional 1 0.1% 100% $385,000 View
5600 La Centre Ave Ste 100, Albertville, MN 55301 4018
A+5.0 ★Texas Ratio: 3.54%
Conventional 1 0.1% 100% $35,000 View
13735 Round Lake Blvd NW, Andover, MN 55304
A+5.0 ★Texas Ratio: 5.40%
Conventional 1 0.1% 100% $25,000 View
4001 Lexington Ave N, Arden Hills, MN 55126
A+5.0 ★Texas Ratio: 4.68%
Conventional 1 0.1% 100% $215,000 View
208 W Front St, Claremont, MN 55924
A5.0 ★Texas Ratio: 11.06%
FHA 1 0.1% 100% $445,000 View
601 1st St, Bellchester, MN 55027
A+5.0 ★Texas Ratio: 0.05%
Conventional 1 0.1% 100% $165,000 View
7831 E Bush Lake Rd, Edina, MN 55439
A+5.0 ★Texas Ratio: 3.43%
Conventional 1 0.1% 100% $225,000 View
2100 Blaisdell Ave, Minneapolis, MN 55404
A5.0 ★Texas Ratio: 9.43%
Conventional 1 0.1% 100% $465,000 View
★ 5 stars, 1 review
5941 94th Ave N, Brooklyn Park, MN 55443
A+5.0 ★Texas Ratio: 1.52%
Conventional 1 0.1% 100% $435,000 View
1330 Conway St Ste 200, Saint Paul, MN 55106
A+5.0 ★Texas Ratio: 1.19%
Conventional 1 0.1% 100% $345,000 View
412 E Main St, Ada, MN 56510
A+5.0 ★Texas Ratio: 3.54%
HELOC 0
+4 HELOCs
0% n/a View
234 1st Ave E, Cambridge, MN 55008
A+5.0 ★Texas Ratio: 3.79%
HELOC 0
+1 HELOCs
0% n/a View
14986 Lynwood Dr, Baxter, MN 56425
A+5.0 ★Texas Ratio: 4.01%
HELOC 0
+1 HELOCs
0% n/a View
Tradition Mortgage, LLC
Conventional, FHA, VA 25 3.1% 100% $391,000
Cambria Financial Group
Conventional 6 0.8% 100% $358,333
Summit Mortgage Corporation
Conventional, VA 6 0.8% 100% $391,666
Servion
Conventional 4 0.5% 100% $432,500
Lennar Mortgage, LLC
Conventional, FHA, VA 61 7.6% 93.9% $376,803
DHI Mortgage Company, LTD.
Conventional, FHA, VA 58 7.3% 98.3% $426,379
Pulte Mortgage LLC
Conventional, FHA, VA 48 6% 92.3% $418,750
M/I Financial. LLC
Conventional, FHA 29 3.6% 96.9% $415,689
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 26
+3 HELOCs
3.3% 84.4% $366,538
Rocket Mortgage
Conventional, FHA, VA 26 3.3% 86.7% $295,384
loanDepot.com LLC
Conventional, FHA, VA, Jumbo 23 2.9% 95.8% $339,347
Prosperity Home Mortgage, LLC
Conventional, FHA, VA 23 2.9% 100% $353,695
Fairway Independent Mort Corp
Conventional, FHA, VA 21 2.6% 100% $330,238
Guaranteed Rate, Inc.
Conventional, FHA 13 1.6% 92.9% $356,538
New American Funding, LLC.
Conventional, FHA, VA 12 1.5% 92.3% $325,000
CrossCountry Mortgage, LLC
Conventional, FHA, VA 11 1.4% 100% $346,818
Pennymac Loan Services LLC
Conventional, VA 10 1.3% 73.3% $408,000
Uif Corporation
Conventional 10 1.3% 90.9% $405,000
A+5.0 ★Texas Ratio: 3.17%
Conventional, FHA, HELOC 9
+2 HELOCs
1.1% 100% $292,777 View
Freedom Mortgage Corporation
Conventional, FHA, VA 9 1.1% 90% $459,444
Guidance Residential, LLC
Conventional 9 1.1% 90% $357,222
Cmg Mortgage Inc
Conventional, FHA, USDA 9 1.1% 100% $333,888
Home Mortgage Alliance Corp (Hmac)
Conventional 8 1% 53.3% $382,500
Paramount Residential Mortgage
Conventional, FHA 7 0.9% 100% $359,285
Navy Federal Credit Union
Conventional, VA, HELOC 6
+3 HELOCs
0.8% 100% $271,666
Mutual of Omaha Mortgage
Conventional, FHA, HELOC 6
+1 HELOCs
0.8% 100% $430,000
Everett Financial, Inc.
Conventional, FHA 6 0.8% 100% $356,666
Waterstone Mortgage Corporation
Conventional, VA 6 0.8% 100% $215,000
Guild Mortgage Company
Conventional 5 0.6% 100% $385,000
A+5.0 ★Texas Ratio: 2.20%
Conventional 5 0.6% 100% $383,000 View
Nationstar Mortgage
Conventional, FHA 5 0.6% 100% $137,000
Mortgage Research Center
VA 5 0.6% 62.5% $321,000
A5.0 ★Texas Ratio: 6.31%
Conventional, HELOC 4
+1 HELOCs
0.5% 100% $250,000 View
Guaranteed Rate Affinity, LLC
Conventional, FHA 4 0.5% 100% $232,500
Primelending
Conventional, VA 4 0.5% 100% $367,500
Resicentral LLC
Conventional, FHA 4 0.5% 100% $437,500
A-5.0 ★Texas Ratio: 14.93%
Conventional 4 0.5% 100% $302,500 View
Carrington Mortgage Services LLC
