Mortgage Lenders and Brokers in Oak Grove, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oak Grove, Minnesota mortgage lenders include Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Topline Financial Credit UnionTopline Financial Credit Union900 American Blvd W, Bloomington, MN 55420A5.0 ★Texas Ratio: 6.54%, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124, Minnco Credit UnionMinnco Credit Union2121 Station Pkwy NW, Andover, MN 55304A+5.0 ★Texas Ratio: 2.50%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, and Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Grove, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Grove are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oak Grove, Minnesota
Market share is the lender's share of all home loans closed in Oak Grove, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 22 +2 HELOCs |
12.3% | 91.7% | $419,545 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 8 +4 HELOCs |
4.5% | 100% | $182,500 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 7 +9 HELOCs |
3.9% | 77.8% | $93,571 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 7 +6 HELOCs |
3.9% | 72.7% | $89,285 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 7 +2 HELOCs |
3.9% | 70% | $279,285 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 4 +2 HELOCs |
2.2% | 100% | $172,500 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 3 +4 HELOCs |
1.7% | 100% | $335,000 | View |
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2121 Station Pkwy NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 3 | 1.7% | 100% | $41,666 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 1.1% | 100% | $375,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional | 2 | 1.1% | 100% | $100,000 | View |
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4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 2 | 1.1% | 100% | $100,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 50% | $300,000 | View |
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7101 West 78th Street, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 2 | 1.1% | 100% | $145,000 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.6% | 100% | $1,425,000 | View |
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234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $465,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $105,000 | View |
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7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $355,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $455,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
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104 Avon Ave N, Avon, MN 56310 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
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641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 1 | 0.6% | 100% | $35,000 | View |
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13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.6% | 100% | $35,000 | View |
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221 Main St N, Biwabik, MN 55708 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 1 | 0.6% | 100% | $475,000 | View |
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1600 Monroe Drive, Carver, MN 55315 A+5.0 ★Texas Ratio: 3.53% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,125,000 | View |
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7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
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2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Mortgage Corporation
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Conventional | 4 | 2.2% | 100% | $460,000 | |
Cambria Financial Group
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Conventional | 2 | 1.1% | 100% | $435,000 | |
Tradition Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $505,000 | |
United Wholesale Mortgage
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Conventional, VA | 10 | 5.6% | 83.3% | $386,000 | |
Rocket Mortgage
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Conventional, FHA | 10 | 5.6% | 90.9% | $267,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
4.5% | 100% | $352,500 | |
Movement Mortgage, LLC
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Conventional, VA | 5 | 2.8% | 100% | $295,000 | |
New American Funding, LLC.
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Conventional | 5 | 2.8% | 100% | $313,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2.2% | 100% | $275,000 | |
Lower, LLC
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Conventional, FHA | 4 | 2.2% | 100% | $327,500 | |
Newrez LLC
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Conventional, VA | 3 | 1.7% | 75% | $351,666 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 1.7% | 100% | $488,333 | |
Everett Financial, Inc.
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Conventional | 2 | 1.1% | 100% | $715,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.1% | 50% | $300,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 1.1% | 100% | $300,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 1.1% | 100% | $585,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.1% | 100% | $115,000 | View |
Gate City Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.6% | 66.7% | $325,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.6% | 100% | $375,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $785,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $435,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 50% | $75,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Altra Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $575,000 | |
United Home Loans, Inc.
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Conventional | 1 | 0.6% | 100% | $395,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $65,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $455,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 50% | $395,000 | View |
Mutual of Omaha Mortgage
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VA | 1 | 0.6% | 100% | $575,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $435,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $45,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.6% | 100% | $775,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 0.6% | 100% | $365,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $365,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Midwestone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.17% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Oak Grove Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oak Grove, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Oak Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oak Grove, MN
Use these to narrow the list above. Each category shows how many Oak Grove, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Oak Grove, MN
Independent mortgage companies closed 45.8 percent of home loans in Oak Grove, Minnesota in 2025, banks 33.5 percent and credit unions 20.7 percent. Summit Mortgage Corporation was the largest mortgage company, Bell Bank the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Trustone Financial Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oak Grove, MN
By home loans closed in 2025, Bell Bank was the largest mortgage lender in Oak Grove, Minnesota with 22 loans, about 12.3 percent of the market. The largest lender headquartered in Minnesota was Trustone Financial Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Oak Grove, Minnesota in 2025, led by Rocket Mortgage with 2. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 16 credit unions closed home loans in Oak Grove, Minnesota in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Grove, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Grove, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