Conventional, FHA, VA 4 0.5% 100% $432,500
Planet Home Lending, LLC
Conventional, FHA 3 0.4% 100% $288,333
A+5.0 ★Texas Ratio: 1.10%
Conventional 3 0.4% 100% $381,666 View
The Loan Store, Inc
Conventional 3 0.4% 100% $325,000
Lower, LLC
Conventional 3 0.4% 100% $238,333
C3.9 ★Texas Ratio: 27.97%
Conventional, HELOC 2
+2 HELOCs
0.3% 100% $395,000 View
Spring Eq, LLC
Conventional, HELOC 2
+2 HELOCs
0.3% 20% $105,000
Consumer Real Estate Finance Co DBA Society Mortgage
Conventional 2 0.3% 100% $285,000
SWBC Mortgage Corporation
Conventional 2 0.3% 100% $285,000
Lakeview Loan Servicing, LLC
Conventional 2 0.3% 50% $470,000
Sage Home Loans Corporation
Conventional 2 0.3% 100% $515,000
AmeriHome Mortgage Company, LLC
FHA 2 0.3% 100% $285,000
Movement Mortgage, LLC
Conventional 2 0.3% 100% $240,000
American Financing Corporation
FHA 2 0.3% 40% $220,000
Union Home Mortgage Corp.
Conventional, VA 2 0.3% 100% $355,000
Bay Equity LLC
Conventional 2 0.3% 100% $420,000
Cardinal Financial Company, Li
Conventional 2 0.3% 100% $430,000
B-3.5 ★Texas Ratio: 6.80%
VA 2 0.3% 50% $305,000 View
Provident Funding Associates
Conventional 2 0.3% 100% $310,000
Zillow Home Loans, LLC
Conventional 2 0.3% 100% $195,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 2 0.3% 100% $85,000 View
A5.0 ★Texas Ratio: 9.09%
FHA, VA 2 0.3% 66.7% $370,000 View
Mason-McDuffie Mortgage Corporation
Conventional, VA 2 0.3% 100% $405,000
Plaza Home Mortgage, Inc
FHA, VA 2 0.3% 100% $285,000
American Neighborhood Mortgage Acceptance Company
Conventional 2 0.3% 100% $315,000
Genisys Credit Union
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $75,000
Better Mortgage Corporation
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $425,000
★ 1.7 stars, 3 reviews
A+5.0 ★Texas Ratio: 4.24%
FHA, HELOC 1
+1 HELOCs
0.1% 100% $425,000 View
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.1% 100% $465,000 View
United Valley Bank
Conventional 1 0.1% 100% $355,000
Newrez LLC
VA 1 0.1% 33.3% $325,000
Go Mortgage, LLC
Conventional 1 0.1% 100% $215,000
Amerisave Mortgage Company
Conventional 1 0.1% 33.3% $155,000
AdvantageFirst Lending Inc
VA 1 0.1% 100% $345,000
Homestead Funding Corp.
Conventional 1 0.1% 100% $435,000
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.1% 100% $575,000 View
A5.0 ★Texas Ratio: 8.47%
Conventional 1 0.1% 100% $585,000 View
Sun West Mortgage Company, Inc
VA 1 0.1% 100% $545,000
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.1% 50% $335,000 View
A+5.0 ★Texas Ratio: 3.45%
Conventional 1 0.1% 100% $615,000 View
SIRVA Mortgage, Inc.
VA 1 0.1% 100% $605,000
Land Home Financial Services,
Conventional 1 0.1% 100% $335,000
Nations Lending Corporation
Conventional 1 0.1% 100% $395,000
United Home Loans, Inc.
Conventional 1 0.1% 100% $305,000
Sierra Pacific Mortgage Co. Inc
Conventional 1 0.1% 100% $305,000
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.1% 100% $345,000 View
Mortgage Solutions of Colorado
VA 1 0.1% 100% $735,000
A5.0 ★Texas Ratio: 7.43%
Conventional 1 0.1% 100% $305,000 View
Florida Capital Bank, N.A
Conventional 1 0.1% 50% $465,000
Thrivent Bank
Conventional 1 0.1% 100% $55,000
Ark-La-Tex Financial Services LLC
Conventional 1 0.1% 100% $455,000
Figure Lending LLC
HELOC 0
+6 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+3 HELOCs
0% n/a View
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
Alliant Credit Union
HELOC 0
+1 HELOCs
0% n/a
Gate City Bank
HELOC 0
+1 HELOCs
0% n/a
Pentagon Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Rosemount, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Rosemount? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rosemount in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Rosemount, MN

Use these to narrow the list above. Each category shows how many Rosemount, MN lenders fit and what that kind of lender is usually best for.

Who Lends in Rosemount, MN

Independent mortgage companies closed 67.8 percent of home loans in Rosemount, Minnesota in 2025, banks 21.3 percent and credit unions 10.9 percent. Luminate Home Loans, Inc. was the largest mortgage company, Merchants Bank, National Association the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Merchants Bank, National Association led with 3 loans.

67.8%
Mortgage companies
21.3%
Banks
10.9%
Credit unions
11%
FHA loans
7%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Rosemount, MN

Who is the largest mortgage lender in Rosemount, MN?

By home loans closed in 2025, Merchants Bank, National Association was the largest mortgage lender in Rosemount, Minnesota with 3 loans, about 0.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Rosemount, MN have the highest approval rates?

Among lenders with meaningful volume in Rosemount, Minnesota, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 98.3 percent, against a 89.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Rosemount, MN mortgage lenders offer FHA, VA and USDA loans?

36 lenders closed FHA loans in Rosemount, Minnesota in 2025, led by Lennar Mortgage, LLC with 9. 33 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Rosemount, MN lender list?

Yes. 45 banks and 20 credit unions closed home loans in Rosemount, Minnesota in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Rosemount, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Rosemount, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rosemount, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rosemount. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.